Assembly Bill A5367

2025-2026 Legislative Session

Relates to high deductible health plans and health savings accounts

download bill text pdf

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Current Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2025-A5367 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §1124, Ins L

2025-A5367 (ACTIVE) - Summary

Relates to cost sharing requirements for high deductible health plans and health savings accounts.

2025-A5367 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   5367
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             February 13, 2025
                                ___________
 
 Introduced by M. of A. WEPRIN -- read once and referred to the Committee
   on Insurance
 
 AN ACT to amend the insurance law, in relation to high deductible health
   plans and health savings accounts
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. Subsection (e) of section 1124 of  the  insurance  law,  as
 added  by  section 440 of the laws of 2012, is relettered subsection (f)
 and a new subsection (e) is added to read as follows:
   (E) WITH RESPECT TO HIGH DEDUCTIBLE HEALTH PLANS OFFERED  IN  CONJUNC-
 TION  WITH  A  HEALTH  REIMBURSEMENT ACCOUNT OR A HEALTH SAVINGS ACCOUNT
 AUTHORIZED BY THIS SECTION, IF APPLICATION OF ANY COST SHARING  REQUIRE-
 MENTS WOULD RESULT IN HEALTH SAVINGS ACCOUNT INELIGIBILITY UNDER SECTION
 TWO HUNDRED TWENTY-THREE OF THE INTERNAL REVENUE CODE, SUCH COST SHARING
 REQUIREMENT SHALL APPLY FOR HEALTH SAVINGS ACCOUNT-QUALIFIED HIGH DEDUC-
 TIBLE  HEALTH  PLANS WITH RESPECT TO THE DEDUCTIBLE OF SUCH A PLAN, ONLY
 AFTER THE ENROLLEE HAS SATISFIED THE MINIMUM  DEDUCTIBLE  UNDER  SECTION
 TWO  HUNDRED  TWENTY-THREE  OF  THE  INTERNAL  REVENUE CODE, EXCEPT WITH
 RESPECT TO ITEMS OR SERVICES THAT ARE CONSIDERED PREVENTIVE CARE  PURSU-
 ANT  TO SUBPARAGRAPH (C) OF PARAGRAPH TWO OF SUBSECTION C OF SECTION TWO
 HUNDRED TWENTY-THREE OF THE INTERNAL REVENUE CODE,  IN  WHICH  CASE  THE
 REQUIREMENTS  OF  THIS  SUBSECTION SHALL APPLY REGARDLESS OF WHETHER THE
 MINIMUM DEDUCTIBLE REQUIRED UNDER SECTION TWO  HUNDRED  TWENTY-THREE  OF
 THE INTERNAL REVENUE CODE HAS BEEN SATISFIED.
   §  2.  This act shall take effect immediately; provided, however, that
 the amendments to subsection (e) of section 1124 of the  insurance  law,
 made  by  section  one  of this act, shall not affect the repeal of such
 section and shall be deemed repealed therewith.
 

  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD07833-01-5

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