S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  3470--A
 
                        2021-2022 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 26, 2021
                                ___________
 
 Introduced  by  M.  of  A. GOTTFRIED, EPSTEIN, JACOBSON, THIELE, BARRON,
   SIMON, SEAWRIGHT, DINOWITZ, BENEDETTO, SAYEGH,  REYES,  GLICK,  PERRY,
   ABINANTI,  CRUZ,  PAULIN, ENGLEBRIGHT, SOLAGES, L. ROSENTHAL, GUNTHER,
   AUBRY, GALEF, STECK, NIOU, WEPRIN,  TAYLOR,  JEAN-PIERRE,  FORREST  --
   read  once  and  referred  to  the  Committee  on  Health -- committee
   discharged, bill amended, ordered reprinted as amended and recommitted
   to said committee
 
 AN ACT to amend the public health law, in relation  to  medical  billing
   and  debt  (Part  A);  to  amend the public health law, in relation to
   defining certain terms (Part B); to amend the public  health  law,  in
   relation  to standardized consolidated itemized general hospital bills
   (Part C); to amend the public health law, in relation to regulation of
   the billing of facility fees (Part D); to amend the public health law,
   in relation to standardized patient financial  liability  forms  (Part
   E);  to amend the public health law, in relation to an all payer data-
   base (Part F); to amend the public health  law,  in  relation  to  the
   general  hospital indigent care pool; and to repeal certain provisions
   of such law relating thereto (Part G); to amend the civil practice law
   and rules, in relation to the rate of interest in medical debt actions
   (Part H); and to amend the financial  services  law,  in  relation  to
   services  rendered  by  a non-participating provider; and to amend the
   public health law, in relation to hospital statements  of  rights  and
   responsibilities of patients (Part I)
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Short title. This act shall be known and may  be  cited  as
 the "patient medical debt protection act".
   §  2.  This  act enacts into law major components of legislation which
 relate to patient medical debt  protection.  Each  component  is  wholly
 contained  within  a Part identified as Parts A through I. The effective
 date for each particular provision contained within  such  Part  is  set
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

                                                            LBD00481-03-1

 A. 3470--A                          2
 
 forth  in  the  last  section of such Part. Any provision in any section
 contained within a Part, including the effective date of the Part, which
 makes reference to a section "of this act", when used in connection with
 that  particular  component,  shall  be  deemed to mean and refer to the
 corresponding section of the Part in which it is found. Section four  of
 this act sets forth the general effective date of this act.
 
                                  PART A

   Section  1.  Sections  2800  through  2827 of article 28 of the public
 health law are designated title 1, and a new title 2 is added to article
 28, to read as follows:
                                  TITLE 2
                         MEDICAL BILLING AND DEBT
   § 2. This act shall take effect immediately.
 
                                  PART B
 
   Section 1. Title 2 of article 28 of the public health law  is  amended
 by adding a new section 2830 to read as follows:
   §  2830. DEFINITIONS. AS USED IN THIS TITLE, THE FOLLOWING TERMS SHALL
 HAVE THE FOLLOWING MEANINGS, UNLESS THE CONTEXT CLEARLY REQUIRES  OTHER-
 WISE:
   1.  "AFFILIATED  PROVIDER" MEANS A PROVIDER THAT IS: (A) EMPLOYED BY A
 HOSPITAL OR HEALTH SYSTEM, (B) UNDER A PROFESSIONAL  SERVICES  AGREEMENT
 WITH  A HOSPITAL OR HEALTH SYSTEM, OR (C) A CLINICAL FACULTY MEMBER OF A
 MEDICAL SCHOOL OR OTHER SCHOOL THAT TRAINS INDIVIDUALS TO  BE  PROVIDERS
 THAT IS AFFILIATED WITH A HOSPITAL OR HEALTH SYSTEM.
   2.  "CAMPUS"  MEANS:  (A)  THE PHYSICAL AREA IMMEDIATELY ADJACENT TO A
 HOSPITAL'S MAIN BUILDINGS AND OTHER AREAS AND STRUCTURES  THAT  ARE  NOT
 STRICTLY  CONTIGUOUS  TO  THE  MAIN BUILDINGS BUT ARE LOCATED WITHIN TWO
 HUNDRED FIFTY YARDS OF THE MAIN BUILDINGS, OR (B) ANY  OTHER  AREA  THAT
 HAS BEEN DETERMINED ON AN INDIVIDUAL CASE BASIS BY THE CENTERS FOR MEDI-
 CARE AND MEDICAID SERVICES TO BE PART OF A HOSPITAL'S CAMPUS.
   3.  "FACILITY  FEE"  MEANS  ANY FEE CHARGED OR BILLED BY A HOSPITAL OR
 HEALTH SYSTEM FOR INPATIENT OR OUTPATIENT HOSPITAL SERVICES PROVIDED  IN
 A HOSPITAL-BASED FACILITY THAT IS: (A) INTENDED TO COMPENSATE THE HOSPI-
 TAL  OR  HEALTH  SYSTEM  FOR THE OPERATIONAL EXPENSES OF THE HOSPITAL OR
 HEALTH SYSTEM, AND (B) SEPARATE AND DISTINCT FROM A FEE FOR PATIENT-SPE-
 CIFIC SERVICES, SUPPLIES AND DRUGS; "FACILITY FEE" SHALL NOT INCLUDE ANY
 FEE CHARGED OR BILLED BY A RESIDENTIAL HEALTH CARE FACILITY.
   4. "HEALTH SYSTEM" MEANS A GROUP OF ONE OR MORE HOSPITALS AND  PROVID-
 ERS AFFILIATED THROUGH OWNERSHIP, GOVERNANCE, MEMBERSHIP OR OTHER MEANS.
   5.  "HOSPITAL-BASED  FACILITY" MEANS A FACILITY THAT IS OWNED OR OPER-
 ATED, IN WHOLE OR IN PART, BY A HOSPITAL OR HEALTH SYSTEM WHERE HOSPITAL
 OR PROFESSIONAL HEALTH CARE SERVICES, SUPPLIES OR DRUGS ARE PROVIDED.
   6. "FEE" MEANS ANY FEE CHARGED OR BILLED BY  A  PROVIDER  FOR  PROFES-
 SIONAL HEALTH CARE SERVICES PROVIDED IN A HOSPITAL-BASED FACILITY.
   7.  "PROVIDER"  MEANS  AN  INDIVIDUAL OR ENTITY, WHETHER FOR PROFIT OR
 NONPROFIT, WHOSE PRIMARY PURPOSE IS TO PROVIDE PROFESSIONAL HEALTH  CARE
 SERVICES.
   § 2. This act shall take effect immediately.
 
