Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
Jun 20, 2014 |
committed to rules |
Feb 10, 2014 |
advanced to third reading |
Feb 04, 2014 |
2nd report cal. |
Feb 03, 2014 |
1st report cal.84 |
Jan 08, 2014 |
referred to consumer protection |
Jun 21, 2013 |
committed to rules |
Jun 12, 2013 |
amended on third reading 2432a |
May 01, 2013 |
advanced to third reading |
Apr 30, 2013 |
2nd report cal. |
Apr 29, 2013 |
1st report cal.445 |
Jan 17, 2013 |
referred to consumer protection |
Senate Bill S2432
2013-2014 Legislative Session
Sponsored By
(D) Senate District
Archive: Last Bill Status - In Senate Committee Rules Committee
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
Votes
Bill Amendments
co-Sponsors
(R) Senate District
2013-S2432 - Details
- Current Committee:
- Senate Rules
- Law Section:
- General Business Law
- Laws Affected:
- Amd §399-zzz, Gen Bus L
- Versions Introduced in 2011-2012 Legislative Session:
-
S6728
2013-S2432 - Sponsor Memo
BILL NUMBER:S2432 TITLE OF BILL: An act to amend the general business law, in relation to prohibiting fee charges for payment of an account regardless of the method of payment PURPOSE OR GENERAL IDEA OF BILL: The purpose of this bill is to protect consumers from unfair payment fees. SUMMARY OF SPECIFIC PROVISIONS: This bill would prohibit any person or business entity from charging a consumer an additional rate or fee or a differential in the rate or fee associated with payment on an account, whether such payment is made by mail, electronic transfer, telephone authorization, or other means, unless such payment involves an expedited service by a service representative of the person, partnership, corporation, association or other business entity. JUSTIFICATION: In recent months, there have been instances of major companies announcing plans to impose an additional fee on the accounts of customers that choose certain payment methods, such as one-time payments made online or over the telephone. Such payment fees unfairly penalize certain consumers and may disproportionately impact
2013-S2432 - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 2432 2013-2014 Regular Sessions I N S E N A T E January 17, 2013 ___________ Introduced by Sens. KLEIN, MAZIARZ -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection AN ACT to amend the general business law, in relation to prohibiting fee charges for payment of an account regardless of the method of payment THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Subdivision 1 of section 399-zzz of the general business law, as added by chapter 556 of the laws of 2010, is amended to read as follows: 1. (A) Subject to federal law and regulation, no person, partnership, corporation, association or other business entity shall charge a consum- er an additional rate or fee or a differential in the rate or fee asso- ciated with payment on an account: (I) when the consumer chooses to [pay by United States mail or] receive a paper billing statement; OR (II) WHETHER SUCH PAYMENT IS MADE BY MAIL, ELECTRONIC TRANSFER, TELE- PHONE AUTHORIZATION, OR OTHER MEANS, UNLESS SUCH PAYMENT INVOLVES AN EXPEDITED SERVICE BY A SERVICE REPRESENTATIVE OF THE PERSON, PARTNER- SHIP, CORPORATION, ASSOCIATION OR OTHER BUSINESS ENTITY. (B) This subdivision shall not be construed to prohibit a person, partnership, corporation, association or other business entity from offering consumers a credit or other incentive to elect a specific payment or billing option. S 2. This act shall take effect on the first of January next succeed- ing the date on which it shall have become a law. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD03106-02-3
co-Sponsors
(R) Senate District
(R, C, IP) Senate District
2013-S2432A (ACTIVE) - Details
- Current Committee:
- Senate Rules
- Law Section:
- General Business Law
- Laws Affected:
- Amd §399-zzz, Gen Bus L
- Versions Introduced in 2011-2012 Legislative Session:
-
S6728
2013-S2432A (ACTIVE) - Sponsor Memo
