Assembly Bill A1149

2023-2024 Legislative Session

Prohibits insurers from cancelling renters' insurance based on the ownership of a specific breed of dog

download bill text pdf

Sponsored By

Current Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2023-A1149 (ACTIVE) - Details

See Senate Version of this Bill:
S4163
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §3421, Ins L
Versions Introduced in Other Legislative Sessions:
2019-2020: S239
2021-2022: A8859, S1000

2023-A1149 (ACTIVE) - Summary

Prohibits insurers issuing policies insuring personal injury and property damage arising out of a lease, from cancelling or refusing to issue or renew such a policy, or charging increased premiums based upon the harboring of a specific breed of dog on the premises.

2023-A1149 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   1149
 
                        2023-2024 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 13, 2023
                                ___________
 
 Introduced  by  M.  of  A. L. ROSENTHAL -- read once and referred to the
   Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to  prohibiting  insurers
   from  cancelling,  refusing to issue or renew renters' insurance based
   on the breed of dog owned
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. The section heading and subsection 1 of section 3421 of the
 insurance  law,  the section heading as added by chapter 545 of the laws
 of 2021 and subsection 1 as amended by chapter 679 of the laws of  2022,
 are amended to read as follows:
   Homeowners' liability insurance AND RENTERS' INSURANCE; dogs.  1. With
 respect  to  homeowners'  insurance  policies  as defined in section two
 thousand three hundred fifty-one of this chapter, AND   EVERY POLICY  OR
 CONTRACT  INSURING AGAINST LIABILITY FOR INJURY TO ANY PERSON, OR INJURY
 TO OR DESTRUCTION OF PROPERTY ARISING OUT OF A LEASE OF RESIDENTIAL ONE,
 TWO, THREE OR FOUR DWELLING REAL PROPERTY, INCLUDING RENTERS' INSURANCE,
 no insurer shall refuse to issue or renew, cancel, or charge  or  impose
 an  increased  premium  or rate for such policy or contract, or exclude,
 limit, restrict, or reduce coverage under such policy or contract  based
 solely  upon  harboring or owning any dog of a specific breed or mixture
 of breeds.
   § 2. This act shall take effect on the ninetieth day  after  it  shall
 have become a law and shall apply to all policies issued, renewed, modi-
 fied,  altered  or  amended  on  or after such effective date; provided,
 however, that if chapter 679 of the laws of 2022 shall  not  have  taken
 effect  on  or before such date, then section one of this act shall take
 effect on the same date and in the same manner as such  chapter  of  the
 laws  of  2022  takes  effect  and  shall  apply to all policies issued,
 renewed, modified, altered or amended on or after such effective date.

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD04228-01-3

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