Assembly Bill A3802

2025-2026 Legislative Session

Relates to enacting the certificate of insurance reliability act (CIRA)

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Current Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2025-A3802 (ACTIVE) - Details

See Senate Version of this Bill:
S6569
Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Add §501-a, amd §502, Ins L
Versions Introduced in 2023-2024 Legislative Session:
A10564

2025-A3802 (ACTIVE) - Summary

Relates to requirements for and forms of certificates of insurance.

2025-A3802 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   3802
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 30, 2025
                                ___________
 
 Introduced by M. of A. WEPRIN -- read once and referred to the Committee
   on Insurance
 
 AN ACT to amend the insurance law, in relation to certificates of insur-
   ance
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. This act shall be known and cited as  the  "certificate  of
 insurance reliability act (CIRA)".
   §  2.  The  insurance  law is amended by adding a new section 501-a to
 read as follows:
   § 501-A. REQUIREMENTS. NOTWITHSTANDING ANY OTHER  LAW,  REGULATION  OR
 RULE,  EVERY CERTIFICATE OF INSURANCE PROVIDING INFORMATION AS TO COVER-
 AGE FOR ACTIVITIES CONDUCTED WITHIN THE  STATE  OF  NEW  YORK  SHALL  BE
 ISSUED  BY INSURERS, AND SUCH CERTIFICATE SHALL BE BINDING ON THE INSUR-
 ER.
   § 3. Subsection (a) of section 502 of the insurance law, as  added  by
 chapter 8 of the laws of 2015, is amended to read as follows:
   (a) With respect to a certificate of insurance evidencing that a poli-
 cy  provides  personal  injury  liability  insurance  or property damage
 liability insurance, as defined in paragraphs thirteen and  fourteen  of
 subsection  (a)  of  section  one  thousand one hundred thirteen of this
 chapter, no person or governmental entity shall wilfully require,  as  a
 condition  of awarding a contract for work, or if a contract has already
 been awarded as a condition for work to commence or continue  under  the
 contract,  or  if the contract has been performed or partially performed
 as a condition for payment to be made under the contract,  the  issuance
 of a certificate of insurance unless the certificate is[:
   (1)]  a  form promulgated by the insurer issuing the policy referenced
 in the certificate of insurance[; or

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD07825-01-5
 A. 3802                             2

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