Assembly Bill A1858

2011-2012 Legislative Session

Prohibits insurers from cancelling life insurance policies where certain medical information is provided to the insurer at the time of application

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

Do you support this bill?

Please enter your contact information

Home address is used to determine the senate district in which you reside. Your support or opposition to this bill is then shared immediately with the senator who represents you.

Optional services from the NY State Senate:

Create an account. An account allows you to officially support or oppose key legislation, sign petitions with a single click, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.

Include a custom message for your Senator? (Optional)

Enter a message to your senator. Many New Yorkers use this to share the reasoning behind their support or opposition to the bill. Others might share a personal anecdote about how the bill would affect them or people they care about.
Actions

co-Sponsors

multi-Sponsors

2011-A1858 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add ยง3240, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A3343
2013-2014: A5638
2015-2016: A6013
2017-2018: A2063
2019-2020: A4542
2021-2022: A3420
2023-2024: A5998

2011-A1858 (ACTIVE) - Summary

Prohibits insurers from cancelling life insurance policies based on a medical condition that was disclosed in the application for insurance.

2011-A1858 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  1858

                       2011-2012 Regular Sessions

                          I N  A S S E M B L Y

                            January 12, 2011
                               ___________

Introduced  by  M.  of A. COOK, ORTIZ, PHEFFER, ZEBROWSKI -- Multi-Spon-
  sored by -- M.  of  A.    GALEF,  GOTTFRIED,  MAISEL,  PEOPLES-STOKES,
  J. RIVERA,  SCHROEDER  --  read  once and referred to the Committee on
  Insurance

AN ACT to amend the insurance law, in relation to  the  cancellation  of
  life insurance policies

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1.  The insurance law is amended by adding a new section  3240
to read as follows:
  S  3240.  CANCELLATION OF LIFE INSURANCE POLICIES. NOTWITHSTANDING ANY
PROVISION OF LAW TO THE CONTRARY, ANY PERSON WHO MAKES APPLICATION FOR A
POLICY OF LIFE INSURANCE ISSUED UNDER THE  PROVISIONS  OF  THIS  CHAPTER
SHALL  SUBMIT  TO THE INSURER OR AN AGENT OF THE INSURER, AT THE TIME OF
SUCH APPLICATION, A STATEMENT FROM  A  PHYSICIAN  LICENSED  TO  PRACTICE
MEDICINE  UNDER  THE  LAWS OF THIS STATE, OR THE MEDICAL RECORDS OF SUCH
PERSON, WHICH CONTAIN THE MEDICAL HISTORY OF SUCH PERSON. IF THE INSURER
OR HIS AGENT ACCEPTS AN APPLICATION FROM A PERSON WHO HAS PROVIDED  SUCH
A  STATEMENT  OR SUCH MEDICAL RECORDS, THEN THE INSURER AND/OR HIS AGENT
SHALL BE PROHIBITED FROM  SUBSEQUENTLY  REJECTING  SUCH  APPLICATION  OR
CANCELLING  ANY  POLICY  ISSUED  ON  THE  GROUNDS THAT THE INSURED HAS A
CERTAIN MEDICAL CONDITION PROVIDED THAT SUCH CONDITION WAS DISCLOSED  IN
THE STATEMENT OR MEDICAL RECORDS SUBMITTED.
  S 2. This act shall take effect immediately.



 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD02438-01-1

Comments

Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.

Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.

Create an account. An account allows you to sign petitions with a single click, officially support or oppose key legislation, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.