S T A T E O F N E W Y O R K
________________________________________________________________________
5565
2025-2026 Regular Sessions
I N S E N A T E
February 25, 2025
___________
Introduced by Sen. BAILEY -- read twice and ordered printed, and when
printed to be committed to the Committee on Insurance
AN ACT to amend the insurance law and the social services law, in
relation to requiring health insurance policies and Medicaid to cover
patient navigation services
THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:
Section 1. Subsection (i) of section 3216 of insurance law is amended
by adding a new paragraph 40 to read as follows:
(40) (A) EVERY POLICY WHICH PROVIDES MEDICAL, MAJOR MEDICAL, OR SIMI-
LAR COMPREHENSIVE-TYPE COVERAGE SHALL PROVIDE COVERAGE FOR PATIENT NAVI-
GATION SERVICES TO IMPROVE ACCESS TO CARE FOR INDIVIDUALS WHO ARE ELIGI-
BLE FOR SCREENING, FOLLOW-UP OR TREATMENT SERVICES. ELIGIBILITY FOR
PATIENT NAVIGATION SERVICES COVERAGE INCLUDES INDIVIDUALS WITH A SERIOUS
CONDITION THAT IS EXPECTED TO LAST AT LEAST THREE MONTHS AND PLACES THE
INDIVIDUAL AT HIGH RISK FOR ONE OR MORE OF THE FOLLOWING:
(I) HOSPITALIZATION;
(II) NURSING HOME PLACEMENT;
(III) A SUDDEN WORSENING OF PREEXISTING SYMPTOMS;
(IV) PHYSICAL OR MENTAL DECLINE; OR
(V) DEATH.
(B) PATIENT NAVIGATION SERVICES SHALL INCLUDE, BUT NOT BE LIMITED TO:
(I) SCREENING FOR NONCLINICAL AND SOCIAL NEEDS THAT DO NOT REQUIRE A
LICENSED HEALTHCARE PROVIDER TO COMPLETE;
(II) REFERRALS AND FOLLOW-UP TO CONNECT INDIVIDUALS TO SERVICES
INCLUDING, BUT NOT LIMITED TO TRANSPORTATION, EMPLOYMENT, JOB TRAINING,
FOOD INSECURITY, CHILDCARE, HOUSING, LANGUAGE OR HEALTH LITERACY
SUPPORT;
(III) HELP WITH ENROLLMENT OR MAINTAINING ENROLLMENT IN GOVERNMENT
PROGRAMS OR OTHER ASSISTANCE PROGRAMS;
EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
[ ] is old law to be omitted.
LBD08151-01-5
S. 5565 2
(IV) ARRANGING FOR AND ACCOMPANIMENT TO IN-PERSON AND VIRTUAL HEALTH-
CARE VISITS; OR
(V) OTHER PREVENTION, SCREENING AND TREATMENT HEALTH EDUCATION, HEALTH
NAVIGATION, HEALTH ADVOCACY, OR INDIVIDUAL SUPPORTS INCLUDING TRANSITION
OF CARE SUPPORTS.
(C) REIMBURSEMENT SHALL BE PROVIDED TO INDIVIDUALS WHO ARE TRAINED AND
HAVE COMPLETED A NATIONAL PATIENT NAVIGATION CERTIFICATION OR CREDEN-
TIALING PROGRAM, OR OTHER CERTIFICATION OR TRAINING PROGRAM APPROVED BY
THE DEPARTMENT OF HEALTH. APPROVED INDIVIDUALS SHALL BE EMPLOYED BY OR
IN CONSULTATION WITH FACILITIES CERTIFIED UNDER ARTICLE TWENTY-EIGHT OF
THE PUBLIC HEALTH LAW, DIAGNOSTIC AND TREATMENT CENTERS, FEDERALLY QUAL-
IFIED HEALTH CENTERS, CLINICS, PHYSICIANS OR OTHER LICENSED HEALTHCARE
PROVIDERS, TO PROVIDE PATIENT NAVIGATION SERVICES. INDIVIDUALS AUTHOR-
IZED TO PROVIDE PATIENT NAVIGATION SERVICES SHALL DO SO UNDER THE GENER-
AL SUPERVISION OF A LICENSED PHYSICIAN OR OTHER LICENSED HEALTHCARE
PROVIDER.
§ 2. Subsection (l) of section 3221 of insurance law is amended by
adding a new paragraph 23 to read as follows:
(23) (A) EVERY INSURER DELIVERING A GROUP OR BLANKET POLICY OR ISSUING
A GROUP OR BLANKET POLICY FOR DELIVERY IN THIS STATE THAT PROVIDES
COVERAGE FOR MEDICAL, MAJOR MEDICAL OR SIMILAR COMPREHENSIVE-TYPE COVER-
AGE SHALL PROVIDE COVERAGE FOR PATIENT NAVIGATION SERVICES TO IMPROVE
ACCESS TO CARE FOR INDIVIDUALS WHO ARE ELIGIBLE FOR SCREENING, FOLLOW-UP
OR TREATMENT SERVICES. ELIGIBILITY FOR PATIENT NAVIGATION SERVICES
COVERAGE INCLUDES INDIVIDUALS WITH A SERIOUS CONDITION THAT IS EXPECTED
TO LAST AT LEAST THREE MONTHS AND PLACES THE INDIVIDUAL AT HIGH RISK FOR
ONE OR MORE OF THE FOLLOWING:
(I) HOSPITALIZATION;
(II) NURSING HOME PLACEMENT;
(III) A SUDDEN WORSENING OF PREEXISTING SYMPTOMS;
(IV) PHYSICAL OR MENTAL DECLINE; OR
(V) DEATH.
