Senate Bill S2231

Signed By Governor
2023-2024 Legislative Session

Relates to insurance for victims of a hate crime; repealer

download bill text pdf

Sponsored By

Current Bill Status Via A2207 - Signed by Governor

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2023-S2231 (ACTIVE) - Details

See Assembly Version of this Bill:
A2207
Law Section:
Insurance Law
Laws Affected:
Rpld §3114, add §3422, Ins L (as proposed in S. 7658-B & A.8869-B)

2023-S2231 (ACTIVE) - Summary

Prohibits an insurer from cancelling, refusing to issue, refusing to renew, or increasing the premium of a policy or to exclude, limit, restrict, or reduce coverage under such policy solely on the basis that one or more claims have been made against any policy during the preceding sixty months for a loss that is the result of a hate crime.

2023-S2231 (ACTIVE) - Sponsor Memo

2023-S2231 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   2231
 
                        2023-2024 Regular Sessions
 
                             I N  S E N A T E
 
                             January 19, 2023
                                ___________
 
 Introduced  by  Sen. BRESLIN -- read twice and ordered printed, and when
   printed to be committed to the Committee on Rules
 
 AN ACT to amend the insurance law, in relation to insurance for  victims
   of a hate crime; and to repeal certain provisions of such law relating
   thereto

   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Section 3114 of the insurance law, as added by a chapter of
 the laws of 2022 amending the insurance law relating  to  insurance  for
 victims  of  a  hate  crime, as proposed in legislative bills numbers S.
 7658-B and A.  8869-B, is REPEALED.
   § 2. The insurance law is amended by adding a new section 3422 to read
 as follows:
   § 3422. HATE CRIMES;  COVERAGE  REFUSAL.  (A)  FOR  PURPOSES  OF  THIS
 SECTION,  "INSURED"  MEANS  A CURRENT POLICYHOLDER OR A PERSON OR ENTITY
 THAT IS COVERED UNDER AN INSURANCE POLICY.
   (B) THIS SECTION SHALL APPLY TO POLICIES OF INSURANCE IF  THE  INSURED
 OR PROPOSED INSURED IS:
   (1) AN INDIVIDUAL;
   (2)  A  BUSINESS  ENTITY  THAT IS INDEPENDENTLY OWNED AND OPERATED AND
 EMPLOYS ONE HUNDRED OR FEWER INDIVIDUALS;
   (3) A RELIGIOUS ORGANIZATION;
   (4) AN EDUCATIONAL ORGANIZATION; OR
   (5) ANY OTHER NONPROFIT ORGANIZATION THAT IS  ORGANIZED  AND  OPERATED
 FOR RELIGIOUS, CHARITABLE OR EDUCATIONAL PURPOSES.
   (C)  AN  INSURER  THAT ISSUES OR DELIVERS A POLICY IN THIS STATE SHALL
 NOT CANCEL, REFUSE TO ISSUE, REFUSE TO RENEW, OR INCREASE THE PREMIUM OF
 A POLICY OR EXCLUDE, LIMIT, RESTRICT,  OR  REDUCE  COVERAGE  UNDER  SUCH
 POLICY  SOLELY  ON  THE  BASIS  THAT  ONE  OR MORE CLAIMS HAVE BEEN MADE
 AGAINST ANY POLICY DURING THE PRECEDING SIXTY MONTHS FOR A LOSS THAT  IS
 THE  RESULT OF A HATE CRIME, AS DEFINED PURSUANT TO ARTICLE FOUR HUNDRED
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD03944-01-3

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