S T A T E O F N E W Y O R K
________________________________________________________________________
7052
2021-2022 Regular Sessions
I N S E N A T E
May 26, 2021
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Introduced by Sen. GOUNARDES -- read twice and ordered printed, and when
printed to be committed to the Committee on Judiciary
AN ACT to amend the civil practice law and rules, in relation to insur-
ance disclosures
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Short title. This act shall be known and may be cited as
the "comprehensive insurance disclosure act."
§ 2. Subdivision (f) of section 3101 of the civil practice law and
rules, as added by chapter 668 of the laws of 1975, is amended to read
as follows:
(f) Contents of insurance agreement. [A party may obtain discovery of
the existence and contents of any insurance agreement under which any
person carrying on an insurance business may be liable to satisfy part
or all of a judgment which may be entered in the action or to indemnify
or reimburse for payments made to satisfy the judgment. Information
concerning the insurance agreement is not by reason of disclosure admis-
sible in evidence at trial. For purpose of this subdivision, an applica-
tion for insurance shall not be treated as part of an insurance agree-
ment] (1) ANY DEFENDANT, THIRD-PARTY DEFENDANT, OR DEFENDANT ON A
CROSS-CLAIM OR COUNTER-CLAIM SHALL PROVIDE TO THE PLAINTIFF, THIRD-PARTY
PLAINTIFF, PLAINTIFF ON COUNTER-CLAIM, AND ANY OTHER PARTY IN THE ACTION
WITHIN SIXTY DAYS AFTER SERVING AN ANSWER PURSUANT TO RULE THREE HUNDRED
TWENTY OR SECTION THREE THOUSAND ELEVEN OR THREE THOUSAND NINETEEN OF
THIS CHAPTER NOTICE AND PROOF OF THE EXISTENCE AND CONTENTS OF ANY
INSURANCE AGREEMENT UNDER WHICH ANY PERSON OR ENTITY MAY BE LIABLE TO
SATISFY PART OR ALL OF A JUDGMENT THAT MAY BE ENTERED IN THE ACTION OR
TO INDEMNIFY OR REIMBURSE FOR PAYMENTS MADE TO SATISFY THE ENTRY OF
FINAL JUDGMENT. INFORMATION AND DOCUMENTATION PURSUANT TO THIS SUBDIVI-
SION SHALL INCLUDE:
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD11693-01-1
S. 7052 2
(I) ALL PRIMARY, EXCESS AND UMBRELLA POLICIES, CONTRACTS OR AGREEMENTS
ISSUED BY PRIVATE OR PUBLICLY TRADED STOCK COMPANIES, MUTUAL INSURANCE
COMPANIES, CAPTIVE INSURANCE ENTITIES, RISK RETENTION GROUPS, RECIPROCAL
INSURANCE EXCHANGES, SYNDICATES, INCLUDING, BUT NOT LIMITED TO, LLOYD'S
UNDERWRITERS AS DEFINED IN SECTION SIX THOUSAND ONE HUNDRED SIXTEEN OF
THE INSURANCE LAW, SURPLUS LINE INSURERS AND SELF-INSURANCE PROGRAMS
SOLD OR DELIVERED WITHIN THE STATE OF NEW YORK;
(II) A COMPLETE COPY OF ANY POLICY, CONTRACT OR AGREEMENT REFERRED TO
IN SUBPARAGRAPH (I) OF THIS PARAGRAPH, INCLUDING, BUT NOT LIMITED TO,
DECLARATIONS, INSURING AGREEMENTS, CONDITIONS, EXCLUSIONS, ENDORSEMENTS,
AND SIMILAR PROVISIONS;
(III) THE CONTACT INFORMATION, INCLUDING TELEPHONE NUMBER AND E-MAIL
ADDRESS, OF ANY PERSON OR PERSONS RESPONSIBLE FOR ADJUSTING THE CLAIM
MADE TO OR AGAINST THE PERSON OR ENTITY DESCRIBED IN SUBPARAGRAPH (I) OF
THIS PARAGRAPH, INCLUDING THIRD-PARTY ADMINISTRATORS AND PERSONS WITHIN
THE INSURING ENTITY TO WHOM THE THIRD-PARTY ADMINISTRATOR IS REQUIRED TO
REPORT;
(IV) THE AMOUNTS AVAILABLE UNDER ANY POLICY, CONTRACT OR AGREEMENT TO
SATISFY A JUDGMENT DESCRIBED IN THIS SUBDIVISION OR TO REIMBURSE FOR
PAYMENTS MADE TO SATISFY THE JUDGMENT;
(V) ANY LAWSUITS THAT HAVE REDUCED OR ERODED OR MAY REDUCE OR ERODE
SUCH AMOUNTS REFERRED TO IN SUBPARAGRAPH (IV) OF THIS PARAGRAPH, INCLUD-
ING THE CAPTION OF ANY SUCH LAWSUIT, THE DATE THE LAWSUIT WAS FILED, AND
THE IDENTITY AND CONTACT INFORMATION OF THE ATTORNEYS FOR ALL REPRES-
ENTED PARTIES THEREIN; AND
(VI) THE AMOUNT, IF ANY, OF ANY PAYMENT OF ATTORNEY'S FEES THAT HAVE
ERODED OR REDUCED THE FACE VALUE OF THE POLICY, ALONG WITH THE NAME AND
ADDRESS OF ANY ATTORNEY WHO RECEIVED SUCH PAYMENTS.
