Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Jan 06, 2010 |
referred to insurance |
Feb 04, 2009 |
referred to insurance |
Senate Bill S1673
2009-2010 Legislative Session
Sponsored By
(R, C, IP) Senate District
Archive: Last Bill Status - In Senate Committee Insurance Committee
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
co-Sponsors
(R) Senate District
(R, C, Ind) Senate District
2009-S1673 (ACTIVE) - Details
- See Assembly Version of this Bill:
- A2167
- Current Committee:
- Senate Insurance
- Law Section:
- Insurance Law
- Laws Affected:
- Amd §3411, Ins L
- Versions Introduced in 2011-2012 Legislative Session:
-
S4397, A7258
2009-S1673 (ACTIVE) - Sponsor Memo
BILL NUMBER: S1673 TITLE OF BILL : An act to amend the insurance law, in relation to liability for vehicles damaged by emergency vehicles or vehicles being pursued by a law enforcement official SUMMARY OF PROVISIONS : This bill amends the Insurance Law by amending §3411, whereby no vehicle liability insurance shall require payment of a deductible for damages occurring, through no fault of the insured, as a result of an accident with a snow removal vehicle. The bill also provides that the insurance carrier is not prohibited from pursuing recovery from the responsible party or his insurer. JUSTIFICATION : During snow emergency situations, official snow removal vehicles occasionally damage parked vehicles during the course of their duties. Any resulting accident is unfortunate, but the added burden of paying for the deductible is unfair to the private citizen whose vehicle is damaged through no fault of his own. This bill would protect against the imposition of additional financial hardship on an innocent motorist. FISCAL IMPLICATIONS :
2009-S1673 (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 1673 2009-2010 Regular Sessions I N S E N A T E February 4, 2009 ___________ Introduced by Sens. FLANAGAN, VOLKER, WINNER -- read twice and ordered printed, and when printed to be committed to the Committee on Insur- ance AN ACT to amend the insurance law, in relation to liability for vehicles damaged by emergency vehicles or vehicles being pursued by a law enforcement official THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Subsection (k) of section 3411 of the insurance law is amended to read as follows: (k) (1) Each insurer which offers physical damage insurance subject to the provisions of this section shall offer such insurance with a stand- ard deductible of two hundred dollars for each occurrence. The insured shall, however, at the inception of the policy or at the annual anniver- sary date, or at the time of the replacement or addition of an automo- bile, have the option of purchasing a policy with a lesser deductible, but in no event may the insurer sell a policy with a deductible of less than fifty dollars for fire, theft or comprehensive insurance coverages (one hundred dollars for assigned risk policies issued pursuant to para- graph two of subsection (a) of section five thousand three hundred three of this chapter) and one hundred dollars for collision insurance cover- age except that window glass coverage may be sold without a deductible. Each insurer which offers physical damage insurance subject to the provisions of this section shall also offer physical damage coverages with co-insurance or deductible provisions or combinations thereof as the superintendent may prescribe, including but not limited to deduct- ibles of two hundred fifty dollars, five hundred dollars and one thou- sand dollars. (2) NO INSURER SHALL REQUIRE THE INSURED TO PAY A DEDUCTIBLE FOR DAMAGES OCCURRING, THROUGH NO FAULT OF THE INSURED, AS THE RESULT OF AN ACCIDENT BETWEEN THE INSURED'S VEHICLE AND A MUNICIPAL OR STATE VEHICLE EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD00637-01-9
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