S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   4671
 
                        2021-2022 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             February 4, 2021
                                ___________
 
 Introduced  by M. of A. McMAHON -- read once and referred to the Commit-
   tee on Insurance
 
 AN ACT to amend the insurance law, in relation to providing a  reduction
   in  insurance  premium  charges  for insured volunteer firefighters or
   emergency  personnel  for  a  three  year  period  after  successfully
   completing  the  emergency  vehicle operator's course as part of their
   training
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subsection  (a)  of section 2336 of the insurance law, as
 amended by chapter 751 of the laws  of  2005,  is  amended  to  read  as
 follows:
   (a) (1) Any schedule of rates or rating plan for motor vehicle liabil-
 ity  and  collision  insurance  submitted  to  the  superintendent shall
 provide for an appropriate reduction in premium charges for any  insured
 for  a  three  year period after successfully completing a motor vehicle
 accident prevention course,  known  as  the  national  safety  council's
 defensive  driving  course, or any driver improvement course approved by
 the department of motor vehicles as being  equivalent  to  the  national
 safety  council's  defensive  driving  course,  provided that, except as
 provided in article twelve-C of the vehicle and traffic law, there shall
 be no reduction in premiums for a  self  instruction  defensive  driving
 course  or a course which does not provide for actual classroom instruc-
 tion for a minimum number of hours as determined by  the  department  of
 motor  vehicles. Such reduction in premium charges shall be subsequently
 modified to the extent appropriate, based upon analysis of loss  experi-
 ence statistics and other relevant factors. All such accident prevention
 courses shall be monitored by the department of motor vehicles and shall
 include  components of instruction in "Road Rage" awareness and in "Work
 Zone Safety" awareness as defined by the commissioner of motor vehicles.
 The provisions of this section  shall  not  apply  to  attendance  at  a
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

                                                            LBD07391-01-1

 A. 4671                             2
 
 program pursuant to article twenty-one of the vehicle and traffic law as
 a result of any traffic infraction.
   (2)  ANY  SCHEDULE OF RATES OR RATING PLAN FOR MOTOR VEHICLE LIABILITY
 AND COLLISION INSURANCE SUBMITTED TO THE SUPERINTENDENT MAY PROVIDE  FOR
 AN  ACTUARIALLY  APPROPRIATE  REDUCTION  IN  PREMIUM CHARGES FOR INSURED
 VOLUNTEER FIREFIGHTERS OR EMERGENCY PERSONNEL FOR A  THREE  YEAR  PERIOD
 AFTER  SUCCESSFULLY  COMPLETING  THE EMERGENCY VEHICLE OPERATOR'S COURSE
 (EVOC) AS PART OF THEIR  TRAINING,  PROVIDED  THAT  THERE  SHALL  BE  NO
 REDUCTION IN PREMIUMS FOR A SELF-INSTRUCTION DEFENSIVE DRIVING COURSE OR
 A  COURSE  WHICH DOES NOT PROVIDE FOR ACTUAL CLASSROOM INSTRUCTION FOR A
 MINIMUM NUMBER OF HOURS AS DETERMINED BY THE DEPARTMENT OF  MOTOR  VEHI-
 CLES.
   §  2.  Subsection (a) of section 2336 of the insurance law, as amended
 by chapter 585 of the laws of 2002, is amended to read as follows:
   (a) (1) Any schedule of rates or rating plan for motor vehicle liabil-
 ity and  collision  insurance  submitted  to  the  superintendent  shall
 provide  for an appropriate reduction in premium charges for any insured
 for a three year period after successfully completing  a  motor  vehicle
 accident  prevention  course,  known  as  the  national safety council's
 defensive driving course, or any driver improvement course  approved  by
 the  department  of  motor  vehicles as being equivalent to the national
 safety council's defensive driving course, provided that in either event
 there shall be no reduction in premiums for a self instruction defensive
 driving course or a course which does not provide for  actual  classroom
 instruction  for  a minimum number of hours as determined by the depart-
 ment of motor vehicles. Such  reduction  in  premium  charges  shall  be
 subsequently  modified to the extent appropriate, based upon analysis of
 loss experience statistics and other relevant factors. All such accident
 prevention courses shall be monitored by the department of  motor  vehi-
 cles  and  shall include components of instruction in "Road Rage" aware-
 ness and in "Work Zone Safety" awareness as defined by the  commissioner
 of  motor  vehicles.  The  provisions of this section shall not apply to
 attendance at a program pursuant to article twenty-one  of  the  vehicle
 and traffic law as a result of any traffic infraction.
   (2)  ANY  SCHEDULE OF RATES OR RATING PLAN FOR MOTOR VEHICLE LIABILITY
 AND COLLISION INSURANCE SUBMITTED TO THE SUPERINTENDENT MAY PROVIDE  FOR
 AN  ACTUARIALLY  APPROPRIATE  REDUCTION  IN  PREMIUM CHARGES FOR INSURED
 VOLUNTEER FIREFIGHTERS OR EMERGENCY PERSONNEL FOR A  THREE  YEAR  PERIOD
 AFTER  SUCCESSFULLY  COMPLETING  THE EMERGENCY VEHICLE OPERATOR'S COURSE
 (EVOC) AS PART OF THEIR  TRAINING,  PROVIDED  THAT  THERE  SHALL  BE  NO
 REDUCTION IN PREMIUMS FOR A SELF-INSTRUCTION DEFENSIVE DRIVING COURSE OR
 A  COURSE  WHICH DOES NOT PROVIDE FOR ACTUAL CLASSROOM INSTRUCTION FOR A
 MINIMUM NUMBER OF HOURS AS DETERMINED BY THE DEPARTMENT OF  MOTOR  VEHI-
 CLES.
   § 3. This act shall take effect immediately; provided however that the
 amendments  to  subsection (a) of section 2336 of the insurance law made
 by section one of this act shall be subject to the expiration and rever-
 sion of such section pursuant to section 5 of chapter 751 of the laws of
 2005, as amended, when upon such date the provisions of section  two  of
 this act shall take effect.