Assembly Bill A4098

2011-2012 Legislative Session

Relates to pre-existing condition provisions for group and blanket disability policies

download bill text pdf

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Archive: Last Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2011-A4098 (ACTIVE) - Details

See Senate Version of this Bill:
S2557
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd ยง3234, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A8543, S4770
2013-2014: S2886
2015-2016: S1268

2011-A4098 (ACTIVE) - Summary

Relates to pre-existing condition provisions for group and blanket disability policies which excludes coverage under the policy for a disability commencing during the twelve months following the effective date of coverage for the covered person.

2011-A4098 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  4098

                       2011-2012 Regular Sessions

                          I N  A S S E M B L Y

                            February 1, 2011
                               ___________

Introduced  by M. of A. MORELLE -- read once and referred to the Commit-
  tee on Insurance

AN ACT to amend the insurance law, in relation to pre-existing condition
  provisions for group and blanket disability policies

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  Subsection  (b)  of section 3234 of the insurance law, as
added by chapter 650 of the laws of 1993, is amended to read as follows:
  (b)  AN INSURER THAT OFFERS A POLICY IN CONFORMANCE WITH PARAGRAPH TWO
OF SUBSECTION (A) OF THIS SECTION  MUST  ALSO  MAKE  AVAILABLE,  AND  IF
REQUESTED  BY THE POLICYHOLDER, PROVIDE A GROUP OR BLANKET POLICY WITH A
PRE-EXISTING CONDITION PROVISION WHICH EXCLUDES COVERAGE UNDER THE POLI-
CY FOR A DISABILITY COMMENCING DURING THE TWELVE  MONTHS  FOLLOWING  THE
EFFECTIVE DATE OF COVERAGE FOR THE COVERED PERSON.
  (C) Nothing [herein] IN THIS SECTION shall be construed to prohibit or
restrict  an  insurer from utilizing other forms of underwriting for the
members of the group in lieu of, or in  addition  to,  the  pre-existing
condition provision described in subsection (a) OR (B) of this section.
  S 2. This act shall take effect immediately.





 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD05425-01-1

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