Assembly Bill A9407

Signed By Governor
2023-2024 Legislative Session

Relates to supplemental spousal liability insurance

download bill text pdf

Sponsored By

Current Bill Status - Signed by Governor

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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Votes

Bill Amendments

co-Sponsors

2023-A9407 - Details

Law Section:
Insurance Law
Laws Affected:
Amd §3420, Ins L

2023-A9407 - Summary

Provides supplemental spousal liability insurance coverage for the spouse of an insured who has indicated that such insured has a spouse on the insurance application.

2023-A9407 - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   9407
 
                           I N  A S S E M B L Y
 
                              March 13, 2024
                                ___________
 
 Introduced by M. of A. WEPRIN -- read once and referred to the Committee
   on Insurance
 
 AN  ACT  to amend the insurance law, in relation to supplemental spousal
   liability insurance
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subsection  (g)  of section 3420 of the insurance law, as
 amended by chapter 735 of the laws  of  2022,  is  amended  to  read  as
 follows:
   (g)  (1)  Except  as  otherwise  provided  in  paragraph  two  of this
 subsection, no policy or contract shall be deemed to insure against  any
 liability  of an insured because of death of or injuries to [his or her]
 THE INSURED'S spouse or because of injury to, or destruction of property
 of [his or her] THE INSURED'S spouse unless express  provision  relating
 specifically  thereto  is  included  in the policy. This exclusion shall
 apply only where the injured spouse, to be  entitled  to  recover,  must
 prove the culpable conduct of the insured spouse.
   (2)  (A)  [Every] (I) UPON PAYMENT OF A REASONABLE PREMIUM ESTABLISHED
 IN ACCORDANCE WITH ARTICLE TWENTY-THREE  OF  THIS  CHAPTER,  AN  insurer
 issuing  or  delivering  any  policy  that satisfies the requirements of
 article six of the vehicle and traffic law AND  IS  SUBJECT  TO  SECTION
 THREE  THOUSAND  FOUR  HUNDRED TWENTY-FIVE OF THIS ARTICLE shall provide
 coverage in such A policy ISSUED TO A FIRST NAMED INSURED WHO HAS  INDI-
 CATED  THAT  SUCH  INSURED  HAS  A  SPOUSE ON THE INSURANCE APPLICATION,
 against liability of an insured because of death of or injuries to  [his
 or  her]  THE  INSURED'S  spouse  up  to  the liability insurance limits
 provided under such policy even where the injured spouse, to be entitled
 to recover, must prove the  culpable  conduct  of  the  insured  spouse,
 unless  [the]  A FIRST NAMED insured elects, in writing and in such form
 as the superintendent determines, to decline and refuse such coverage in
 [his or her] THE FIRST NAMED INSURED'S policy. Such  insurance  coverage
 shall be known as "supplemental spousal liability insurance".
   (II) UPON WRITTEN REQUEST OF AN INSURED, AND UPON PAYMENT OF A REASON-
 ABLE PREMIUM ESTABLISHED IN ACCORDANCE WITH ARTICLE TWENTY-THREE OF THIS
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.

co-Sponsors

2023-A9407A (ACTIVE) - Details

Law Section:
Insurance Law
Laws Affected:
Amd §3420, Ins L

2023-A9407A (ACTIVE) - Summary

Provides supplemental spousal liability insurance coverage for the spouse of an insured who has indicated that such insured has a spouse on the insurance application.

2023-A9407A (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  9407--A
                                                         Cal. No. 379
 
                           I N  A S S E M B L Y
 
                              March 13, 2024
                                ___________
 
 Introduced  by  M.  of A. WEPRIN, LEVENBERG -- read once and referred to
   the Committee on Insurance -- advanced to a third reading,  passed  by
   Assembly  and  delivered to the Senate, recalled from the Senate, vote
   reconsidered, bill amended, ordered reprinted, retaining its place  on
   the order of third reading

 AN  ACT  to amend the insurance law, in relation to supplemental spousal
   liability insurance
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subsection  (g)  of section 3420 of the insurance law, as
 amended by chapter 735 of the laws  of  2022,  is  amended  to  read  as
 follows:
   (g)  (1)  Except  as  otherwise  provided  in  paragraph  two  of this
 subsection, no policy or contract shall be deemed to insure against  any
 liability  of an insured because of death of or injuries to [his or her]
 THE INSURED'S spouse or because of injury to, or destruction of property
 of [his or her] THE INSURED'S spouse unless express  provision  relating
 specifically  thereto  is  included  in the policy. This exclusion shall
 apply only where the injured spouse, to be  entitled  to  recover,  must
 prove the culpable conduct of the insured spouse.
   (2)  (A) [Every] (I) UPON ISSUANCE OF A MOTOR VEHICLE LIABILITY POLICY
 AND PAYMENT OF A REASONABLE PREMIUM ESTABLISHED IN ACCORDANCE WITH ARTI-
 CLE TWENTY-THREE OF THIS CHAPTER, AN insurer issuing or  delivering  any
 policy that satisfies the requirements of article six of the vehicle and
 traffic  law AND IS SUBJECT TO SECTION THREE THOUSAND FOUR HUNDRED TWEN-
 TY-FIVE OF THIS ARTICLE shall provide coverage in such A  policy  ISSUED
 TO  A  FIRST  NAMED  INSURED  WHO  HAS INDICATED THAT SUCH INSURED HAS A
 SPOUSE ON THE INSURANCE APPLICATION, against  liability  of  an  insured
 because  of death of or injuries to [his or her] THE INSURED'S spouse up
 to the liability insurance limits provided under such policy even  where
 the  injured  spouse, to be entitled to recover, must prove the culpable
 conduct of the insured  spouse,  unless  [the]  A  FIRST  NAMED  insured
 elects, in writing and in such form as the superintendent determines, to
 decline  and  refuse  such  coverage  in  [his  or  her] THE FIRST NAMED
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets

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