Assembly Bill A937

2025-2026 Legislative Session

Prohibits insurers from limiting payment on claims based on pricing caps and from recommending a particular repair facility

download bill text pdf

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Current Bill Status - In Assembly Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2025-A937 (ACTIVE) - Details

Current Committee:
Assembly Insurance
Law Section:
Insurance Law
Laws Affected:
Amd §2610, Ins L
Versions Introduced in Other Legislative Sessions:
2009-2010: A316
2011-2012: A3961
2013-2014: A483
2015-2016: A1537
2017-2018: A414
2019-2020: A2911
2021-2022: A1265
2023-2024: A546

2025-A937 (ACTIVE) - Summary

Prohibits insurers from limiting payment on claims for damage to motor vehicles based on pricing caps for labor, parts, paint or repair materials; prohibits insurers from recommending a particular repair facility.

2025-A937 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                    937
 
                        2025-2026 Regular Sessions
 
                           I N  A S S E M B L Y
 
                                (PREFILED)
 
                              January 8, 2025
                                ___________
 
 Introduced  by  M.  of  A.  MAGNARELLI  -- read once and referred to the
   Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to collision  or  compre-
   hensive coverage on motor vehicles
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section 1. Section 2610 of the insurance law is amended  by  adding  a
 new subsection (d) to read as follows:
   (D)(1)  NO  INSURER  IN  PROCESSING  ANY  SUCH  CLAIM, SHALL LIMIT THE
 PAYMENT OF SUCH CLAIM FOR DAMAGE TO A  MOTOR  VEHICLE  REPAIR  BASED  ON
 PRICING  CAPS  FOR LABOR, PARTS, PAINT OR REPAIR MATERIALS. ALL ELEMENTS
 OF SUCH A CLAIM FOR DAMAGES SHALL BE NEGOTIATED  WITH  THE  INSURED,  OR
 THEIR DESIGNATED REPRESENTATIVE, BY A DULY LICENSED APPRAISER.
   (2) IF A RECOMMENDATION OR SUGGESTION OF AN AUTOMOTIVE REPAIR FACILITY
 IS  MADE BY THE INSURER, AND ACCEPTED BY THE CLAIMANT, THE INSURER SHALL
 CAUSE THE DAMAGED VEHICLE TO BE RESTORED TO  ITS  CONDITION  IMMEDIATELY
 PRIOR  TO  THE  LOSS  AT  NO  ADDITIONAL COST TO THE CLAIMANT OTHER THAN
 DEDUCTIONS STATED IN THE POLICY. SHOULD THE INSURER FAIL TO RESTORE  THE
 VEHICLE  TO  ITS  CONDITION  IMMEDIATELY  PRIOR TO THE LOSS, THE INSURER
 SHALL AT NO ADDITIONAL EXPENSE TO THE CLAIMANT CAUSE THE VEHICLE  TO  BE
 RESTORED TO ITS CONDITION IMMEDIATELY PRIOR TO THE LOSS AT A SHOP OF THE
 CLAIMANT'S CHOICE.
   §  2. This act shall take effect on the first of January next succeed-
 ing the date on which it shall have become a law and shall apply to  all
 policies  and contracts issued, renewed, modified, altered or amended on
 or after such effective date.    Effective  immediately,  the  addition,
 amendment  and/or  repeal  of  any  rule or regulation necessary for the
 implementation of this act on its effective date are  authorized  to  be
 made and completed on or before such effective date.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD01288-01-5

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