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Senate Bill S1673

2009-2010 Legislative Session

Prohibits the charging of a deductible when a motor vehicle, through no fault of the insured, is in an accident with a municipally-owned snow removal vehicle

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Archive: Last Bill Status - In Senate Committee Insurance Committee

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2009-S1673 (ACTIVE) - Details

See Assembly Version of this Bill:
A2167
Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §3411, Ins L
Versions Introduced in 2011-2012 Legislative Session:
S4397, A7258

2009-S1673 (ACTIVE) - Summary

Prohibits the charging of a deductible when a motor vehicle, through no fault of the insured, is in an accident with a municipally-owned snow removal vehicle.

2009-S1673 (ACTIVE) - Sponsor Memo

2009-S1673 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  1673

                       2009-2010 Regular Sessions

                            I N  S E N A T E

                            February 4, 2009
                               ___________

Introduced  by  Sens. FLANAGAN, VOLKER, WINNER -- read twice and ordered
  printed, and when printed to be committed to the Committee  on  Insur-
  ance

AN ACT to amend the insurance law, in relation to liability for vehicles
  damaged  by  emergency  vehicles  or  vehicles  being pursued by a law
  enforcement official

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Subsection  (k)  of  section 3411 of the insurance law is
amended to read as follows:
  (k) (1) Each insurer which offers physical damage insurance subject to
the provisions of this section shall offer such insurance with a  stand-
ard  deductible  of two hundred dollars for each occurrence. The insured
shall, however, at the inception of the policy or at the annual anniver-
sary date, or at the time of the replacement or addition of  an  automo-
bile,  have  the option of purchasing a policy with a lesser deductible,
but in no event may the insurer sell a policy with a deductible of  less
than  fifty dollars for fire, theft or comprehensive insurance coverages
(one hundred dollars for assigned risk policies issued pursuant to para-
graph two of subsection (a) of section five thousand three hundred three
of this chapter) and one hundred dollars for collision insurance  cover-
age  except that window glass coverage may be sold without a deductible.
Each insurer which offers  physical  damage  insurance  subject  to  the
provisions  of  this  section shall also offer physical damage coverages
with co-insurance or deductible provisions or  combinations  thereof  as
the  superintendent  may prescribe, including but not limited to deduct-
ibles of two hundred fifty dollars, five hundred dollars and  one  thou-
sand dollars.
  (2)  NO  INSURER  SHALL  REQUIRE  THE  INSURED TO PAY A DEDUCTIBLE FOR
DAMAGES OCCURRING, THROUGH NO FAULT OF THE INSURED, AS THE RESULT OF  AN
ACCIDENT  BETWEEN THE INSURED'S VEHICLE AND A MUNICIPAL OR STATE VEHICLE

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD00637-01-9

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