                                  PART C

 A. 3470--A                          3
 
   Section  1.  Title 2 of article 28 of the public health law is amended
 by adding a new section 2831 to read as follows:
   §  2831. STANDARDIZED CONSOLIDATED ITEMIZED GENERAL HOSPITAL BILLS. 1.
 AFTER A PATIENT'S DISCHARGE OR  RELEASE  FROM  A  GENERAL  HOSPITAL,  OR
 COMPLETION OF A DISCRETE COURSE OF TREATMENT BY A HOSPITAL-BASED FACILI-
 TY, THE FACILITY SHALL PROVIDE TO THE PATIENT OR TO THE PATIENT'S SURVI-
 VOR  OR  LEGAL  GUARDIAN,  AS APPROPRIATE, A CONSOLIDATED ITEMIZED BILL.
 THE INITIAL CONSOLIDATED ITEMIZED BILL SHALL BE PROVIDED  NO  MORE  THAN
 SEVEN  DAYS  AFTER THE PATIENT'S DISCHARGE, OR  RELEASE OR COMPLETION OF
 THE EPISODE OR COURSE OF TREATMENT,   OR AFTER A  REQUEST    FOR    SUCH
 BILL, WHICHEVER IS EARLIER.
   2. THE CONSOLIDATED ITEMIZED BILL SHALL:
   (A)  DETAIL IN PLAIN LANGUAGE, COMPREHENSIBLE TO AN ORDINARY LAYPERSON
 (CONSISTENT WITH ACCURACY), THE SPECIFIC NATURE OF CHARGES  OR  EXPENSES
 INCURRED  BY THE PATIENT DURING THE HOSPITALIZATION OR EPISODE OR COURSE
 OF TREATMENT AND THE DATE OF EACH SERVICE;
   (B) DETAIL ALL SERVICES PROVIDED TO THE PATIENT DURING THE  HOSPITALI-
 ZATION  OR  EPISODE  OR  COURSE OF TREATMENT, INCLUDING ALL PROFESSIONAL
 SERVICES ADMINISTERED AND SUPPLIES AND DRUGS,  CONTAIN  A  STATEMENT  OF
 SPECIFIC  SERVICES  RECEIVED  AND EXPENSES INCURRED BY DATE AND PROVIDER
 FOR SUCH ITEMS OF SERVICE, ENUMERATING IN DETAIL THE CONSTITUENT  COMPO-
 NENTS  OF  THE  SERVICES RECEIVED WITHIN EACH DEPARTMENT OF THE FACILITY
 AND INCLUDING UNIT PRICE DATA ON RATES CHARGED;
   (C) IDENTIFY EACH ITEM AS PAID, ASSIGNED TO A  THIRD-PARTY  PAYER,  OR
 EXPECTED PAYMENT BY THE PATIENT;
   (D)  INCLUDE  THE AMOUNT DUE, IF ANY FROM THE PATIENT, INCLUDING A DUE
 DATE;
   (E) FOR ANY AMOUNT PAID OR TO BE PAID  BY  THE  PATIENT,  INDICATE  TO
 WHICH PERSON OR ENTITY AN AMOUNT IS DUE;
   (F)  NOT  INCLUDE ANY GENERALIZED CATEGORY OF EXPENSES SUCH AS "OTHER"
 OR "MISCELLANEOUS" OR SIMILAR CATEGORIES;
   (G) LIST DRUGS BY BRAND OR GENERIC NAME, EVEN WHERE DRUG CODE  NUMBERS
 ARE USED;
   (H)  SPECIFICALLY  IDENTIFY PHYSICAL, REHABILITATIVE, OCCUPATIONAL, OR
 SPEECH THERAPY TREATMENT BY DATE, TYPE, AND  LENGTH  OF  TREATMENT  WHEN
 SUCH TREATMENT IS A PART OF THE STATEMENT OR BILL; AND
   (I) PROMINENTLY DISPLAY THE TELEPHONE NUMBER OF THE FACILITY'S PATIENT
 LIAISON RESPONSIBLE FOR EXPEDITING THE RESOLUTION OF ANY BILLING DISPUTE
 BETWEEN  THE  PATIENT,  OR THE PATIENT'S SURVIVOR OR LEGAL GUARDIAN, AND
 THE BILLING DEPARTMENT OR DEPARTMENTS.
   3.  A PROVIDER WITH ANY FINANCIAL OR CONTRACTUAL RELATIONSHIP WITH THE
 FACILITY MAY NOT SEPARATELY BILL THE PATIENT OR THE  PATIENT'S  SURVIVOR
 OR LEGAL GUARDIAN FOR SUCH SERVICES, SUPPLIES OR DRUGS.
   4.  ANY  SUBSEQUENT  BILL  PROVIDED  TO  A PATIENT OR TO THE PATIENT'S
 SURVIVOR OR LEGAL GUARDIAN, AS APPROPRIATE, RELATING TO THE HOSPITALIZA-
 TION OR EPISODE OR COURSE OF TREATMENT MUST INCLUDE ALL OF THE  INFORMA-
 TION  REQUIRED  UNDER  THIS  SECTION, IN OR ENCLOSED WITH THE BILL OR BY
 REFERENCE TO A PREVIOUS CONSOLIDATED ITEMIZED  BILL,  WITH  ANY  CLEARLY
 DELINEATED REVISIONS.
   5.    THE  CONSOLIDATED ITEMIZED BILL, SHALL BE IN A FORM DEVELOPED BY
 THE COMMISSIONER, IN CONSULTATION WITH THE SUPERINTENDENT  OF  FINANCIAL
 SERVICES.
   6.   EACH FACILITY SHALL ESTABLISH POLICIES AND PROCEDURES FOR REVIEW-
 ING AND RESPONDING TO QUESTIONS FROM PATIENTS CONCERNING  THE  PATIENT'S
 CONSOLIDATED  ITEMIZED BILL. THE RESPONSE SHALL BE PROVIDED NO MORE THAN
 SEVEN BUSINESS DAYS AFTER THE  DATE  A  QUESTION  IS  RECEIVED.  IF  THE

 A. 3470--A                          4
 
 PATIENT  IS  NOT SATISFIED WITH THE RESPONSE, THE FACILITY SHALL PROVIDE
 THE PATIENT WITH THE CONTACT INFORMATION OF THE HOSPITAL  DEPARTMENT  OR
 COLLECTION ENTITY TO WHICH THE ISSUE SHALL BE SENT FOR REVIEW.
   §  2.  Section  2807-e of the public health law is amended by adding a
 new subdivision 6 to read as follows:
   6. THIS SECTION IS SUBJECT TO THE PROVISIONS OF  SECTION  TWENTY-EIGHT
 HUNDRED  THIRTY-ONE OF THIS ARTICLE, AND WHERE ANY PROVISIONS OF THE TWO
 SECTIONS CONFLICT, THE PROVISIONS OF SECTION TWENTY-EIGHT HUNDRED  THIR-
 TY-ONE OF THIS ARTICLE SHALL CONTROL.
   §  3. This act shall take effect one year after it shall have become a
 law.
 
                                  PART D
 
   Section 1. Title 2 of article 28 of the public health law  is  amended
 by adding a new section 2832 to read as follows:
   §  2832.  REGULATION  OF THE BILLING OF FACILITY FEES.  NO HOSPITAL OR
 HEALTH SYSTEM SHALL BILL OR SEEK PAYMENT FROM A PATIENT FOR  A  FACILITY
 FEE:  1.  RELATED TO THE PROVISION OF PREVENTIVE CARE SERVICE AS DEFINED
 BY THE UNITED STATES PREVENTIVE SERVICES TASK FORCE; OR
   2. WHERE THE FACILITY FEE IS NOT COVERED FOR THE PATIENT BY  A  THIRD-
 PARTY PAYER.
   § 2. This act shall take effect on the one hundred eightieth day after
 it shall have become a law.
 
                                  PART E
 
   Section  1.  Title 2 of article 28 of the public health law is amended
 by adding a new section 2833 to read as follows:
   § 2833. STANDARDIZED PATIENT FINANCIAL LIABILITY FORMS.  EVERY  HOSPI-
 TAL,  HEALTH  SYSTEM,  HOSPITAL-BASED  FACILITY,  AFFILIATED PROVIDER OR
 OTHER PROVIDER SHALL USE THE UNIFORM PATIENT  FINANCIAL  LIABILITY  FORM
 WHICH  SHALL  BE DEVELOPED BY THE COMMISSIONER.  THE FORM SHALL DISCLOSE
 TO THE PATIENT WHETHER SERVICES, SUPPLIES  AND  DRUGS  PROVIDED  TO  THE
 PATIENT  ARE IN-NETWORK OR OUT-OF-NETWORK, WHETHER THE CARE IS A COVERED
 BENEFIT BY A THIRD-PARTY PAYER OF THE PATIENT, AND THE NATURE AND AMOUNT
 OF THE PATIENT'S PROJECTED FINANCIAL LIABILITY.  A PATIENT SHALL NOT  BE
 FINANCIALLY  LIABLE  FOR  ANY SERVICE, SUPPLIES OR DRUGS SUBJECT TO THIS
 TITLE THAT IS NOT CHARGED OR BILLED IN ACCORDANCE WITH THIS TITLE.   THE
 COMMISSIONER  SHALL  DEVELOP  AND  ISSUE THE UNIFORM FINANCIAL LIABILITY
 FORM WITHIN SIX MONTHS OF THE EFFECTIVE DATE OF THIS SECTION.  THE  FORM
 SHALL  BE  ADOPTED  AND USED UNDER THIS SECTION BY EACH HOSPITAL, HEALTH
 SYSTEM, HOSPITAL-BASED FACILITY, AFFILIATED PROVIDER AND OTHER  PROVIDER
 NOT LATER THAN SIXTY DAYS AFTER THE COMMISSIONER ISSUES THE FORM.
   § 2. This act shall take effect immediately.
 
