Assembly Bill A427

2025-2026 Legislative Session

Relates to the definition of medical debt

download bill text pdf

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Current Bill Status - On Floor Calendar

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2025-A427 (ACTIVE) - Details

See Senate Version of this Bill:
S753
Law Section:
General Business Law
Laws Affected:
Amd §380-a, Gen Bus L (as proposed in S.8373-A & A.9438)

2025-A427 (ACTIVE) - Summary

Relates to the definition of medical debt; clarifies that such debt must be related to health care services, products or devices provided to a person by a hospital.

2025-A427 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                    427
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                                (PREFILED)
 
                              January 8, 2025
                                ___________
 
 Introduced by M. of A. PAULIN -- read once and referred to the Committee
   on Consumer Affairs and Protection
 
 AN  ACT to amend the general business law, in relation to the definition
   of medical debt
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subdivision  (v) of section 380-a of the general business
 law, as amended by a chapter of the laws of 2024  amending  the  general
 business  law  and  the  public health law relating to the definition of
 medical debt, as proposed in legislative bills numbers S. 8373-A and  A.
 9438, is amended to read as follows:
   (v) The term "medical debt" means any obligation or alleged obligation
 of  a  consumer  to  pay any amount whatsoever related to the receipt of
 health care services, products, or devices provided TO  A  PERSON  by  a
 hospital licensed under article twenty-eight of the public health law, a
 health  care  professional authorized under title eight of the education
 law, or an ambulance service  certified  under  article  thirty  of  the
 public health law. Medical debt does not include debt charged to a cred-
 it  card unless the credit card is issued under an open-ended or closed-
 ended plan offered specifically for the payment of health care services,
 products, or devices provided to a person.
   § 2. This act shall take effect on the  same  date  and  in  the  same
 manner  as  a  chapter of the laws of 2024 amending the general business
 law and the public health law relating  to  the  definition  of  medical
 debt,  as  proposed  in legislative bills numbers S. 8373-A and A. 9438,
 takes effect.
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD02716-01-5

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