(2) A DEFENDANT, THIRD-PARTY DEFENDANT, OR DEFENDANT ON A CROSS-CLAIM
OR COUNTER-CLAIM REQUIRED TO PRODUCE TO A PLAINTIFF OR THIRD-PARTY
PLAINTIFF OR PLAINTIFF ON A COUNTER-CLAIM ALL INFORMATION SET FORTH IN
PARAGRAPH ONE OF THIS SUBDIVISION HAS AN ONGOING OBLIGATION TO MAKE
REASONABLE EFFORTS TO ENSURE THAT THE INFORMATION REMAINS ACCURATE AND
COMPLETE, AND PROVIDE UPDATED INFORMATION TO ANY PARTY TO WHOM THIS
INFORMATION HAS BEEN PROVIDED WITHIN THIRTY DAYS OF RECEIVING INFORMA-
TION RENDERING THE PRIOR DISCLOSURE INACCURATE OR INCOMPLETE IN WHOLE OR
IN PART. THIS OBLIGATION SHALL EXIST DURING THE ENTIRE PENDENCY OF THE
LITIGATION AND FOR SIXTY DAYS AFTER ANY SETTLEMENT OR ENTRY OF FINAL
JUDGMENT IN THE CASE INCLUSIVE OF ALL APPEALS.
(3) FOR PURPOSES OF THIS SUBDIVISION, AN APPLICATION FOR INSURANCE
SHALL BE TREATED AS PART OF AN INSURANCE AGREEMENT AND SHALL BE
DISCLOSED.
(4) INFORMATION CONCERNING THE INSURANCE AGREEMENT IS NOT BY REASON OF
DISCLOSURE ADMISSIBLE IN EVIDENCE AT TRIAL.
§ 3. The civil practice law and rules is amended by adding a new
section 3122-b to read as follows:
§ 3122-B. CERTIFICATION OF INSURANCE DISCLOSURE. INFORMATION PROVIDED
PURSUANT TO SUBDIVISION (F) OF SECTION THIRTY-ONE HUNDRED ONE OF THIS
ARTICLE SHALL BE ACCOMPANIED BY A CERTIFICATION BY THE DEFENDANT, THIRD-
PARTY DEFENDANT, OR DEFENDANT ON A CROSS-CLAIM OR COUNTER-CLAIM AND A
CERTIFICATION BY ANY ATTORNEY APPEARING FOR THE DEFENDANT, THIRD-PARTY
DEFENDANT, OR DEFENDANT ON A CROSS-CLAIM OR COUNTER-CLAIM, SWORN IN THE
FORM OF AN AFFIDAVIT OR AFFIRMATION WHERE APPROPRIATE, STATING THAT THE
INFORMATION IS ACCURATE AND COMPLETE, AND THAT REASONABLE EFFORTS HAVE
BEEN UNDERTAKEN, AND IN ACCORDANCE WITH PARAGRAPH TWO OF SUBDIVISION (F)
S. 7052 3
OF SECTION THIRTY-ONE HUNDRED ONE OF THIS ARTICLE WILL BE UNDERTAKEN, TO
ENSURE THAT THIS INFORMATION REMAINS ACCURATE AND COMPLETE.
§ 4. This act shall take effect immediately and apply to all pending
actions. Any information required by this act that has not previously
been provided in pending cases shall be provided within sixty days after
such effective date.
