Assembly Bill A1640

2015-2016 Legislative Session

Provides that a banking institution must cash checks drawn on said institution, if payee presents a form of valid identification

download bill text pdf

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Archive: Last Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2015-A1640 (ACTIVE) - Details

Current Committee:
Assembly Banks
Law Section:
Banking Law
Laws Affected:
Add ยง9-w, Bank L
Versions Introduced in Other Legislative Sessions:
2009-2010: A9200
2011-2012: A2208
2013-2014: A1206
2017-2018: A1686
2019-2020: A1972

2015-A1640 (ACTIVE) - Summary

Provides that a banking institution must cash checks drawn on said institution, if payee presents a form of valid identification; provides a refusal to cash such check after identification, makes such institution guilty of a violation.

2015-A1640 (ACTIVE) - Bill Text download pdf 

                            
                    S T A T E   O F   N E W   Y O R K
________________________________________________________________________

                                  1640

                       2015-2016 Regular Sessions

                          I N  A S S E M B L Y

                            January 12, 2015
                               ___________

Introduced  by M. of A. ZEBROWSKI, ROBINSON -- read once and referred to
  the Committee on Banks

AN ACT to amend the banking law, in relation to check cashing policies

  THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section  1.  The banking law is amended by adding a new section 9-w to
read as follows:
  S 9-W. CASHING OF CERTAIN CHECKS. 1. NO BANKING  INSTITUTION  AS  SUCH
TERM  IS DEFINED IN SECTION NINE-F OF THIS ARTICLE SHALL, REFUSE TO CASH
CHECKS, IN THE AMOUNT OF FIVE HUNDRED DOLLARS OR LESS, DRAWN ON ACCOUNTS
IN SUCH INSTITUTION OR A BRANCH AS LONG AS THERE  ARE  SUFFICIENT  FUNDS
WITHIN  THE  ACCOUNT  ON WHICH THE CHECK IS DRAWN.  SUCH INSTITUTION MAY
REQUIRE, AS A CONDITION FOR CASHING SUCH CHECK, THAT THE PAYEE PRESENT A
VALID GOVERNMENT-ISSUED PHOTO IDENTIFICATION CARD.
  2. IF A PERSON PRESENTS A  FORM  OF  IDENTIFICATION,  AS  PROVIDED  IN
SUBDIVISION ONE OF THIS SECTION, AND A SIGNATURE OR MARK, AND THE INSTI-
TUTION  REFUSES  TO  CASH THE CHECK IN THE ABSENCE OF CRIMINAL ACTIVITY,
SUCH INSTITUTION SHALL BE GUILTY OF A VIOLATION OF THIS SECTION.
  S 2. This act shall take effect on the ninetieth day  after  it  shall
have become a law.




 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD00411-01-5

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