NY State Senate Bill 2023-S9372

Senate Bill S9372

2023-2024 Legislative Session

Requires certain health insurance policies to provide coverage for diabetes screening for people of Asian American or Pacific Islander descent if they have a body mass index of 23 or greater

download bill text pdf

Current Bill Status - In Senate Committee Insurance Committee

Introduced
- In Committee Assembly
- In Committee Senate
- On Floor Calendar Assembly
- On Floor Calendar Senate
- Passed Assembly
- Passed Senate
Delivered to Governor
Signed By Governor

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Actions

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	Assembly Actions - Lowercase Senate Actions - UPPERCASE
May 14, 2024	referred to insurance

2023-S9372 (ACTIVE) - Details

See Assembly Version of this Bill:: A9941
Current Committee:: Senate Insurance
Law Section:: Insurance Law
Laws Affected:: Amd §§3216, 3221 & 4303, Ins L

2023-S9372 (ACTIVE) - Summary

Requires certain health insurance policies to provide coverage for diabetes screening for people of Asian American or Pacific Islander descent if they have a body mass index of 23 or greater.

2023-S9372 (ACTIVE) - Sponsor Memo

                                 
BILL NUMBER: S9372

SPONSOR: LIU
 
TITLE OF BILL:

An act to amend the insurance law, in relation to requiring certain
health insurance policies to provide coverage for diabetes screening for
people of Asian American or Pacific Island descent if they have a body
mass index of 23 or greater

 
PURPOSE OR GENERAL IDEA OF BILL:

Requires certain health insurance policies to provide coverage for
diabetes screening for people of Asian American or Pacific Islander
descent if they have a body mass index of 23 KG/M2 or greater.

 
SUMMARY OF PROVISIONS:

Sections 1 to 3 amend the insurance law to require health insurance
policies to include coverage for diabetes and prediabetes screening for
Asian Americans and Pacific Islanders with a BMI of 23 KG/M2 or greater.

Section 4 provides the effective date.

 
JUSTIFICATION:

Research has shown that Asian Americans are at a higher risk for type 2
diabetes. The American Diabetes Association (ADA), National Institutes
of Health (NIH), and the Centers for Disease Control (CDC) have all
acknowledged that Asian Americans should be screened for diabetes at a
lower BMI than other ethnicities.

For example, eligibility for the CDC's National Diabetes Prevention
Program shows that Asian Americans should be screened at a BMI of 23 or
greater compared to a BMI of 25 or greater for the rest of the popu-
lation.

https://www.cdc.gov/diabetes/prevention/program-eligibility.html

This bill will allow for diabetes screenings to occur at the appropriate
BMI levels for Asian Americans by providing for health insurance cover-
age of those screenings. This would encourage more preventative care and
allow this costly disease to be caught and treated early.

 
PRIOR LEGISLATIVE HISTORY:

New Bill

 
FISCAL IMPLICATIONS FOR STATE AND LOCAL GOVERNMENTS:

None

 
EFFECTIVE DATE:
This act shall take effect immediately and shall apply to policies and
contracts issued, renewed, modified, altered or amended on or after such
effective date

2023-S9372 (ACTIVE) - Bill Text download pdf

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   9372
 
                             I N  S E N A T E
 
                               May 14, 2024
                                ___________
 
 Introduced  by  Sen.  LIU  --  read  twice and ordered printed, and when
   printed to be committed to the Committee on Insurance
 
 AN ACT to amend the insurance law,  in  relation  to  requiring  certain
   health  insurance  policies to provide coverage for diabetes screening
   for people of Asian American or Pacific Island descent if they have  a
   body mass index of 23 or greater

