Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Jun 16, 2010 |
recommit, enacting clause stricken |
Jan 06, 2010 |
referred to insurance |
Feb 10, 2009 |
referred to insurance |
Senate Bill S1955
2009-2010 Legislative Session
Sponsored By
(D) Senate District
Archive: Last Bill Status - Stricken
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
2009-S1955 (ACTIVE) - Details
2009-S1955 (ACTIVE) - Sponsor Memo
BILL NUMBER: S1955 TITLE OF BILL : An act to amend the insurance law, in relation to third party notification of the renewal, modification, or cancellation of a senior citizen's health insurance policy PURPOSE : This bill would require health insurance companies to allow its senior citizen insureds to designate a third party for notification purposes. SUMMARY OF PROVISIONS : Section 1 of this bill amends the insurance law by relettering subsection (f) of Section 3111 as subsection (g) and adding a new subsection (f). EXISTING LAW : Section 3111 of the NYS Insurance Law currently requires an option for third party notification in the event of cancellation or nonpayment of premiums for life, auto and homeowners insurance policies held by senior citizens. There are no provisions for third party notification for health insurance premiums that have not been paid or have been canceled. JUSTIFICATION : New York's Insurance Laws currently provide important protections for senior citizens when it comes to the cancellation or nonpayment of premiums for life, auto or homeowners insurance policies. These statutes protect our elderly population in the event of misplaced premium notices, or in the event that they may
2009-S1955 (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 1955 2009-2010 Regular Sessions I N S E N A T E February 10, 2009 ___________ Introduced by Sen. STACHOWSKI -- read twice and ordered printed, and when printed to be committed to the Committee on Insurance AN ACT to amend the insurance law, in relation to third party notifica- tion of the renewal, modification, or cancellation of a senior citi- zen's health insurance policy THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Subsection (f) of section 3111 of the insurance law, as relettered by section 30 of part B of chapter 58 of the laws of 2004, is relettered subsection (g) and a new subsection (f) is added to read as follows: (F) EVERY INSURER THAT HAS IN FORCE ANY POLICY OF INSURANCE SUBJECT TO THE PROVISIONS OF ARTICLE THIRTY-TWO OR FORTY-THREE OF THIS CHAPTER SHALL PERMIT SENIOR CITIZEN INSUREDS TO DESIGNATE A THIRD PARTY TO WHOM THE INSURER SHALL TRANSMIT NOTICES OF CANCELLATION, NONRENEWAL, MODIFI- CATION, NON-PAYMENT, AND CONDITIONAL RENEWAL. THE SENIOR CITIZEN INSURED SHALL NOTIFY THE INSURER THAT A THIRD PARTY HAS BEEN SO DESIGNATED. SUCH NOTIFICATION SHALL BE DELIVERED TO THE INSURER BY CERTIFIED MAIL, RETURN RECEIPT REQUESTED, AND SHALL BE EFFECTIVE NOT LATER THAN TEN BUSINESS DAYS FROM THE DATE OF RECEIPT BY THE INSURER. THE NOTIFICATION MUST CONTAIN, IN WRITING, AN ACCEPTANCE BY THE THIRD PARTY DESIGNEE TO RECEIVE SUCH NOTICES FROM THE INSURER. SHOULD THE THIRD PARTY DESIGNEE DESIRE TO TERMINATE HIS OR HER STATUS AS A THIRD PARTY DESIGNEE, SUCH DESIGNEE SHALL PROVIDE WRITTEN NOTICE TO BOTH THE INSURER AND THE SENIOR CITIZEN INSURED. SHOULD THE SENIOR CITIZEN INSURED DESIRE TO TERMINATE THE THIRD PARTY DESIGNATION, THE INSURED SHALL PROVIDE WRITTEN NOTICE TO THE INSURER. THE TRANSMISSION TO THE THIRD PARTY DESIGNEE OF ANY NOTICE SHALL BE IN ADDITION TO A COPY OF SUCH DOCUMENT TRANSMITTED TO THE SENIOR CITIZEN INSURED AND WHEN A THIRD PARTY IS SO DESIGNATED ALL SUCH NOTICES SHALL BE MAILED IN AN ENVELOPE CLEARLY MARKED ON ITS FACE WITH THE FOLLOWING: "IMPORTANT INSURANCE POLICY INFORMATION: OPEN IMMEDIATE- EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD07883-01-9
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