Assembly Bill A3343

2009-2010 Legislative Session

Prohibits insurers from cancelling life insurance policies where certain medical information is provided to the insurer at the time of application

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2009-A3343 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add ยง3240, Ins L
Versions Introduced in Other Legislative Sessions:
2011-2012: A1858
2013-2014: A5638
2015-2016: A6013
2017-2018: A2063
2019-2020: A4542
2021-2022: A3420
2023-2024: A5998

2009-A3343 (ACTIVE) - Summary

Prohibits insurers from cancelling life insurance policies based on a medical condition that was disclosed in the application for insurance.

2009-A3343 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  3343

                       2009-2010 Regular Sessions

                          I N  A S S E M B L Y

                            January 27, 2009
                               ___________

Introduced  by  M.  of A. COOK, ORTIZ, PHEFFER, ZEBROWSKI -- Multi-Spon-
  sored by -- M. of A.    GALEF,  GOTTFRIED,  MAISEL,  PEOPLES,  POWELL,
  J. RIVERA,  SCHROEDER  --  read  once and referred to the Committee on
  Insurance

AN ACT to amend the insurance law, in relation to  the  cancellation  of
  life insurance policies

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1.  The insurance law is amended by adding a new section  3240
to read as follows:
  S  3240.  CANCELLATION OF LIFE INSURANCE POLICIES. NOTWITHSTANDING ANY
PROVISION OF LAW TO THE CONTRARY, ANY PERSON WHO MAKES APPLICATION FOR A
POLICY OF LIFE INSURANCE ISSUED UNDER THE  PROVISIONS  OF  THIS  CHAPTER
SHALL  SUBMIT  TO THE INSURER OR AN AGENT OF THE INSURER, AT THE TIME OF
SUCH APPLICATION, A STATEMENT FROM  A  PHYSICIAN  LICENSED  TO  PRACTICE
MEDICINE  UNDER  THE  LAWS OF THIS STATE, OR THE MEDICAL RECORDS OF SUCH
PERSON, WHICH CONTAIN THE MEDICAL HISTORY OF SUCH PERSON. IF THE INSURER
OR HIS AGENT ACCEPTS AN APPLICATION FROM A PERSON WHO HAS PROVIDED  SUCH
A  STATEMENT  OR SUCH MEDICAL RECORDS, THEN THE INSURER AND/OR HIS AGENT
SHALL BE PROHIBITED FROM  SUBSEQUENTLY  REJECTING  SUCH  APPLICATION  OR
CANCELLING  ANY  POLICY  ISSUED  ON  THE  GROUNDS THAT THE INSURED HAS A
CERTAIN MEDICAL CONDITION PROVIDED THAT SUCH CONDITION WAS DISCLOSED  IN
THE STATEMENT OR MEDICAL RECORDS SUBMITTED.
  S 2. This act shall take effect immediately.



 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD00341-01-9

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