   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Subsection (i) of section 3216  of  the  insurance  law  is
 amended by adding a new paragraph 15-b to read as follows:
   (15-B)  (A) EVERY POLICY WHICH PROVIDES MEDICAL COVERAGE THAT INCLUDES
 COVERAGE FOR PHYSICIAN SERVICES IN A PHYSICIAN'S OFFICE AND EVERY POLICY
 WHICH PROVIDES MAJOR  MEDICAL  OR  SIMILAR  COMPREHENSIVE-TYPE  COVERAGE
 SHALL  INCLUDE  COVERAGE  FOR SCREENING FOR DIABETES AND PREDIABETES FOR
 PERSONS OF ASIAN AMERICAN AND PACIFIC ISLANDER DESCENT WHOSE  BODY  MASS
 INDEX IS 23 KG/M2 OR GREATER.
   (B)  A POLICY SUBJECT TO THIS PARAGRAPH SHALL NOT IMPOSE A DEDUCTIBLE,
 CO-INSURANCE, CO-PAYMENT, OR ANY OTHER COST-SHARING REQUIREMENT ON  SUCH
 COVERAGE PROVIDED PURSUANT TO THIS PARAGRAPH.
   § 2. Subsection (k) of section 3221 of the insurance law is amended by
 adding a new paragraph 7-a to read as follows:
   (7-A)  (A) EVERY GROUP OR BLANKET ACCIDENT AND HEALTH INSURANCE POLICY
 ISSUED OR ISSUED FOR DELIVERY  IN  THIS  STATE  WHICH  PROVIDES  MEDICAL
 COVERAGE  THAT INCLUDES COVERAGE FOR PHYSICIAN SERVICES IN A PHYSICIAN'S
 OFFICE AND EVERY POLICY WHICH PROVIDES MAJOR MEDICAL OR SIMILAR  COMPRE-
 HENSIVE-TYPE  COVERAGE SHALL INCLUDE COVERAGE FOR SCREENING FOR DIABETES
 AND PREDIABETES FOR PERSONS  OF  ASIAN  AMERICAN  AND  PACIFIC  ISLANDER
 DESCENT WHOSE BODY MASS INDEX IS 23 KG/M2 OR GREATER.
   (B)  A  GROUP  OR  BLANKET  POLICY SUBJECT TO THIS PARAGRAPH SHALL NOT
 IMPOSE A DEDUCTIBLE, CO-INSURANCE, CO-PAYMENT, OR ANY OTHER COST-SHARING
 REQUIREMENT ON SUCH COVERAGE PROVIDED PURSUANT TO THIS PARAGRAPH.
   § 3. Subsection (u-1) of section 4303 of the insurance law  is  renum-
 bered  subsection  (u-2)  and a new subsection (u-1) is added to read as
 follows:
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.

                                                            LBD15253-01-4
 S. 9372                             2
 
   (U-1) (1) A MEDICAL EXPENSE INDEMNITY CORPORATION OR A HEALTH  SERVICE
 CORPORATION  WHICH  PROVIDES MEDICAL COVERAGE THAT INCLUDES COVERAGE FOR
 PHYSICIAN SERVICES IN  A  PHYSICIAN'S  OFFICE  AND  EVERY  POLICY  WHICH
 PROVIDES  MAJOR  MEDICAL  OR  SIMILAR  COMPREHENSIVE-TYPE COVERAGE SHALL
 INCLUDE  COVERAGE FOR SCREENING FOR DIABETES AND PREDIABETES FOR PERSONS
 OF ASIAN AMERICAN AND PACIFIC ISLANDER DESCENT WHOSE BODY MASS INDEX  IS
 23 KG/M2 OR GREATER.
   (2)  A  CONTRACT SUBJECT TO THIS SUBSECTION SHALL NOT IMPOSE A DEDUCT-
 IBLE, COINSURANCE, COPAYMENT, OR ANY OTHER COST-SHARING  REQUIREMENT  ON
 SUCH COVERAGE PROVIDED PURSUANT TO THIS SUBSECTION.
   §  4.  This act shall take effect immediately and shall apply to poli-
 cies and contracts issued, renewed, modified, altered or amended  on  or
 after such effective date.

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