S T A T E O F N E W Y O R K
________________________________________________________________________
1327
2025-2026 Regular Sessions
I N S E N A T E
January 9, 2025
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Introduced by Sens. PARKER, COMRIE, FERNANDEZ, GOUNARDES, HOYLMAN-SIGAL
-- read twice and ordered printed, and when printed to be committed to
the Committee on Energy and Telecommunications
AN ACT to amend the public service law, in relation to establishing
minimum standards for payment plans for eligible customers
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. The public service law is amended by adding a new section
37-a to read as follows:
§ 37-A. MINIMUM STANDARDS FOR PAYMENT PLANS. 1. THE COMMISSION IS
AUTHORIZED AND DIRECTED TO SET STANDARDS FOR PAYMENT PLANS FOR ELIGIBLE
CUSTOMERS SET UP BY UTILITY COMPANIES. SUCH STANDARDS SHALL INCLUDE:
(A) WHETHER A PAYMENT AGREEMENT, INCLUDING ANY DOWN PAYMENT REQUIRE-
MENTS, IS REASONABLE. REASONABLENESS SHALL BE DETERMINED BY CONSIDERING
THE CURRENT HOUSEHOLD INCOME, ABILITY TO PAY, PAYMENT HISTORY INCLUDING
PRIOR DEFAULTS ON SIMILAR AGREEMENTS, THE SIZE OF THE BILL, THE AMOUNT
OF TIME AND THE REASONS WHY THE BILL HAS BEEN OUTSTANDING, AND ANY
SPECIAL CIRCUMSTANCES CREATING EXTREME HARDSHIPS WITHIN THE HOUSEHOLD.
THE UTILITY COMPANY MAY REQUIRE THE PERSON TO CONFIRM FINANCIAL DIFFI-
CULTY WITH AN ACKNOWLEDGMENT FROM ANOTHER STATE OR LOCAL AGENCY;
(B) REQUIRING EACH UTILITY COMPANY TO PERMIT EACH CUSTOMER A PERIOD OF
NOT LESS THAN TWENTY-ONE DAYS FROM THE DATE THE BILL WAS SENT TO PAY IN
FULL, UNLESS THE CUSTOMER AND THE UTILITY AGREE ON A DIFFERENT DUE DATE.
A UTILITY COMPANY SHALL NOT WITHDRAW FUNDS FROM A CUSTOMER'S ACCOUNT
BEFORE THE DUE DATE IN CASES WHERE A CUSTOMER USES AN AUTOMATIC BILL
PAYMENT PLAN UNLESS THE CUSTOMER AGREES TO A DIFFERENT PERIOD;
(C) IN THE EVENT A RATE CHANGE APPROVED BY THE COMMISSION BECOMES
EFFECTIVE OR IN THE EVENT THE SUPPLY PORTION OF A CUSTOMER'S BILL WILL
BE TEN PERCENT OR HIGHER THAN THE SUPPLY COST FROM THE PRIOR BILLING
CYCLE, WHILE A RESIDENTIAL CUSTOMER IS ENROLLED IN AND IN COMPLIANCE
WITH A PAYMENT PLAN, THE EFFECT OF THE RATE CHANGE SHALL BE INCLUDED
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD03272-01-5
S. 1327 2
RATABLY OVER THE REMAINDER OF THE PAYMENT PLAN PERIOD. INCLUDED WITH THE
FIRST ADJUSTED BILL, THE UTILITY COMPANY SHALL PROVIDE NOTICE TO THE
CUSTOMER EXPLAINING THE REASON FOR THE CHANGE AND SHOWING A CALCULATION
OF HOW THE UTILITY COMPANY ARRIVED AT THE NEW MONTHLY PAYMENT; AND
(D) WHILE ENROLLED IN A RESIDENTIAL PAYMENT PLAN A RESIDENTIAL CUSTOM-
ER'S UTILITY SERVICE MAY NOT BE TERMINATED UNLESS THE RESIDENTIAL
CUSTOMER VIOLATES A RULE OF THE UTILITY COMPANY ON FILE WITH THE COMMIS-
SION, DISCONNECTION IS NECESSARY FOR REASONS OF HEALTH, SAFETY, OR STATE
OR NATIONAL EMERGENCIES, OR TERMINATION IS ORDERED BY THE COMMISSION.
PAYMENT PLANS SHALL BE OFFERED TO ALLOW A CUSTOMER TO PAY PAST-DUE
AMOUNTS OVER A PERIOD OF TIME, UNLESS THE AMOUNTS OWING RELATE TO THEFT
OF SERVICE, TAMPERING, AN UNAUTHORIZED USE OF SERVICE, OR FAILURE TO
ABIDE BY THE TERMS OF A TIME-PAYMENT PLAN. THE CUSTOMER SHALL MAKE THE
INITIAL PAYMENT WITHIN ONE BUSINESS DAY OF AGREEING TO THE TIME-PAYMENT
PLAN.
2. AN INDIVIDUAL OR HOUSEHOLD SHALL BE DETERMINED TO BE ELIGIBLE FOR A
PAYMENT PLAN UNDER THIS SECTION IF SUCH INDIVIDUAL OR HOUSEHOLD PROVIDES
DOCUMENTATION OF ELIGIBILITY TO THE UTILITY COMPANY FOR ANY OF THE
FOLLOWING PROGRAMS, PROVIDED SUCH DOCUMENTATION IS DATED NO LATER THAN
THREE HUNDRED SIXTY-FIVE DAYS PRECEDING THE DATE OF THE PAYMENT PLAN:
(A) TEMPORARY ASSISTANCE FOR NEEDY FAMILIES (FAMILY ASSISTANCE);
(B) SAFETY NET ASSISTANCE (PUBLIC ASSISTANCE);
(C) SUPPLEMENTAL SECURITY INCOME (SSI);
(D) SUPPLEMENTAL NUTRITION ASSISTANCE PROGRAM (SNAP);
(E) VETERANS DISABILITY PENSION AND SURVIVORS BENEFITS;
(F) CHILD HEALTH PLUS;
(G) LIFELINE;
(H) HOME ENERGY ASSISTANCE PROGRAM (HEAP);
(I) DIRECT VENDOR OR UTILITY GUARANTEE;
(J) SOCIAL SECURITY DISABILITY INSURANCE (SSDI);
(K) EMERGENCY RENTAL ASSISTANCE PROGRAM (ERAP);
(L) MEDICAID;
(M) FEDERAL PUBLIC HOUSING ASSISTANCE;
(N) BUREAU OF INDIAN AFFAIRS GENERAL ASSISTANCE;
(O) HEAD START;
(P) TRIBAL TANF;
(Q) FOOD DISTRIBUTION PROGRAM ON INDIAN RESERVATION (FDPIR); AND
(R) ANY OTHER INCOME-BASED ASSISTANCE PROGRAM IDENTIFIED BY THE
COMMISSION AND/OR THE OFFICE OF TEMPORARY AND DISABILITY ASSISTANCE.
§ 2. This act shall take effect on the thirtieth day after it shall
have become a law.