Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Jan 06, 2010 |
referred to insurance |
Jan 28, 2009 |
referred to insurance |
Assembly Bill A3781
2009-2010 Legislative Session
Sponsored By
KAVANAGH
Archive: Last Bill Status - In Assembly Committee
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
2009-A3781 (ACTIVE) - Details
2009-A3781 (ACTIVE) - Summary
Defines the term "genetic predisposition" for purposes of individual and small group health insurance policies; requires that genetic predisposition be disregarded in community rating; provides that no pre-existing condition exclusion in such a policy shall exclude coverage on the basis of any genetic predisposition.
2009-A3781 (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 3781 2009-2010 Regular Sessions I N A S S E M B L Y January 28, 2009 ___________ Introduced by M. of A. KAVANAGH -- read once and referred to the Commit- tee on Insurance AN ACT to amend the insurance law, in relation to genetic predisposition THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Subsection (a) of section 107 of the insurance law is amended by adding a new paragraph 54 to read as follows: (54) "GENETIC PREDISPOSITION" SHALL MEAN THE PRESENCE OF A VARIATION IN THE COMPOSITION OF THE GENES OF AN INDIVIDUAL OR AN INDIVIDUAL'S FAMILY MEMBER WHICH IS SCIENTIFICALLY OR MEDICALLY IDENTIFIABLE AND WHICH IS DETERMINED TO BE ASSOCIATED WITH AN INCREASED STATISTICAL RISK OF BEING EXPRESSED AS EITHER A PHYSICAL OR MENTAL DISEASE OR DISABILITY IN THE INDIVIDUAL OR HAVING OFFSPRING WITH A GENETICALLY INFLUENCED DISEASE, BUT WHICH HAS NOT RESULTED IN ANY SYMPTOMS OF SUCH DISEASE OR DISORDER. S 2. Subsection (a) of section 3231 of the insurance law, as amended by chapter 661 of the laws of 1997, is amended to read as follows: (a) No individual health insurance policy and no group health insur- ance policy covering between two and fifty employees or members of the group exclusive of spouses and dependents, hereinafter referred to as a small group, providing hospital and/or medical benefits, including medi- care supplemental insurance, shall be issued in this state unless such policy is community rated and, notwithstanding any other provisions of law, the underwriting of such policy involves no more than the imposi- tion of a pre-existing condition limitation as permitted by this arti- cle. Any individual, and dependents of such individual, and any small group, including all employees or group members and dependents of employees or members, applying for individual health insurance coverage, including medicare supplemental coverage, or small group health insur- ance coverage, including medicare supplemental insurance, must be accepted at all times throughout the year for any hospital and/or EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD06461-01-9
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