                                  PART F
 
   Section 1. Subdivision 18-a of section 206 of the public health law is
 amended by adding a new paragraph (e) to read as follows:
   (E)(I) THE COMMISSIONER SHALL ENSURE THAT THE NEW YORK STATE ALL PAYER
 DATABASE SHALL SERVE THE INTERESTS OF NEW YORK'S HEALTH CARE CONSUMERS.
   (II)  EVERY HOSPITAL LICENSED UNDER ARTICLE TWENTY-EIGHT OF THIS CHAP-
 TER AND HEALTH CARE PROFESSIONALS AUTHORIZED UNDER TITLE  EIGHT  OF  THE
 EDUCATION  LAW SHALL PARTICIPATE IN THE ALL PAYER DATABASE THROUGH THEIR

 A. 3470--A                          5
 
 INSURANCE CARRIER CONTRACTS, AND MAY PARTICIPATE IN THE ALL PAYER  DATA-
 BASE THROUGH ANY OTHER OF THE HOSPITAL'S THIRD-PARTY PAYER CONTRACTS.
   (III)  DATA THAT IS REQUIRED TO BE SUBMITTED TO THE ALL PAYER DATABASE
 SHALL NOT BE CONSIDERED PROPRIETARY  INFORMATION  FOR  THE  PURPOSES  OF
 SUBMISSION TO OR INCLUSION IN THE ALL PAYER DATABASE.
   § 2. This act shall take effect on the one hundred eightieth day after
 it shall have become a law.
 
                                  PART G
 
   Section  1.  Subdivisions  9  and  9-a of section 2807-k of the public
 health law, subdivision 9 as amended by section 17 of part B of  chapter
 60 of the laws of 2014, subdivision 9-a as added by section 39-a of part
 A of chapter 57 of the laws of 2006 and paragraph (k) of subdivision 9-a
 as  added by section 43 of part B of chapter 58 of the laws of 2008, are
 amended to read as follows:
   9. In order for a general hospital to participate in the  distribution
 of  funds  from  the  pool, the general hospital must [implement minimum
 collection policies and procedures approved] USE ONLY THE UNIFORM FINAN-
 CIAL ASSISTANCE FORM PROVIDED by the commissioner.  THE  DEFINITIONS  IN
 SECTION  TWENTY-EIGHT HUNDRED THIRTY OF THIS ARTICLE SHALL APPLY TO THIS
 SUBDIVISION AND SUBDIVISION NINE-A OF THIS SECTION.
   9-a. (a) (I) As a condition for participation  in  pool  distributions
 authorized  pursuant  to  this  section and section twenty-eight hundred
 seven-w of this article for periods on  and  after  January  first,  two
 thousand  nine,  general  hospitals  shall, effective for periods on and
 after January first, two thousand [seven, establish]  TWENTY-TWO,  ADOPT
 AND  IMPLEMENT  THE  UNIFORM  financial [aid policies and procedures, in
 accordance with the provisions  of  this  subdivision]  ASSISTANCE  FORM
 POLICY, TO BE DEVELOPED AND ISSUED BY THE COMMISSIONER NO LATER THAN ONE
 HUNDRED EIGHTY DAYS AFTER THE EFFECTIVE DATE OF A CHAPTER OF THE LAWS OF
 TWO  THOUSAND  TWENTY-ONE  THAT  AMENDED THIS SUBDIVISION. NO LATER THAN
 THIRTY DAYS AFTER THE ISSUANCE OF THE UNIFORM FINANCIAL ASSISTANCE  FORM
 AND  POLICY, GENERAL HOSPITALS SHALL IMPLEMENT SUCH FORM AND POLICY, for
 reducing HOSPITAL charges AND CHARGES FOR AFFILIATED PROVIDERS otherwise
 applicable to low-income individuals without THIRD-PARTY health  [insur-
 ance] COVERAGE, or who have [exhausted their] THIRD-PARTY health [insur-
 ance  benefits]  COVERAGE  THAT DOES NOT COVER OR LIMITS COVERAGE OF THE
 SERVICE, and who can demonstrate an inability to pay full  charges,  and
 also,  at  the  hospital's  discretion,  for reducing or discounting the
 collection of co-pays and deductible payments from those individuals who
 can demonstrate an inability to pay  such  amounts.  IMMIGRATION  STATUS
 SHALL NOT BE AN ELIGIBILITY CRITERION.
   (II)  A  GENERAL HOSPITAL MAY USE THE NEW YORK STATE OF HEALTH MARKET-
 PLACE ELIGIBILITY DETERMINATION PAGE TO ESTABLISH THE  PATIENT'S  HOUSE-
 HOLD  INCOME  AND  RESIDENCY  IN LIEU OF THE FINANCIAL APPLICATION FORM,
 PROVIDED IT HAS SECURED THE CONSENT OF THE PATIENT. A  GENERAL  HOSPITAL
 SHALL  NOT  REQUIRE A PATIENT TO APPLY FOR COVERAGE THROUGH THE NEW YORK
 STATE OF HEALTH MARKETPLACE  IN  ORDER  TO  RECEIVE  CARE  OR  FINANCIAL
 ASSISTANCE.
   (III) UPON SUBMISSION OF A COMPLETED APPLICATION FORM, THE PATIENT MAY
 DISREGARD  ANY  BILLS UNTIL THE GENERAL HOSPITAL HAS RENDERED A DECISION
 ON THE APPLICATION IN ACCORDANCE WITH THIS PARAGRAPH.
   (b) Such reductions from charges for [uninsured] patients DESCRIBED IN
 PARAGRAPH (A) OF THIS SUBDIVISION with incomes below  [at  least  three]
 FOUR  hundred  percent  of  the  federal poverty level shall result in a

