S T A T E O F N E W Y O R K
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9099
I N A S S E M B L Y
February 7, 2024
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Introduced by M. of A. ANDERSON -- read once and referred to the Commit-
tee on Insurance
AN ACT to amend the insurance law, in relation to establishing a captive
insurance program for commuter vans, black cars, ambulettes and para-
transit vehicles, and small school buses
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The insurance law is amended by adding a new section 7013
to read as follows:
§ 7013. CAPTIVE INSURANCE PROGRAM FOR COMMUTER VANS, PRE-ARRANGED
FOR-HIRE VEHICLES, AND ACCESSIBLE VEHICLES. (A) THE SUPERINTENDENT
SHALL UTILIZE AND IMPLEMENT A CAPTIVE INSURANCE PROGRAM FOR COMMUTER
VANS, PRE-ARRANGED FOR-HIRE VEHICLES, AND ACCESSIBLE VEHICLES THAT ARE
ENGAGED IN THE BUSINESS OF CARRYING OR TRANSPORTING PASSENGERS FOR HIRE.
THE PROGRAM SHALL INCLUDE, BUT SHALL NOT BE LIMITED TO:
(1) IDENTIFYING AND LICENSING A CAPTIVE INSURANCE COMPANY OR COMPANIES
TO PROVIDE NECESSARY INSURANCE COVERAGE TO COMMUTER VANS, PRE-ARRANGED
FOR-HIRE VEHICLES, AND ACCESSIBLE VEHICLES;
(2) STANDARDS FOR ENROLLMENT OF ELIGIBLE COMMUTER VANS, PRE-ARRANGED
FOR-HIRE VEHICLES, AND ACCESSIBLE VEHICLES INCLUDING MECHANISMS FOR
DETERMINING ELIGIBILITY; AND
(3) STANDARDS FOR MONITORING THE PERFORMANCE OF SUCH CAPTIVE INSURANCE
COMPANY OR COMPANIES IN PROVIDING AFFORDABLE INSURANCE COVERAGE TO
COMMUTER VANS, PRE-ARRANGED FOR-HIRE VEHICLES, AND ACCESSIBLE VEHICLES
PARTICIPATING IN THE PROGRAM PURSUANT TO SUBSECTION (C) OF THIS SECTION.
(B) FOR THE PURPOSES OF THIS SECTION, THE FOLLOWING TERMS SHALL HAVE
THE FOLLOWING MEANINGS:
(1) "COMMUTER VAN" SHALL MEAN A COMMUTER VAN SERVICE HAVING A SEATING
CAPACITY OF NINE PASSENGERS BUT NOT MORE THAN TWENTY-FOUR PASSENGERS OR
SUCH GREATER CAPACITY AS THE SUPERINTENDENT MAY ESTABLISH BY RULE AND
CARRYING PASSENGERS FOR HIRE. THE TERM "COMMUTER VAN" SHALL INCLUDE, BUT
NOT BE LIMITED TO, SHUTTLES AND TRANSPORTATION VANS.
(2) "PRE-ARRANGED FOR-HIRE VEHICLE" SHALL MEAN A MOTOR VEHICLE THAT IS
USED IN THE BUSINESS OF TRANSPORTING PASSENGERS FOR COMPENSATION ON A
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD09645-03-4
A. 9099 2
PRE-ARRANGED BASIS, AND OPERATED IN SUCH BUSINESS UNDER A LICENSE OR
PERMIT ISSUED BY A LICENSING JURISDICTION. SUCH TERM SHALL INCLUDE, BUT
NOT BE LIMITED TO, SMALL SCHOOL BUSES PURSUANT TO SECTION ONE HUNDRED
FORTY-TWO OR SIXTEEN HUNDRED FORTY-TWO-A OF THE VEHICLE AND TRAFFIC LAW.
