Assembly Bill A2566

2009-2010 Legislative Session

Prohibits insurers from refusing to issue or renew, cancel, or charge or impose an increased premium for certain policies based on the breed of a dog owned

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Archive: Last Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2009-A2566 (ACTIVE) - Details

See Senate Version of this Bill:
S404
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add ยง3421, Ins L
Versions Introduced in Other Legislative Sessions:
2011-2012: A3507, S3092
2013-2014: A3952, S4822
2015-2016: A3696, S487
2017-2018: A4225, S2075
2019-2020: A723, S4286, S7924
2021-2022: A4075, S4254

2009-A2566 (ACTIVE) - Summary

Prohibits insurers from refusing to issue or renew, cancel, or charge or impose a reasonably increased premium for homeowners' insurance policies based on the breed of a dog owned.

2009-A2566 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  2566

                       2009-2010 Regular Sessions

                          I N  A S S E M B L Y

                            January 20, 2009
                               ___________

Introduced  by  M. of A. GLICK, O'DONNELL, ENGLEBRIGHT, COLTON, SWEENEY,
  KELLNER, McDONOUGH -- read once  and  referred  to  the  Committee  on
  Insurance

AN  ACT  to amend the insurance law, in relation to prohibiting insurers
  from canceling, refusing to issue or renew, or charging higher  premi-
  ums for homeowners' insurance based on the breed of dog owned

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. The insurance law is amended by adding a new  section  3421
to read as follows:
  S  3421.  HOMEOWNERS'  LIABILITY  INSURANCE;  DOGS. 1. WITH RESPECT TO
HOMEOWNERS' INSURANCE POLICIES AS DEFINED IN SECTION TWO THOUSAND  THREE
HUNDRED  FIFTY-ONE  OF THIS CHAPTER, NO INSURER SHALL REFUSE TO ISSUE OR
RENEW, CANCEL, OR CHARGE OR IMPOSE AN INCREASED PREMIUM OR RATE FOR SUCH
POLICY OR CONTRACT BASED, IN WHOLE OR IN PART, UPON HARBORING OR  OWNING
A  DOG  OR  DOGS  OF A SPECIFIC BREED OR BREEDS OR A DOG OR DOGS "MIXED"
WITH A SPECIFIC BREED OR BREEDS.
  2. THE PROVISIONS OF THIS SECTION SHALL NOT PROHIBIT AN  INSURER  FROM
REFUSING  TO ISSUE OR RENEW OR FROM CANCELING ANY SUCH CONTRACT OR POLI-
CY, NOR FROM IMPOSING A REASONABLY INCREASED PREMIUM OR RATE FOR SUCH  A
POLICY  OR  CONTRACT BASED UPON THE DESIGNATION OF A DOG OF ANY BREED OR
MIXTURE OF BREEDS AS A DANGEROUS DOG PURSUANT  TO  SECTION  ONE  HUNDRED
TWENTY-ONE OF THE AGRICULTURE AND MARKETS LAW, BASED ON SOUND UNDERWRIT-
ING AND ACTUARIAL PRINCIPLES REASONABLY RELATED TO ACTUAL OR ANTICIPATED
LOSS  EXPERIENCE  SUBJECT  TO THE APPLICABLE PROVISIONS OF SECTION THREE
THOUSAND FOUR HUNDRED TWENTY-FIVE OF THIS ARTICLE.
  3. THE PROVISIONS OF THIS SECTION SHALL NOT PROHIBIT AN  INSURER  FROM
IMPOSING  A  REASONABLY  INCREASED  PREMIUM  OR  RATE FOR SUCH POLICY OR
CONTRACT BASED UPON PRIOR PAID LIABILITY CLAIMS ON THE  INSURED'S  HOME-
OWNERS' LIABILITY POLICY FOR LOSSES INCURRED DUE TO THE INSURED'S DOG OR
DOGS,  IF  THAT DOG OR DOGS STILL RESIDE IN THE INSURED'S HOME OR HOUSE-

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD03506-01-9

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