 A. 3470--A                          6
 
 charge to such individuals that does not exceed  [the  greater  of]  the
 amount  that would have been paid for the same services [by the "highest
 volume payor" for such general hospital as defined in  subparagraph  (v)
 of  this  paragraph, or for services provided pursuant to title XVIII of
 the federal social security act (medicare), or  for  services]  provided
 pursuant to title XIX of the federal social security act (medicaid), and
 provided further that such amounts shall be adjusted according to income
 level as follows:
   (i)  For  patients with incomes at or below [at least one] TWO hundred
 percent of the federal poverty level, the hospital shall collect no more
 than a nominal payment amount, consistent with guidelines established by
 the commissioner[;].
   (ii) For patients with incomes between [at least one] TWO hundred  one
 percent  and  [one]  FOUR hundred [fifty] percent of the federal poverty
 level, the hospital shall collect no more  than  the  amount  identified
 after  application  of  a  proportional sliding fee schedule under which
 patients with lower incomes shall pay the lowest amount.  Such  schedule
 shall provide that the amount the hospital may collect for such patients
 increases  from the nominal amount described in subparagraph (i) of this
 paragraph in equal increments as the income of the patient increases, up
 to a maximum of twenty percent of the [greater of the] amount that would
 have been paid for the same services [by the "highest volume payor"  for
 such general hospital, as defined in subparagraph (v) of this paragraph,
 or  for  services provided pursuant to title XVIII of the federal social
 security act (medicare) or for services] provided pursuant to title  XIX
 of the federal social security act (medicaid)[;].
   (iii)  [For  patients with incomes between at least one hundred fifty-
 one percent and two hundred fifty percent of the federal poverty  level,
 the  hospital  shall  collect  no  more than the amount identified after
 application of a proportional sliding fee schedule under which  patients
 with  lower  income  shall  pay  the lowest amounts. Such schedule shall
 provide that the amount the  hospital  may  collect  for  such  patients
 increases  from the twenty percent figure described in subparagraph (ii)
 of this paragraph in equal increments  as  the  income  of  the  patient
 increases,  up to a maximum of the greater of the amount that would have
 been paid for the same services by the "highest volume payor"  for  such
 general  hospital,  as defined in subparagraph (v) of this paragraph, or
 for services provided pursuant to title  XVIII  of  the  federal  social
 security  act  (medicare) or for services provided pursuant to title XIX
 of the federal social security act (medicaid); and
   (iv)] For patients with incomes [between at least two  hundred  fifty-
 one  percent  and  three  hundred] ABOVE FOUR HUNDRED ONE percent of the
 federal poverty level, the hospital  shall  collect  no  more  than  the
 greater  of  the  amount that would have been paid for the same services
 [by the "highest volume payor" for such general hospital as  defined  in
 subparagraph (v) of this paragraph, or for services provided pursuant to
 title  XVIII  of  the  federal  social  security  act (medicare), or for
 services] provided pursuant to title XIX of the federal social  security
 act (medicaid).
   [(v)  For the purposes of this paragraph, "highest volume payor" shall
 mean the insurer, corporation or  organization  licensed,  organized  or
 certified  pursuant  to  article thirty-two, forty-two or forty-three of
 the insurance law or article forty-four of this chapter, or other third-
 party payor, which has  a  contract  or  agreement  to  pay  claims  for
 services  provided  by  the  general  hospital  and incurred the highest
 volume of claims in the previous calendar year.

 A. 3470--A                          7

   (vi) A hospital may implement policies and procedures to  permit,  but
 not  require, consideration on a case-by-case basis of exceptions to the
 requirements described in subparagraphs (i) and (ii) of  this  paragraph
 based upon the existence of significant assets owned by the patient that
 should  be  taken  into  account  in determining the appropriate payment
 amount for that patient's care, provided, however,  that  such  proposed
 policies  and  procedures  shall  be  subject  to  the  prior review and
 approval of the commissioner and, if approved, shall be included in  the
 hospital's  financial  assistance  policy  established  pursuant to this
 section, and provided further that, if such  approval  is  granted,  the
 maximum amount that may be collected shall not exceed the greater of the
 amount  that  would have been paid for the same services by the "highest
 volume payor" for such general hospital as defined in  subparagraph  (v)
 of  this  paragraph, or for services provided pursuant to title XVIII of
 the federal social security act (medicare),  or  for  services  provided
 pursuant  to title XIX of the federal social security act (medicaid). In
 the event that a general hospital reviews a patient's assets  in  deter-
 mining  payment  adjustments  such  policies  and  procedures  shall not
 consider as assets a patient's primary residence, assets held in a  tax-
 deferred  or  comparable  retirement  savings  account,  college savings
 accounts, or cars used  regularly  by  a  patient  or  immediate  family
 members.
   (vii)]  (IV)  Nothing  in this paragraph shall be construed to limit a
 hospital's  ability  to  establish  patient  eligibility   for   payment
 discounts  at income levels higher than those specified herein and/or to
 provide greater payment  discounts  for  eligible  patients  than  those
 required by this paragraph.
   (c)  [Such  policies and procedures shall be clear, understandable, in
 writing and publicly available in summary form and  each]  EACH  general
 hospital  participating  in  the pool shall ensure that every patient is
 made aware of the existence of such [policies  and  procedures]  UNIFORM
 FINANCIAL  ASSISTANCE  FORM  AND  POLICY  and  is  provided, in a timely
 manner, with a [summary] COPY of such [policies and procedures] FORM AND
 POLICY upon request. [Any summary provided to patients shall, at a mini-
 mum, include specific information as to income levels used to  determine
 eligibility for assistance, a description of the primary service area of
 the  hospital  and  the  means  of  applying for assistance. For general
 hospitals with twenty-four hour emergency departments, such policies and
 procedures]  A  GENERAL  HOSPITAL  shall  require  the  notification  of
 patients  THROUGH  WRITTEN  MATERIALS  PROVIDED  TO  PATIENTS during the
 intake and registration process,  through  the  conspicuous  posting  of
 language-appropriate  information  in the general hospital, and informa-
 tion on bills and statements sent  to  patients,  that  financial  [aid]
 ASSISTANCE  may  be  available  to  qualified patients and how to obtain
 further information. [For specialty hospitals without  twenty-four  hour
 emergency  departments, such notification shall take place through writ-
 ten materials provided to patients during the  intake  and  registration
 process  prior  to  the  provision of any health care services or proce-
 dures, and through information on bills and statements sent to patients,
 that financial aid may be available to qualified  patients  and  how  to
 obtain further information. Application materials shall include a notice
 to  patients  that upon submission of a completed application, including
 any information or  documentation  needed  to  determine  the  patient's
 eligibility  pursuant to the hospital's financial assistance policy, the
 patient may disregard any bills until the hospital has rendered a  deci-
 sion  on  the  application  in  accordance  with this paragraph] GENERAL

