Senate Bill S4946

2021-2022 Legislative Session

Requires owners of firearms to obtain liability insurance

download bill text pdf

Sponsored By

Archive: Last Bill Status - In Senate Committee Insurance Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2021-S4946 (ACTIVE) - Details

Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Add §2354, Ins L
Versions Introduced in Other Legislative Sessions:
2013-2014: S3853
2015-2016: S2683
2017-2018: S2857
2019-2020: S4868
2023-2024: S6033

2021-S4946 (ACTIVE) - Summary

Requires owners of firearms to obtain liability insurance in an amount not less than one million dollars.

2021-S4946 (ACTIVE) - Sponsor Memo

2021-S4946 (ACTIVE) - Bill Text download pdf 

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   4946
 
                        2021-2022 Regular Sessions
 
                             I N  S E N A T E
 
                             February 19, 2021
                                ___________
 
 Introduced  by  Sen.  PARKER -- read twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to  requiring  owners  of
   firearms to obtain liability insurance
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The insurance law is amended by adding a new  section  2354
 to read as follows:
   §  2354.  FIREARM  OWNERS  INSURANCE POLICIES. 1.   ANY PERSON IN THIS
 STATE WHO SHALL OWN A FIREARM SHALL, PRIOR TO SUCH OWNERSHIP, OBTAIN AND
 CONTINUOUSLY MAINTAIN A POLICY OF LIABILITY INSURANCE IN AN  AMOUNT  NOT
 LESS  THAN ONE MILLION DOLLARS SPECIFICALLY COVERING ANY DAMAGES RESULT-
 ING FROM ANY NEGLIGENT ACTS INVOLVING THE USE OF SUCH FIREARM  WHILE  IT
 IS OWNED BY SUCH PERSON. FAILURE TO MAINTAIN SUCH INSURANCE SHALL RESULT
 IN  THE  IMMEDIATE  REVOCATION OF SUCH OWNER'S REGISTRATION, LICENSE AND
 ANY OTHER PRIVILEGE TO OWN SUCH FIREARM.
   2. FOR PURPOSES OF THIS SECTION, A PERSON SHALL BE DEEMED  TO  BE  THE
 OWNER  OF A FIREARM IF SUCH FIREARM IS LOST OR STOLEN UNTIL SUCH LOSS OR
 THEFT IS REPORTED TO THE POLICE DEPARTMENT OR SHERIFF WHICH  HAS  JURIS-
 DICTION  IN  THE  COUNTY,  TOWN,  CITY  OR  VILLAGE  IN WHICH SUCH OWNER
 RESIDES.
   3. ANY PERSON WHO OWNS A FIREARM ON THE EFFECTIVE DATE OF THIS SECTION
 SHALL OBTAIN THE INSURANCE REQUIRED BY THIS SECTION WITHIN  THIRTY  DAYS
 OF SUCH EFFECTIVE DATE.
   4.  THE  PROVISIONS OF THIS SECTION SHALL NOT APPLY TO ANY PEACE OFFI-
 CER, AS DEFINED IN SECTION 2.10 OF THE CRIMINAL  PROCEDURE  LAW,  POLICE
 OFFICER,  AS  DEFINED  IN SUBDIVISION THIRTY-FOUR OF SECTION 1.20 OF THE
 CRIMINAL PROCEDURE LAW, OR ANY MEMBER OF THE MILITARY WHO IS ON  "ACTIVE
 DUTY" OR "IN ACTIVE MILITARY SERVICE OF THE UNITED STATES" AS DEFINED IN
 SECTION ONE OF THE MILITARY LAW, WHO IS AUTHORIZED TO CARRY A FIREARM.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD09303-01-1

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