THE TERM "PRE-ARRANGED FOR-HIRE VEHICLE" SHALL APPLY TO VEHICLES AS
DEFINED IN THIS PARAGRAPH REGARDLESS OF ANY OTHER PROVISION OF LOCAL LAW
OR RULE DEFINING OR DESCRIBING SUCH VEHICLES BY ANY OTHER TERMS SUCH AS
SCHOOL BUS, CHARTER BUS, LIVERY, TAXI, BLACK CAR, OR LUXURY LIMOUSINE.
(3) "ACCESSIBLE VEHICLE" SHALL MEAN A VEHICLE THAT:
(A) COMPLIES WITH THE ACCESSIBILITY REQUIREMENTS OF THE AMERICANS WITH
DISABILITIES ACT OF 1990, AS AMENDED, AND THE REGULATIONS PROMULGATED
THEREUNDER;
(B) IS EQUIPPED WITH A LIFT, RAMP OR ANY OTHER DEVICE, ARRANGEMENT OR
ALTERATION, SO IT IS CAPABLE OF TRANSPORTING INDIVIDUALS WHO USE WHEEL-
CHAIRS, SCOOTERS, OR OTHER MOBILITY AIDS WHILE THEY REMAIN SEATED IN
THEIR WHEELCHAIRS, SCOOTERS, OR OTHER MOBILITY AIDS;
(C) IS EQUIPPED WITH AN ASSISTIVE LISTENING SYSTEM FOR PERSONS WITH
HEARING IMPAIRMENTS THAT IS CONNECTED WITH ANY INTERCOM, VIDEO OR AUDIO
SYSTEM, WHEN SUCH A SYSTEM IS INSTALLED OR DESIGNED AND APPROVED TO
PROVIDE SERVICE TO PERSONS WITH DISABILITIES;
(D) IS EQUIPPED WITH STANDARDIZED SIGNS PRINTED IN: (I) BRAILLE; AND
(II) LARGE-PRINT TEXT SO THAT SUCH SIGNS ARE VISIBLE TO PERSONS WITH LOW
VISION;
(E) PROVIDES SUFFICIENT FLOOR SPACE TO ACCOMMODATE A SERVICE ANIMAL;
(F) IF POWERED BY A HYBRID-ELECTRIC MOTOR, IS EQUIPPED WITH AN APPRO-
PRIATE DEVICE TO ENABLE PERSONS WHO ARE BLIND TO HEAR THE APPROACH OF
THE VEHICLE AS READILY AS THEY CAN HEAR A CONVENTIONAL GASOLINE-POWERED
VEHICLE;
(G) SHALL INCLUDE, BUT NOT BE LIMITED TO, "AMBULETTE" WHICH SHALL HAVE
THE SAME MEANING SET FORTH IN 17 NYCRR PART 720.8 OR "PARATRANSIT" VEHI-
CLE WHICH MEANS A SPECIAL-PURPOSE VEHICLE, DESIGNED AND EQUIPPED TO
PROVIDE NONEMERGENCY TRANSPORT, THAT HAS WHEELCHAIR-CARRYING CAPACITY,
STRETCHER-CARRYING CAPACITY, OR THE ABILITY TO CARRY DISABLED PERSONS AS
DEFINED IN SECTION FIFTEEN-B OF THE TRANSPORTATION LAW.
(C) INSURANCE COMPANIES SHALL MAINTAIN REQUIREMENTS, INCLUDING BUT NOT
LIMITED TO: $500,000 COMBINED SINGLE LIMITS (CSL); $50,000 PERSONAL
INJURY PROTECTION (PIP) (BASIC); AND $25,000/$50,000 UNINSURED MOTORIST
COVERAGE (UM/UIM). IN ADDITION, ALL NO FAULT INSURANCE RELATED TO
COMMUTER VANS, PRE-ARRANGED FOR-HIRE VEHICLES, AND ACCESSIBLE VEHICLES
INSURED IN THIS PROGRAM WILL RELY ON THE MEDICAL TREATMENT GUIDELINES
PROMULGATED IN EXISTING WORKERS' COMPENSATION LAW.
§ 2. This act shall take effect immediately.