 A. 3470--A                          8
 
 HOSPITALS SHALL POST THE UNIFORM FINANCIAL ASSISTANCE  APPLICATION  FORM
 AND  POLICY IN A CONSPICUOUS LOCATION ON THE GENERAL HOSPITAL'S WEBSITE.
 THE COMMISSIONER SHALL LIKEWISE POST THE  UNIFORM  FINANCIAL  ASSISTANCE
 FORM AND POLICY ON THE DEPARTMENT'S HOSPITAL PROFILE PAGE RELATED TO THE
 GENERAL HOSPITAL'S OR ANY SUCCESSOR WEBSITE.
   (d)  THE  COMMISSIONER  SHALL PROVIDE APPLICATION MATERIALS TO GENERAL
 HOSPITALS, INCLUDING THE UNIFORM FINANCIAL ASSISTANCE  APPLICATION  FORM
 AND  POLICY.  THESE  APPLICATION  MATERIALS  SHALL  INCLUDE  A NOTICE TO
 PATIENTS THAT UPON SUBMISSION  OF  A  COMPLETED  APPLICATION  FORM,  THE
 PATIENT  MAY DISREGARD ANY BILLS UNTIL THE GENERAL HOSPITAL HAS RENDERED
 A DECISION ON THE APPLICATION IN ACCORDANCE  WITH  THIS  PARAGRAPH.  THE
 APPLICATION  MATERIALS  SHALL INCLUDE SPECIFIC INFORMATION AS THE INCOME
 LEVELS  USED  TO  DETERMINE  ELIGIBILITY  FOR  FINANCIAL  ASSISTANCE,  A
 DESCRIPTION OF THE PRIMARY SERVICE AREA OF THE HOSPITAL AND THE MEANS TO
 APPLY  FOR ASSISTANCE. Such policies and procedures shall include clear,
 objective criteria for determining a patient's ability to  pay  and  for
 providing  such adjustments to payment requirements as are necessary. In
 addition to adjustment mechanisms such  as  sliding  fee  schedules  and
 discounts  to  fixed  standards, such policies and procedures shall also
 provide for the use of installment plans for the payment of  outstanding
 balances by patients pursuant to the provisions of the hospital's finan-
 cial  assistance policy. The monthly payment under such a plan shall not
 exceed [ten] FIVE percent of the gross monthly income of  the  patient[,
 provided,  however,  that  if patient assets are considered under such a
 policy, then patient assets which are not excluded  assets  pursuant  to
 subparagraph (vi) of paragraph (b) of this subdivision may be considered
 in  addition  to  the  limit  on monthly payments.] The rate of interest
 charged to the patient on the unpaid balance, if any, shall  not  exceed
 the  [rate  for  a ninety-day security] FEDERAL FUNDS RATE issued by the
 United States Department of Treasury[, plus  .5  percent]  and  no  plan
 shall include an accelerator or similar clause under which a higher rate
 of  interest  is  triggered upon a missed payment. [If such policies and
 procedures] THE POLICY SHALL NOT include  a  requirement  of  a  deposit
 prior to [non-emergent,] medically-necessary care[, such deposit must be
 included  as part of any financial aid consideration]. Such policies and
 procedures shall be applied consistently to all eligible patients.
   (e) Such [policies and procedures] POLICY shall [permit  patients  to]
 REQUIRE  THE HOSPITAL'S CHIEF FINANCIAL OFFICER TO PROVIDE A SWORN AFFI-
 DAVIT, THAT MUST BE FILED WITH A COMPLAINT FOR MEDICAL  DEBT  COLLECTION
 ACTION  IN  A  COURT OF JURISDICTION, THAT THE PATIENT DOES NOT MEET THE
 INCOME OR RESIDENCY CRITERIA  FOR  FINANCIAL  ASSISTANCE.  PATIENTS  MAY
 apply  for  assistance  [within  at  least  ninety  days  of the date of
 discharge or date of service  and  provide  at  least  twenty  days  for
 patients  to  submit  a  completed  application]  AT ANY TIME DURING THE
 COLLECTION PROCESS, INCLUDING AFTER THE COMMENCEMENT OF A  MEDICAL  DEBT
 COURT ACTION OR UPON SECURING A DEFAULT JUDGMENT IN A COURT OF JURISDIC-
 TION.    Such  policies and procedures may require that patients seeking
 payment adjustments provide [appropriate] THE FOLLOWING financial infor-
 mation and documentation in support  of  their  application[,  provided,
 however, that such application process shall not be unduly burdensome or
 complex]  THAT ARE USED BY THE NEW YORK STATE OF HEALTH MARKETPLACE: PAY
 CHECKS OR PAY STUBS; RENT RECEIPTS; A LETTER FROM THE PATIENT'S EMPLOYER
 ATTESTING TO THE PATIENT'S GROSS INCOME; OR, IF NONE  OF  THE  AFOREMEN-
 TIONED  INFORMATION  AND  DOCUMENTATION  ARE  AVAILABLE, A WRITTEN SELF-
 ATTESTATION OF THE  PATIENT'S  INCOME.  General  hospitals  shall,  upon
 request,  assist  patients  in understanding the hospital's policies and

 A. 3470--A                          9
 
 procedures and in applying for payment adjustments.  [Application  forms
 shall be printed] THE COMMISSIONER SHALL TRANSLATE THE FINANCIAL ASSIST-
 ANCE  APPLICATION  FORM  AND POLICY INTO THE "PRIMARY LANGUAGES" OF EACH
 GENERAL HOSPITAL. EACH GENERAL HOSPITAL SHALL PRINT AND POST THESE MATE-
 RIALS  TO  ITS  WEBSITE in the "primary languages" of patients served by
 the general hospital. For  the  purposes  of  this  paragraph,  "primary
 languages"  shall include any language that is either (i) used to commu-
 nicate, during at least five percent of patient visits  in  a  year,  by
 patients  who  cannot  speak,  read,  write  or  understand  the English
 language at the level of proficiency necessary  for  effective  communi-
 cation  with health care providers, or (ii) spoken by non-English speak-
 ing individuals comprising more than one percent of the primary hospital
 service area population, as  calculated  using  demographic  information
 available  from  the United States Bureau of the Census, supplemented by
 data from school systems. Decisions regarding such applications shall be
 made within thirty days of receipt  of  a  completed  application.  Such
 policies  and  procedures  shall  require  that  the  hospital issue any
 denial/approval of such application in writing with information  on  how
 to  appeal  the  denial  and  shall require the hospital to establish an
 appeals process under which it will evaluate the denial of  an  applica-
 tion. [Nothing in this subdivision shall be interpreted as prohibiting a
 hospital from making the availability of financial assistance contingent
 upon  the  patient  first  applying  for coverage under title XIX of the
 social security act (medicaid) or another insurance program if,  in  the
 judgment  of  the  hospital, the patient may be eligible for medicaid or
 another insurance program, and upon the patient's cooperation in follow-
 ing  the  hospital's  financial  assistance  application   requirements,
 including the provision of information needed to make a determination on
 the  patient's  application  in accordance with the hospital's financial
 assistance policy.]
   (f) Such policies and procedures  shall  provide  that  patients  with
 incomes  below [three] FOUR hundred percent of the federal poverty level
 are deemed presumptively eligible  for  payment  adjustments  and  shall
 conform  to the requirements set forth in paragraph (b) of this subdivi-
 sion, provided, however, that  nothing  in  this  subdivision  shall  be
 interpreted  as precluding hospitals from extending such payment adjust-
 ments to other patients, either generally or on  a  case-by-case  basis.
 Such  [policies  and  procedures]  POLICY  shall provide financial [aid]
 ASSISTANCE for emergency hospital services, including  emergency  trans-
 fers  pursuant  to  the  federal  emergency medical treatment and active
 labor act (42 USC 1395dd), to patients who reside in New York state  and
 for medically necessary hospital services for patients who reside in the
 hospital's  primary  service  area  as  determined according to criteria
 established by  the  commissioner.  In  developing  such  criteria,  the
 commissioner  shall  consult with representatives of the hospital indus-
 try, health care consumer advocates and local public  health  officials.
 Such  criteria shall be made available to the public no less than thirty
 days prior to the date of implementation and shall, at a minimum:
   (i) prohibit a  hospital  from  developing  or  altering  its  primary
 service  area in a manner designed to avoid medically underserved commu-
 nities or communities with high percentages of uninsured residents;
   (ii) ensure that every geographic area of the state is included in  at
 least  one  general  hospital's  primary  service  area so that eligible
 patients may access care and financial assistance; and
   (iii) require the hospital to notify the commissioner upon making  any
 change  to its primary service area, and to include a description of its

