Senate Bill S133

2025-2026 Legislative Session

Relates to prohibiting the exclusion of coverage for losses or damages caused by exposure to lead-based paint

download bill text pdf

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Archive: Last Bill Status - In Senate Committee Insurance Committee

  • Introduced
    • In Committee Assembly
    • In Committee Senate
    • On Floor Calendar Assembly
    • On Floor Calendar Senate
    • Passed Assembly
    • Passed Senate
  • Delivered to Governor
  • Signed By Governor

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2025-S133 (ACTIVE) - Details

Current Committee:
Senate Insurance
Law Section:
Insurance Law
Laws Affected:
Add §3463, Ins L
Versions Introduced in Other Legislative Sessions:
2019-2020: S5183
2021-2022: S619, S3079
2023-2024: S88

2025-S133 (ACTIVE) - Summary

Relates to prohibiting the exclusion of coverage for losses or damages caused by exposure to lead-based paint; provides that no insurer licensed or permitted by the superintendent to provide liability coverage to rental property owners shall exclude coverage for losses or damages caused by exposure to lead-based paint.

2025-S133 (ACTIVE) - Bill Text download pdf 

                             
                     S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                    133
 
                        2025-2026 Regular Sessions
 
                             I N  S E N A T E
 
                                (PREFILED)
 
                              January 8, 2025
                                ___________
 
 Introduced  by  Sens.  RYAN  S, BAILEY, BROUK, CLEARE, COMRIE, HARCKHAM,
   HOYLMAN-SIGAL, JACKSON, KAVANAGH, MAY, MAYER, MYRIE, PARKER,  PERSAUD,
   RAMOS,  RIVERA, SALAZAR, SEPULVEDA, SERRANO, SKOUFIS -- read twice and
   ordered printed, and when printed to be committed to the Committee  on
   Insurance

 AN ACT to amend the insurance law, in relation to prohibiting the exclu-
   sion  of  coverage  for  losses or damages caused by exposure to lead-
   based paint
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  The insurance law is amended by adding a new section 3463
 to read as follows:
   § 3463. EXCLUSION FOR LEAD HAZARDS PROHIBITED. NO INSURER LICENSED  OR
 PERMITTED  BY THE SUPERINTENDENT TO PROVIDE LIABILITY COVERAGE TO RENTAL
 PROPERTY OWNERS SHALL EXCLUDE, AFTER  TWENTY-SIX  MONTHS  FOLLOWING  THE
 EFFECTIVE DATE OF THIS SECTION, COVERAGE FOR LOSSES OR DAMAGES CAUSED BY
 EXPOSURE TO LEAD-BASED PAINT. THE DEPARTMENT SHALL NOT PERMIT, AUTHORIZE
 OR APPROVE ANY EXCLUSION FOR INJURY OR DAMAGE RESULTING FROM EXPOSURE TO
 LEAD-BASED  PAINT,  EXCEPT AS SPECIFICALLY PROVIDED FOR IN LAW, THAT WAS
 NOT IN EFFECT AS OF THE EFFECTIVE DATE OF THIS SECTION, AND  ALL  PREVI-
 OUSLY APPROVED EXCLUSIONS SHALL TERMINATE ON OR BEFORE TWENTY-SIX MONTHS
 FOLLOWING THE EFFECTIVE DATE OF THIS SECTION.
   § 2. This act shall take effect immediately.
 
 
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD00408-01-5

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