Assembly Bill A3484

2009-2010 Legislative Session

Prohibits discrimination in the issuance of certain insurance policies based upon inquiries in which loss or damage is revealed

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Rules Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

Do you support this bill?

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.
Actions

co-Sponsors

multi-Sponsors

2009-A3484 (ACTIVE) - Details

See Senate Version of this Bill:
S1194
Current Committee:
Senate Rules
Law Section:
Insurance Law
Laws Affected:
Add ยง2616, Ins L
Versions Introduced in Other Legislative Sessions:
2011-2012: A1921
2013-2014: A3832
2015-2016: A3069
2017-2018: A2270
2019-2020: A7016
2021-2022: A1154
2023-2024: A841
2025-2026: A1271

2009-A3484 (ACTIVE) - Summary

Prohibits discrimination in the issuance of certain insurance policies based upon inquiries in which loss or damage is revealed.

2009-A3484 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

    S. 1194                                                  A. 3484

                       2009-2010 Regular Sessions

                      S E N A T E - A S S E M B L Y

                            January 27, 2009
                               ___________

IN  SENATE  --  Introduced  by  Sens. THOMPSON, KLEIN, KRUEGER, ONORATO,
  PERKINS, SMITH -- read twice and ordered printed, and when printed  to
  be committed to the Committee on Insurance

IN  ASSEMBLY  --  Introduced  by M. of A. PEOPLES, P. RIVERA, SCHROEDER,
  CARROZZA -- Multi-Sponsored by -- M. of A.  GREENE,  JOHN,  WRIGHT  --
  read once and referred to the Committee on Insurance

AN  ACT  to amend the insurance law, in relation to discrimination based
  on inquiries

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  The insurance law is amended by adding a new section 2616
to read as follows:
  S 2616. DISCRIMINATION BASED ON INQUIRIES. (A) NO INSURER SHALL REPORT
TO AN INSURANCE SUPPORT ORGANIZATION OR COMPANY THAT COLLECTS AND  MAIN-
TAINS  CLAIMS HISTORY REPORTS FROM INSURERS, ANY INQUIRY ABOUT A POLICY,
INCLUDING ANY INQUIRY IN WHICH LOSS OR DAMAGE IS REVEALED UNDER A  HOME-
OWNERS',  PERSONAL  LINES  FIRE, OR NON-BUSINESS MOTOR VEHICLE INSURANCE
POLICY.
  (B) NO INSURER SHALL REFUSE TO ISSUE OR RENEW A HOMEOWNERS',  PERSONAL
LINES  FIRE,  OR  NON-BUSINESS MOTOR VEHICLE INSURANCE POLICY, IMPOSE OR
OFFER A HIGHER RATE OR PREMIUM FOR ANY SUCH POLICY, OR ASSIGN TO A  MORE
EXPENSIVE  AFFILIATE,  RATING  TIER OR CATEGORY, AN INSURED OR APPLICANT
FOR ANY SUCH POLICY ON THE BASIS OF ANY INQUIRY ABOUT A POLICY,  INCLUD-
ING  ANY  INQUIRY  IN WHICH LOSS OR DAMAGE IS REVEALED TO THE INSURER OR
ANY PREVIOUS INSURERS, OR ON THE BASIS OF ANY SUCH INQUIRY  REPORTED  TO
OR  RECORDED  BY  AN  INSURANCE  SUPPORT  ORGANIZATION  OR  COMPANY THAT
COLLECTS AND MAINTAINS CLAIMS HISTORY REPORTS FROM INSURERS.
  S 2. This act shall take effect on the thirtieth day  after  it  shall
have become a law.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD02791-01-9

Comments

Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.

Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.

Create an account. An account allows you to sign petitions with a single click, officially support or oppose key legislation, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.