 A. 3470--A                         10
 
 primary service area in  the  hospital's  annual  implementation  report
 filed  pursuant  to  subdivision  three  of section twenty-eight hundred
 three-l of this [article] TITLE.
   (g)  Nothing  in  this  subdivision shall be interpreted as precluding
 hospitals from extending payment  adjustments  for  medically  necessary
 non-emergency  hospital  services  to patients outside of the hospital's
 primary service area. For patients determined to be eligible for  finan-
 cial  [aid]  ASSISTANCE  under  the  terms of [a hospital's] THE UNIFORM
 financial [aid] ASSISTANCE policy, such [policies and procedures] POLICY
 shall  prohibit  any  limitations  on  financial  [aid]  ASSISTANCE  for
 services  based  on  the  medical condition of the applicant, other than
 typical limitations or exclusions based  on  medical  necessity  or  the
 clinical or therapeutic benefit of a procedure or treatment.
   (h)  Such  policies and procedures shall not permit the SECURANCE OF A
 LIEN OR forced sale or foreclosure of a patient's primary  residence  in
 order  to  collect  an  outstanding  medical  bill and shall require the
 hospital to refrain from sending an account to collection if the patient
 has submitted a completed application for financial [aid, including  any
 required supporting documentation] ASSISTANCE, while the hospital deter-
 mines  the patient's eligibility for such [aid] ASSISTANCE.  Such [poli-
 cies and procedures] POLICY  shall  provide  for  written  notification,
 which  shall  include  notification  on a patient bill, to a patient not
 less than thirty days prior to the referral of debts for collection  and
 shall  require  that the collection agency obtain the hospital's written
 consent prior to commencing a legal action. Such  [policies  and  proce-
 dures] POLICY shall require all general hospital staff who interact with
 patients  or  have  responsibility  for  billing  and  collections to be
 trained in such [policies and procedures] POLICY, and require the imple-
 mentation of a mechanism for the general hospital to measure its compli-
 ance with [such policies and procedures] THE POLICY. Such [policies  and
 procedures]  POLICY  shall  require  that  any  collection  agency under
 contract with a general hospital for the collection of debts follow  the
 [hospital's]  UNIFORM  financial  assistance policy, including providing
 information to patients on how to apply for financial  assistance  where
 appropriate.  Such  [policies  and  procedures]  POLICY  shall  prohibit
 collections from a patient who is determined to be eligible for  medical
 assistance  pursuant  to title XIX of the federal social security act at
 the time services were rendered and for which services medicaid  payment
 is available.
   (i) Reports required to be submitted to the department by each general
 hospital  as  a  condition  for  participation  in  the pools, and which
 contain, in accordance with applicable regulations, a certification from
 an independent  certified  public  accountant  or  independent  licensed
 public accountant or an attestation from a senior official of the hospi-
 tal  that the hospital is in compliance with conditions of participation
 in the pools, shall also contain, for reporting  periods  on  and  after
 January first, two thousand seven:
   (i)  a  report  on  hospital costs incurred and uncollected amounts in
 providing services to  [eligible]  patients  [without  insurance]  FOUND
 ELIGIBLE FOR FINANCIAL ASSISTANCE, including the amount of care provided
 for a nominal payment amount, during the period covered by the report;
   (ii)  hospital  costs incurred and uncollected amounts for deductibles
 and coinsurance for eligible patients with insurance or other third-par-
 ty payor coverage;
   (iii) the number of patients, organized  according  to  United  States
 postal  service  zip code, who applied for financial assistance pursuant

 A. 3470--A                         11

 to the [hospital's] UNIFORM financial assistance policy, and the number,
 organized according to United States  postal  service  zip  code,  whose
 applications were approved and whose applications were denied;
   (iv) the reimbursement received for indigent care from the pool estab-
 lished pursuant to this section;
   (v)  the  amount  of  funds  that have been expended on [charity care]
 FINANCIAL ASSISTANCE from charitable bequests made or trusts established
 for the purpose of providing financial assistance to  patients  who  are
 eligible in accordance with the terms of such bequests or trusts;
   (vi)  for  hospitals located in social services districts in which the
 district allows hospitals to assist patients with such applications, the
 number of applications for eligibility under title  XIX  of  the  social
 security  act (medicaid) that the hospital assisted patients in complet-
 ing and the number denied and approved;
   (vii) the hospital's financial losses resulting from services provided
 under medicaid; and
   (viii) the number of REFERRALS TO COLLECTION AGENTS OR OUTSIDE  VENDOR
 COURT CASES AND liens placed on [the primary] ANY residences of patients
 through the collection process used by a hospital.
   (j) [Within ninety days of the effective date of this subdivision each
 hospital  shall submit to the commissioner a written report on its poli-
 cies and procedures for financial assistance to patients which are  used
 by  the  hospital on the effective date of this subdivision. Such report
 shall include copies of its policies and procedures, including  material
 which  is  distributed  to patients, and a description of the hospital's
 financial aid policies and procedures. Such  description  shall  include
 the  income levels of patients on which eligibility is based, the finan-
 cial aid eligible patients receive and the  means  of  calculating  such
 aid,  and  the  service  area, if any, used by the hospital to determine
 eligibility] THE COMMISSIONER SHALL INCLUDE  THE  DATA  COLLECTED  UNDER
 PARAGRAPH (I) OF THIS SUBDIVISION IN REGULAR AUDITS OF THE ANNUAL GENER-
 AL HOSPITAL INSTITUTIONAL COST REPORT.
   (k)  In  the event it is determined by the commissioner that the state
 will be unable to secure all necessary federal approvals to include,  as
 part  of  the  state's  approved  state plan under title nineteen of the
 federal social security act, a requirement[, as set forth  in  paragraph
 one  of  this  subdivision,]  that compliance with this subdivision is a
 condition of participation in pool distributions authorized pursuant  to
 this  section and section twenty-eight hundred seven-w of this [article]
 TITLE, then such condition of participation shall  be  deemed  null  and
 void  and,  notwithstanding  section  twelve of this chapter, failure to
 comply with the provisions of this subdivision  by  a  hospital  on  and
 after the date of such determination shall make such hospital liable for
 a  civil  penalty  not  to  exceed  ten  thousand  dollars for each such
 violation. The imposition of such civil penalties shall  be  subject  to
 the provisions of section twelve-a of this chapter.
   §  2.  Subdivision  14  of  section 2807-k of the public health law is
 REPEALED and subdivisions 15, 16 and 17 are renumbered subdivisions  14,
 15 and 16.
   § 3. This act shall take effect immediately.
 
                                  PART H
 
   Section  1.    Section  5004  of  the civil practice law and rules, as
 amended by chapter 258 of the laws  of  1981,  is  amended  to  read  as
 follows:

 A. 3470--A                         12
 
   §  5004.  Rate  of interest. Interest shall be at the rate of nine per
 centum per annum, except where otherwise provided by  statute,  PROVIDED
 THAT  IN MEDICAL DEBT ACTIONS BY A HOSPITAL LICENSED UNDER ARTICLE TWEN-
 TY-EIGHT OF THE PUBLIC HEALTH LAW OR A HEALTH CARE PROFESSIONAL  AUTHOR-
 IZED   UNDER TITLE EIGHT OF THE EDUCATION LAW THE INTEREST RATE SHALL BE
 CALCULATED AT THE ONE-YEAR UNITED STATES TREASURY  BILL  RATE.  FOR  THE
 PURPOSE OF THIS SECTION, THE "ONE-YEAR UNITED STATES TREASURY BILL RATE"
 MEANS  THE  WEEKLY AVERAGE ONE-YEAR CONSTANT MATURITY TREASURY YIELD, AS
 PUBLISHED BY THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE  SYSTEM,  FOR
 THE CALENDAR WEEK PRECEDING THE DATE OF THE ENTRY OF THE JUDGMENT AWARD-
 ING  DAMAGES. PROVIDED HOWEVER, THAT THIS SECTION SHALL NOT APPLY TO ANY
 PROVISION OF THE TAX LAW WHICH PROVIDES FOR THE ANNUAL RATE OF  INTEREST
 TO BE PAID ON A JUDGMENT OR ACCRUED CLAIM.
   § 2. This act shall take effect immediately.
 