BILL NUMBER:S2432A TITLE OF BILL: An act to amend the general business law, in relation to prohibiting fee charges for payment of an account regardless of the method of payment PURPOSE OR GENERAL IDEA OF BILL: The purpose of this bill is to protect consumers from unfair payment fees. SUMMARY OF SPECIFIC PROVISIONS: This bill would prohibit any person or business entity from charging a consumer an additional rate or fee or a differential in the rate or fee associated with payment on an account, whether such payment is made by mail, electronic transfer, telephone authorization, or other means, unless such payment involves an expedited service by a service representative of the person, partnership, corporation, association or other business entity. This bill was amended to make technical changes. JUSTIFICATION: In recent months, there have been instances of major companies announcing plans to impose an additional fee on the accounts of customers that choose certain payment methods, such as one-time payments made online or over the telephone. Such payment fees unfairly penalize certain consumers and may disproportionately impact low- and moderate-income consumers. In today's world of highly-automated payment systems, the cost of processing payments is often nominal and considered a standard cost of doing business that is included in the
2013-S2432A (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 2432--A Cal. No. 445 2013-2014 Regular Sessions I N S E N A T E January 17, 2013 ___________ Introduced by Sens. KLEIN, MAZIARZ -- read twice and ordered printed, and when printed to be committed to the Committee on Consumer Protection -- reported favorably from said committee, ordered to first and second report, ordered to a third reading, amended and ordered reprinted, retaining its place in the order of third reading AN ACT to amend the general business law, in relation to prohibiting fee charges for payment of an account regardless of the method of payment THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. Subdivision 1 of section 399-zzz of the general business law, as added by chapter 556 of the laws of 2010, is amended to read as follows: 1. (A) Subject to federal law and regulation, no person, partnership, corporation, association or other business entity shall charge a consum- er an additional rate or fee or a differential in the rate or fee asso- ciated with payment on an account: (I) when the consumer chooses to [pay by United States mail or] receive a paper billing statement; OR (II) WHETHER SUCH PAYMENT IS MADE BY MAIL, ELECTRONIC TRANSFER, A LIVE CUSTOMER SERVICE REPRESENTATIVE, TELEPHONE AUTHORIZATION BY MEANS OF A VOICE RESPONSE UNIT OR INTERACTIVE VOICE RESPONSE SYSTEM, OTHER MEANS OR A COMBINATION THEREOF, UNLESS SUCH PAYMENT IS EXPEDITED BY SUCH PERSON, PARTNERSHIP, CORPORATION, ASSOCIATION OR OTHER BUSINESS ENTITY TO CREDIT SUCH PAYMENT THE SAME DAY OR, IF THE PAYMENT IS RECEIVED AFTER ANY ESTABLISHED CUT-OFF TIME, THE NEXT BUSINESS DAY. FOR THE PURPOSES OF THIS SUBPARAGRAPH, "EXPEDITED" MEANS A RUSH PAYMENT METHOD OUTSIDE THE NORMAL AND USUAL COURSE OF BUSINESS. (B) This subdivision shall not be construed to prohibit a person, partnership, corporation, association or other business entity from offering consumers a credit or other incentive to elect a specific payment or billing option. S 2. This act shall take effect on the first of January next succeed- ing the date on which it shall have become a law.
Comments
Open Legislation is a forum for New York State legislation. All comments are subject to review and community moderation is encouraged.
Comments deemed off-topic, commercial, campaign-related, self-promotional; or that contain profanity, hate or toxic speech; or that link to sites outside of the nysenate.gov domain are not permitted, and will not be published. Attempts to intimidate and silence contributors or deliberately deceive the public, including excessive or extraneous posting/posts, or coordinated activity, are prohibited and may result in the temporary or permanent banning of the user. Comment moderation is generally performed Monday through Friday. By contributing or voting you agree to the Terms of Participation and verify you are over 13.
Create an account. An account allows you to sign petitions with a single click, officially support or oppose key legislation, and follow issues, committees, and bills that matter to you. When you create an account, you agree to this platform's terms of participation.