Assembly Actions -
Lowercase Senate Actions - UPPERCASE |
|
---|---|
May 25, 2016 |
recommitted to banks returned to senate repassed assembly |
May 03, 2016 |
amended on third reading 5980a |
May 03, 2016 |
vote reconsidered - restored to third reading returned to assembly recalled from senate |
Mar 17, 2016 |
referred to banks delivered to senate passed assembly |
Jan 06, 2016 |
ordered to third reading cal.226 returned to assembly died in senate |
Jun 15, 2015 |
referred to rules delivered to senate passed assembly |
Jun 10, 2015 |
ordered to third reading rules cal.243 rules report cal.243 reported |
Jun 08, 2015 |
reported referred to rules |
Jun 01, 2015 |
reported referred to ways and means |
Mar 09, 2015 |
referred to banks |
Assembly Bill A5980A
2015-2016 Legislative Session
Sponsored By
CRESPO
Archive: Last Bill Status - In Senate Committee Banks Committee
- Introduced
-
- In Committee Assembly
- In Committee Senate
-
- On Floor Calendar Assembly
- On Floor Calendar Senate
-
- Passed Assembly
- Passed Senate
- Delivered to Governor
- Signed By Governor
Actions
Bill Amendments
co-Sponsors
Victor M. Pichardo
Guillermo Linares
Charles Barron
Matthew Titone
2015-A5980 - Details
- See Senate Version of this Bill:
- S575
- Current Committee:
- Senate Banks
- Law Section:
- Banks
- Versions Introduced in 2013-2014 Legislative Session:
-
A5175, S4659
2015-A5980 - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 5980 2015-2016 Regular Sessions I N A S S E M B L Y March 9, 2015 ___________ Introduced by M. of A. CRESPO, PICHARDO, LINARES, BARRON, TITONE, JOYNER, MOSLEY, PERRY, COOK, STECK, ROBINSON, HOOPER, RIVERA, BRENNAN -- read once and referred to the Committee on Banks AN ACT in relation to requiring a study and report on banking products and services offered in low income communities and the impact of traditional banks, credit unions and check casher services serving low income communities; and providing for the repeal of such provisions upon expiration thereof THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. 1. The superintendent of financial services shall study and issue a comprehensive report on banking products and services offered in low income communities and the impact of traditional banks, credit unions and check casher services serving low income communities. 2. Such study and report carried out pursuant to this section shall address the following issues: (a) which products and services are offered in low income communities versus which products and services are offered in higher income communi- ties; (b) review of whether different fees are charged by financial service providers for products and services in low income communities and in higher income communities, including but not limited to, use of auto- mated teller machine (ATM) fees, checking account fees, and overdraft fees; (c) review of whether different interest rates are instituted by financial service providers for products and services in low income communities and in higher income communities, including but not limited to, savings account interest rates and interest rates on loans; (d) the impact of payday loans within low income communities, the prevalence of such loans and the interest rates charged for such loans, EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD00184-01-5
co-Sponsors
Victor M. Pichardo
Guillermo Linares
Charles Barron
Matthew Titone
2015-A5980A (ACTIVE) - Details
- See Senate Version of this Bill:
- S575
- Current Committee:
- Senate Banks
- Law Section:
- Banks
- Versions Introduced in 2013-2014 Legislative Session:
-
A5175, S4659
2015-A5980A (ACTIVE) - Bill Text download pdf
S T A T E O F N E W Y O R K ________________________________________________________________________ 5980--A Cal. No. 226 2015-2016 Regular Sessions I N A S S E M B L Y March 9, 2015 ___________ Introduced by M. of A. CRESPO, PICHARDO, LINARES, BARRON, TITONE, JOYNER, MOSLEY, PERRY, COOK, STECK, ROBINSON, HOOPER, RIVERA, BRENNAN, RODRIGUEZ -- read once and referred to the Committee on Banks -- passed by Assembly and delivered to the Senate, recalled from the Senate, vote reconsidered, bill amended, ordered reprinted, retaining its place on the order of third reading AN ACT in relation to requiring a study and report on banking products and services offered in low income communities and the impact of traditional banks, credit unions and check casher services serving low income communities; and providing for the repeal of such provisions upon expiration thereof THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM- BLY, DO ENACT AS FOLLOWS: Section 1. 1. The superintendent of financial services shall study and issue a comprehensive report on banking products and services offered in low income communities and the impact of traditional banks, credit unions and check casher services serving low income communities. 2. Such study and report carried out pursuant to this section shall address the following issues: (a) which products and services are offered in low income communities versus which products and services are offered in higher income communi- ties; (b) review of whether different fees are charged by financial service providers for products and services in low income communities and in higher income communities, including but not limited to, use of auto- mated teller machine (ATM) fees, checking account fees, and overdraft fees; (c) review of whether different interest rates are instituted by financial service providers for products and services in low income communities and in higher income communities, including but not limited to, savings account interest rates and interest rates on loans; EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted.
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