                                  PART I

   Section  1.  Subsection  (h)  of section 603 of the financial services
 law, as added by section 26 of part H of chapter 60 of the laws of 2014,
 is amended to read as follows:
   (h) "Surprise bill" means a bill for health care services, other  than
 emergency services, received by:
   (1)  an insured for services rendered by a non-participating physician
 at a participating hospital  or  ambulatory  surgical  center,  where  a
 participating  physician is unavailable or a non-participating physician
 renders services without the insured's knowledge, or unforeseen  medical
 services  arise  at  the  time  the  health  care services are rendered;
 provided, however, that a surprise bill shall not mean a  bill  received
 for health care services when a participating physician is available and
 the  insured  has  elected  to  obtain services from a non-participating
 physician;
   (2) an insured for services rendered by a non-participating  provider,
 where  the services were referred by a participating physician to a non-
 participating provider without explicit written consent of  the  insured
 acknowledging  that the participating physician is referring the insured
 to a non-participating provider and that  the  referral  may  result  in
 costs not covered by the health care plan; [or]
   (3)  AN  INSURED FOR SERVICES RENDERED BY A NON-PARTICIPATING PROVIDER
 WHEN THE INSURED REASONABLY RELIED UPON AN  ORAL  OR  WRITTEN  STATEMENT
 THAT THE NON-PARTICIPATING PROVIDER WAS A PARTICIPATING PROVIDER MADE BY
 A HEALTH CARE PLAN, OR AGENT OR REPRESENTATIVE OF A HEALTH CARE PLAN, OR
 AS  SPECIFIED  IN THE HEALTH CARE PLAN PROVIDER LISTING OR DIRECTORY, OR
 PROVIDER INFORMATION ON THE HEALTH PLAN'S WEBSITE;
   (4) AN INSURED FOR SERVICES RENDERED BY A  NON-PARTICIPATING  PROVIDER
 WHEN  THE INSURED REASONABLY RELIED UPON A STATEMENT THAT THE NON-PARTI-
 CIPATING PROVIDER WAS A PARTICIPATING PROVIDER MADE BY THE  NON-PARTICI-
 PATING  PROVIDER,  OR  AGENT  OR REPRESENTATIVE OF THE NON-PARTICIPATING
 PROVIDER, OR AS SPECIFIED ON THE NON-PARTICIPATING  PROVIDER'S  WEBSITE;
 OR
   (5)  a patient who is not an insured for services rendered by a physi-
 cian at a hospital or ambulatory surgical center, where the patient  has
 not  timely received all of the disclosures required pursuant to section
 twenty-four of the public health law.
   § 2. Paragraph (k) of subdivision 1 of  section  2803  of  the  public
 health  law,  as added by chapter 241 of the laws of 2016, is amended to
 read as follows:

 A. 3470--A                         13
 
   (k) The  statement  regarding  patient  rights  and  responsibilities,
 required  pursuant  to  paragraph (g) of this subdivision, shall include
 provisions informing the patient of his or her right to [choose] BE HELD
 HARMLESS FROM CERTAIN BILLS FOR EMERGENCY SERVICES AND  SURPRISE  BILLS,
 AND  to  submit  surprise  bills  or bills for emergency services to the
 independent dispute process established in article six of the  financial
 services  law,  and  informing the patient of his or her right to view a
 list of the hospital's standard charges and the health plans the  hospi-
 tal  participates with consistent with section twenty-four of this chap-
 ter.
   § 3. This act shall take effect immediately.
   § 3. Severability clause.  If any provision of this act, or any appli-
 cation of any provision of this act,  is  held  to  be  invalid,  or  to
 violate  or  be  inconsistent  with  any federal law or regulation, that
 shall not affect the validity or effectiveness of any other provision of
 this act, or of any other application of  any  provision  of  this  act,
 which  can be given effect without that provision or application; and to
 that end, the provisions and applications of this act are severable.
   § 4. This act shall take effect immediately  provided,  however,  that
 the  applicable effective date of Parts A through I of this act shall be
 as specifically set forth in the last section of such Parts.   Effective
 immediately, the commissioner of health and the superintendent of finan-
 cial  services  shall make regulations and take other actions reasonably
 necessary to implement every part of this act when it takes effect.

                            
 
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  3470--B
 
                        2021-2022 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 26, 2021
                                ___________
 
 Introduced  by  M.  of  A. GOTTFRIED, EPSTEIN, JACOBSON, THIELE, BARRON,
   SIMON, SEAWRIGHT, DINOWITZ, BENEDETTO, SAYEGH,  REYES,  GLICK,  PERRY,
   ABINANTI,  CRUZ, PAULIN, SOLAGES, L. ROSENTHAL, GUNTHER, AUBRY, GALEF,
   STECK, NIOU, WEPRIN, TAYLOR, JEAN-PIERRE, FORREST,  MITAYNES,  HEVESI,
   LUNSFORD, BRAUNSTEIN, MAMDANI, ZINERMAN, KELLES, DE LA ROSA, McDONALD,
   CAHILL,  GONZALEZ-ROJAS,  BRONSON,  ANDERSON, GRIFFIN, BURDICK, DURSO,
   CLARK, VANEL, ENGLEBRIGHT, OTIS, PICHARDO -- read once and referred to
   the Committee on Health -- committee discharged, bill amended, ordered
   reprinted as amended and recommitted to said committee -- reported and
   referred to the Committee on Codes -- reported  and  referred  to  the
   Committee  on  Ways  and  Means -- committee discharged, bill amended,
   ordered reprinted as amended and recommitted to said committee
 
 AN ACT to amend the public health law, in relation to regulation of  the
   billing of facility fees
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Section 2801 of the public health law is amended by  adding
 four new subdivisions 12, 13, 14 and 15 to read as follows:
   12. "FACILITY FEE" MEANS ANY FEE CHARGED OR BILLED BY A HOSPITAL OR BY
 A HEALTH CARE PROFESSIONAL AUTHORIZED UNDER TITLE EIGHT OF THE EDUCATION
 LAW  THAT  IS:  (A)  INTENDED  TO COMPENSATE THE HOSPITAL OR HEALTH CARE
 PROFESSIONAL FOR THE OPERATIONAL EXPENSES  REGARDLESS  OF  THE  MODALITY
 THROUGH  WHICH  THE  HEALTH CARE SERVICES ARE PROVIDED; AND (B) SEPARATE
 AND DISTINCT FROM A PROFESSIONAL FEE. "FACILITY FEE" SHALL  NOT  INCLUDE
 ANY FEE CHARGED OR BILLED BY A RESIDENTIAL HEALTH CARE FACILITY.
   13. "HEALTH SYSTEM" MEANS A GROUP OF ONE OR MORE HOSPITALS AND PROVID-
 ERS AFFILIATED THROUGH OWNERSHIP, GOVERNANCE, MEMBERSHIP OR OTHER MEANS.
   14.  "FEE"  MEANS  ANY FEE CHARGED OR BILLED BY A PROVIDER FOR PROFES-
 SIONAL HEALTH CARE SERVICES PROVIDED IN A HOSPITAL-BASED FACILITY.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD00481-05-1

              

 A. 3470--B                          2
 
   15. "PROVIDER" MEANS AN INDIVIDUAL OR ENTITY, WHETHER  FOR  PROFIT  OR
 NONPROFIT,  WHOSE PRIMARY PURPOSE IS TO PROVIDE PROFESSIONAL HEALTH CARE
 SERVICES.
   §  2. The public health law is amended by adding a new section 2829 to
 read as follows:
   § 2829. REGULATION OF THE BILLING OF FACILITY FEES.   NO  HOSPITAL  OR
 HEALTH  SYSTEM OR HEALTH CARE PROVIDER SHALL BILL OR SEEK PAYMENT FROM A
 PATIENT FOR A FACILITY FEE THAT IS NOT COVERED BY THE  PATIENT'S  HEALTH
 INSURANCE  CARRIER  UNLESS THE PATIENT WAS NOTIFIED PRIOR TO THE DATE OF
 SERVICE THAT A FACILITY FEE  WOULD  BE  APPLICABLE.  IF  A  HEALTH  CARE
 PROVIDER  ENTERS  INTO A BUSINESS RELATIONSHIP WITH A HOSPITAL OR HEALTH
 SYSTEM THAT WILL RESULT IN THE  PROVIDER'S  PATIENTS  BEING  SUBJECT  TO
 FACILITY  FEES, THE HEALTH CARE PROVIDER MUST NOTIFY ITS PATIENTS OF THE
 CHANGE AND THAT  FACILITY  FEES  WILL  NOW  BE  APPLICABLE  TO  SERVICES
 RECEIVED  FROM THE HEALTH CARE PROVIDER. THE NOTICE SHALL BE PROVIDED IN
 WRITING AT LEAST SEVEN DAYS IN ADVANCE OF EACH DATE OF SERVICE AND SHALL
 EXPLAIN THE AMOUNT OF THE FEE, THE  PURPOSE  OF  THE  FEE,  WHETHER  THE
 PATIENT'S  INSURANCE  PLAN WILL PAY THE FEE, AND FOR UNINSURED PATIENTS,
 HOW TO APPLY FOR FINANCIAL ASSISTANCE.   IF ADVANCE  WRITTEN  NOTICE  IS
 INFEASIBLE  BECAUSE  THE  VISIT  WAS  SECURED  LESS  THAN  SEVEN DAYS IN
 ADVANCE, THEN A WRITTEN NOTICE SHALL BE PROVIDED ON THE DATE THE SERVICE
 IS RENDERED. THE NOTICE SHALL BE PROVIDED IN PLAIN LANGUAGE IN CONSPICU-
 OUS TWELVE-POINT BOLD FACE TYPE AND SHALL BE AVAILABLE IN  THE  TOP  SIX
 LANGUAGES  SPOKEN  IN  THE HOSPITAL'S SERVICE AREA.  IN NO EVENT SHALL A
 FACILITY FEE BE CHARGED FOR SERVICES RELATED TO THE PROVISION OF PREVEN-
 TIVE CARE SERVICE AS DEFINED BY THE UNITED  STATES  PREVENTIVE  SERVICES
 TASK FORCE.
   § 3. This act shall take effect on the one hundred eightieth day after
 it shall have become a law.

