Senate Bill S9021A

Signed By Governor
2023-2024 Legislative Session

Relates to supplemental spousal liability insurance

download bill text pdf

Sponsored By

Current Bill Status Via A9407 - Signed by Governor


  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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Bill Amendments

2023-S9021 - Details

See Assembly Version of this Bill:
A9407
Law Section:
Insurance Law
Laws Affected:
Amd §3420, Ins L

2023-S9021 - Summary

Provides supplemental spousal liability insurance coverage for the spouse of an insured who has indicated that such insured has a spouse on the insurance application.

2023-S9021 - Sponsor Memo

2023-S9021 - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   9021
 
                             I N  S E N A T E
 
                              April 10, 2024
                                ___________
 
 Introduced  by  Sen. BRESLIN -- read twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to  supplemental  spousal
   liability insurance
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. Subsection (g) of section 3420 of  the  insurance  law,  as
 amended  by  chapter  735  of  the  laws  of 2022, is amended to read as
 follows:
   (g) (1)  Except  as  otherwise  provided  in  paragraph  two  of  this
 subsection,  no policy or contract shall be deemed to insure against any
 liability of an insured because of death of or injuries to [his or  her]
 THE INSURED'S spouse or because of injury to, or destruction of property
 of  [his  or her] THE INSURED'S spouse unless express provision relating
 specifically thereto is included in the  policy.  This  exclusion  shall
 apply  only  where  the  injured spouse, to be entitled to recover, must
 prove the culpable conduct of the insured spouse.
   (2) (A) [Every] (I) UPON PAYMENT OF A REASONABLE  PREMIUM  ESTABLISHED
 IN  ACCORDANCE  WITH  ARTICLE  TWENTY-THREE  OF THIS CHAPTER, AN insurer
 issuing or delivering any policy  that  satisfies  the  requirements  of
 article  six  of  the  vehicle and traffic law AND IS SUBJECT TO SECTION
 THREE THOUSAND FOUR HUNDRED TWENTY-FIVE OF THIS  ARTICLE  shall  provide
 coverage  in such A policy ISSUED TO A FIRST NAMED INSURED WHO HAS INDI-
 CATED THAT SUCH INSURED HAS  A  SPOUSE  ON  THE  INSURANCE  APPLICATION,
 against  liability of an insured because of death of or injuries to [his
 or her] THE INSURED'S  spouse  up  to  the  liability  insurance  limits
 provided under such policy even where the injured spouse, to be entitled
 to  recover,  must  prove  the  culpable  conduct of the insured spouse,
 unless [the] A FIRST NAMED insured elects, in writing and in  such  form
 as the superintendent determines, to decline and refuse such coverage in
 [his  or  her] THE FIRST NAMED INSURED'S policy. Such insurance coverage
 shall be known as "supplemental spousal liability insurance".
   (II) UPON WRITTEN REQUEST OF AN INSURED, AND UPON PAYMENT OF A REASON-
 ABLE PREMIUM ESTABLISHED IN ACCORDANCE WITH ARTICLE TWENTY-THREE OF THIS
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

2023-S9021A (ACTIVE) - Details

See Assembly Version of this Bill:
A9407
Law Section:
Insurance Law
Laws Affected:
Amd §3420, Ins L

2023-S9021A (ACTIVE) - Summary

Provides supplemental spousal liability insurance coverage for the spouse of an insured who has indicated that such insured has a spouse on the insurance application.

2023-S9021A (ACTIVE) - Sponsor Memo

2023-S9021A (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                  9021--A
 
                             I N  S E N A T E
 
                              April 10, 2024
                                ___________
 
 Introduced  by  Sen. BRESLIN -- read twice and ordered printed, and when
   printed to be committed to the Committee  on  Insurance  --  committee
   discharged, bill amended, ordered reprinted as amended and recommitted
   to said committee
 
 AN  ACT  to amend the insurance law, in relation to supplemental spousal
   liability insurance

   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subsection  (g)  of section 3420 of the insurance law, as
 amended by chapter 735 of the laws  of  2022,  is  amended  to  read  as
 follows:
   (g)  (1)  Except  as  otherwise  provided  in  paragraph  two  of this
 subsection, no policy or contract shall be deemed to insure against  any
 liability  of an insured because of death of or injuries to [his or her]
 THE INSURED'S spouse or because of injury to, or destruction of property
 of [his or her] THE INSURED'S spouse unless express  provision  relating
 specifically  thereto  is  included  in the policy. This exclusion shall
 apply only where the injured spouse, to be  entitled  to  recover,  must
 prove the culpable conduct of the insured spouse.
   (2)  (A) [Every] (I) UPON ISSUANCE OF A MOTOR VEHICLE LIABILITY POLICY
 AND PAYMENT OF A REASONABLE PREMIUM ESTABLISHED IN ACCORDANCE WITH ARTI-
 CLE TWENTY-THREE OF THIS CHAPTER, AN insurer issuing or  delivering  any
 policy that satisfies the requirements of article six of the vehicle and
 traffic  law AND IS SUBJECT TO SECTION THREE THOUSAND FOUR HUNDRED TWEN-
 TY-FIVE OF THIS ARTICLE shall provide coverage in such A  policy  ISSUED
 TO  A  FIRST  NAMED  INSURED  WHO  HAS INDICATED THAT SUCH INSURED HAS A
 SPOUSE ON THE INSURANCE APPLICATION, against  liability  of  an  insured
 because  of death of or injuries to [his or her] THE INSURED'S spouse up
 to the liability insurance limits provided under such policy even  where
 the  injured  spouse, to be entitled to recover, must prove the culpable
 conduct of the insured  spouse,  unless  [the]  A  FIRST  NAMED  insured
 elects, in writing and in such form as the superintendent determines, to
 decline  and  refuse  such  coverage  in  [his  or  her] THE FIRST NAMED
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD14782-04-4
              

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