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  3470--C
 
                        2021-2022 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 26, 2021
                                ___________
 
 Introduced  by  M.  of  A.  GOTTFRIED, EPSTEIN, JACOBSON, THIELE, SIMON,
   SEAWRIGHT, DINOWITZ, BENEDETTO, SAYEGH, REYES, GLICK, ABINANTI,  CRUZ,
   PAULIN,  SOLAGES,  L. ROSENTHAL,  GUNTHER,  AUBRY, GALEF, STECK, NIOU,
   WEPRIN, TAYLOR,  JEAN-PIERRE,  FORREST,  MITAYNES,  HEVESI,  LUNSFORD,
   BRAUNSTEIN,  MAMDANI, ZINERMAN, KELLES, McDONALD, CAHILL, GONZALEZ-RO-
   JAS, BRONSON, ANDERSON, GRIFFIN, BURDICK, DURSO, CLARK, VANEL,  ENGLE-
   BRIGHT,  OTIS, BICHOTTE HERMELYN, BURGOS, J. RIVERA, GIBBS, KIM, FAHY,
   FERNANDEZ, RAMOS, CARROLL -- read once and referred to  the  Committee
   on  Health -- committee discharged, bill amended, ordered reprinted as
   amended and recommitted to said committee -- reported and referred  to
   the  Committee  on  Codes -- reported and referred to the Committee on
   Ways  and  Means  --  committee  discharged,  bill  amended,   ordered
   reprinted  as  amended  and recommitted to said committee -- committee
   discharged, bill amended, ordered reprinted as amended and recommitted
   to said committee
 
 AN ACT to amend the public health law, in relation to regulation of  the
   billing of facility fees
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Section 2801 of the public health law is amended by  adding
 three new subdivisions 12, 13 and 14 to read as follows:
   12. "FACILITY FEE" MEANS ANY FEE CHARGED OR BILLED BY A HOSPITAL OR BY
 A HEALTH CARE PROFESSIONAL AUTHORIZED UNDER TITLE EIGHT OF THE EDUCATION
 LAW  THAT  IS:  (A)  INTENDED  TO COMPENSATE THE HOSPITAL OR HEALTH CARE
 PROFESSIONAL FOR THE OPERATIONAL EXPENSES  REGARDLESS  OF  THE  MODALITY
 THROUGH  WHICH  THE  HEALTH CARE SERVICES ARE PROVIDED; AND (B) SEPARATE
 AND DISTINCT FROM A PROFESSIONAL FEE. "FACILITY FEE" SHALL  NOT  INCLUDE
 ANY FEE CHARGED OR BILLED BY A RESIDENTIAL HEALTH CARE FACILITY.
   13. "HEALTH SYSTEM" MEANS A GROUP OF ONE OR MORE HOSPITALS AND PROVID-
 ERS AFFILIATED THROUGH OWNERSHIP, GOVERNANCE, MEMBERSHIP OR OTHER MEANS.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD00481-08-2
 A. 3470--C                          2
              

 
   14.  "PROVIDER"  MEANS  AN INDIVIDUAL OR ENTITY, WHETHER FOR PROFIT OR
 NONPROFIT, WHOSE PRIMARY PURPOSE IS TO PROVIDE PROFESSIONAL HEALTH  CARE
 SERVICES.
   §  2. The public health law is amended by adding a new section 2830 to
 read as follows:
   § 2830. REGULATION OF THE BILLING  OF  FACILITY  FEES.    1.  FOR  THE
 PURPOSES  OF THIS SECTION, "FEE" MEANS ANY AMOUNT CHARGED OR BILLED BY A
 PROVIDER FOR PROFESSIONAL HEALTH CARE SERVICES PROVIDED IN  A  HOSPITAL-
 BASED FACILITY.
   2.  NO HOSPITAL OR HEALTH SYSTEM OR HEALTH CARE PROVIDER SHALL BILL OR
 SEEK PAYMENT FROM A PATIENT FOR A FACILITY FEE THAT IS  NOT  COVERED  BY
 THE  PATIENT'S  HEALTH INSURANCE CARRIER UNLESS THE PATIENT WAS NOTIFIED
 PRIOR TO THE DATE OF SERVICE THAT A FACILITY FEE WOULD BE APPLICABLE. IF
 A HEALTH CARE PROVIDER ENTERS INTO A BUSINESS RELATIONSHIP WITH A HOSPI-
 TAL OR HEALTH SYSTEM THAT WILL RESULT IN THE PROVIDER'S  PATIENTS  BEING
 SUBJECT  TO  FACILITY  FEES,  THE  HEALTH  CARE PROVIDER MUST NOTIFY ITS
 PATIENTS OF THE CHANGE AND THAT FACILITY FEES WILL NOW BE APPLICABLE  TO
 SERVICES  RECEIVED  FROM  THE  HEALTH CARE PROVIDER. THE NOTICE SHALL BE
 PROVIDED IN WRITING AT LEAST SEVEN DAYS  IN  ADVANCE  OF  EACH  DATE  OF
 SERVICE AND SHALL EXPLAIN THE AMOUNT OF THE FEE, THE PURPOSE OF THE FEE,
 WHETHER THE PATIENT'S INSURANCE PLAN WILL PAY THE FEE, AND FOR UNINSURED
 PATIENTS,  HOW  TO  APPLY FOR FINANCIAL ASSISTANCE.   IF ADVANCE WRITTEN
 NOTICE IS INFEASIBLE BECAUSE THE VISIT WAS SECURED LESS THAN SEVEN  DAYS
 IN  ADVANCE,  THEN  A  WRITTEN  NOTICE SHALL BE PROVIDED ON THE DATE THE
 SERVICE IS RENDERED. THE NOTICE SHALL BE PROVIDED IN PLAIN  LANGUAGE  IN
 CONSPICUOUS  TWELVE-POINT  BOLD  FACE TYPE AND SHALL BE AVAILABLE IN THE
 TOP SIX LANGUAGES SPOKEN IN THE HOSPITAL'S SERVICE AREA.   IN  NO  EVENT
 SHALL A FACILITY FEE BE CHARGED FOR SERVICES RELATED TO THE PROVISION OF
 PREVENTIVE  CARE  SERVICE  AS  DEFINED  BY  THE UNITED STATES PREVENTIVE
 SERVICES TASK FORCE.
   § 3. This act shall take effect on the one hundred eightieth day after
 it shall have become a law.