(B) PATIENT NAVIGATION SERVICES SHALL INCLUDE BUT NOT BE LIMITED TO:
(I) SCREENING FOR NONCLINICAL AND SOCIAL NEEDS THAT DO NOT REQUIRE A
LICENSED HEALTHCARE PROVIDER TO COMPLETE;
(II) REFERRALS AND FOLLOW-UP TO CONNECT INDIVIDUALS TO SERVICES
INCLUDING, BUT NOT LIMITED TO TRANSPORTATION, EMPLOYMENT, JOB TRAINING,
FOOD INSECURITY, CHILDCARE, HOUSING, LANGUAGE OR HEALTH LITERACY
SUPPORT;
(III) HELP WITH ENROLLMENT OR MAINTAINING ENROLLMENT IN GOVERNMENT
PROGRAMS OR OTHER ASSISTANCE PROGRAMS;
(IV) ARRANGING FOR AND ACCOMPANIMENT TO IN-PERSON AND VIRTUAL HEALTH-
CARE VISITS; OR
(V) OTHER PREVENTION, SCREENING AND TREATMENT HEALTH EDUCATION, HEALTH
NAVIGATION, HEALTH ADVOCACY, OR INDIVIDUAL SUPPORTS INCLUDING TRANSITION
OF CARE SUPPORTS.
(C) REIMBURSEMENT SHALL BE PROVIDED TO INDIVIDUALS WHO ARE TRAINED AND
HAVE COMPLETED A NATIONAL PATIENT NAVIGATION CERTIFICATION OR CREDEN-
TIALING PROGRAM, OR OTHER CERTIFICATION OR TRAINING PROGRAM APPROVED BY
THE DEPARTMENT OF HEALTH. APPROVED INDIVIDUALS SHALL BE EMPLOYED BY OR
IN CONSULTATION WITH FACILITIES CERTIFIED UNDER ARTICLE TWENTY-EIGHT OF
THE PUBLIC HEALTH LAW, DIAGNOSTIC AND TREATMENT CENTERS, FEDERALLY QUAL-
IFIED HEALTH CENTERS, CLINICS, PHYSICIANS OR OTHER LICENSED HEALTHCARE
PROVIDERS, TO PROVIDE PATIENT NAVIGATION SERVICES. INDIVIDUALS AUTHOR-
IZED TO PROVIDE PATIENT NAVIGATION SERVICES SHALL DO SO UNDER THE GENER-
S. 5565 3
AL SUPERVISION OF A LICENSED PHYSICIAN OR OTHER LICENSED HEALTHCARE
PROVIDER.
§ 3. Section 4303 of the insurance law is amended by adding a new
subsection (ww) to read as follows:
(WW) (1) EVERY POLICY WHICH PROVIDES MEDICAL, MAJOR MEDICAL, OR SIMI-
LAR COMPREHENSIVE-TYPE COVERAGE SHALL PROVIDE COVERAGE FOR PATIENT NAVI-
GATION SERVICES TO IMPROVE ACCESS TO CARE FOR INDIVIDUALS WHO ARE ELIGI-
BLE FOR SCREENING, FOLLOW-UP OR TREATMENT SERVICES. ELIGIBILITY FOR
PATIENT NAVIGATION SERVICES COVERAGE INCLUDES INDIVIDUALS WITH A SERIOUS
CONDITION THAT IS EXPECTED TO LAST AT LEAST THREE MONTHS AND PLACES THE
INDIVIDUAL AT HIGH RISK FOR ONE OR MORE OF THE FOLLOWING:
(A) HOSPITALIZATION;
(B) NURSING HOME PLACEMENT;
(C) A SUDDEN WORSENING OF PREEXISTING SYMPTOMS;
(D) PHYSICAL OR MENTAL DECLINE; OR
(E) DEATH.
(2) PATIENT NAVIGATION SERVICES SHALL INCLUDE BUT NOT BE LIMITED TO:
(A) SCREENING FOR NONCLINICAL AND SOCIAL NEEDS THAT DO NOT REQUIRE A
LICENSED HEALTHCARE PROVIDER TO COMPLETE;
(B) REFERRALS AND FOLLOW-UP TO CONNECT INDIVIDUALS TO SERVICES INCLUD-
ING, BUT NOT LIMITED TO TRANSPORTATION, EMPLOYMENT, JOB TRAINING, FOOD
INSECURITY, CHILDCARE, HOUSING, LANGUAGE OR HEALTH LITERACY SUPPORT;
(C) HELP WITH ENROLLMENT OR MAINTAINING ENROLLMENT IN GOVERNMENT
PROGRAMS OR OTHER ASSISTANCE PROGRAMS;
(D) ARRANGING FOR AND ACCOMPANIMENT TO IN-PERSON AND VIRTUAL HEALTH-
CARE VISITS; OR
(E) OTHER PREVENTION, SCREENING AND TREATMENT HEALTH EDUCATION, HEALTH
NAVIGATION, HEALTH ADVOCACY, OR INDIVIDUAL SUPPORTS INCLUDING TRANSITION
OF CARE SUPPORTS.
(3) REIMBURSEMENT SHALL BE PROVIDED TO INDIVIDUALS WHO ARE TRAINED AND
HAVE COMPLETED A NATIONAL PATIENT NAVIGATION CERTIFICATION OR CREDEN-
TIALING PROGRAM, OR OTHER CERTIFICATION OR TRAINING PROGRAM APPROVED BY
THE DEPARTMENT OF HEALTH. APPROVED INDIVIDUALS SHALL BE EMPLOYED BY OR
IN CONSULTATION WITH FACILITIES CERTIFIED UNDER ARTICLE TWENTY-EIGHT OF
THE PUBLIC HEALTH LAW, DIAGNOSTIC AND TREATMENT CENTERS, FEDERALLY QUAL-
IFIED HEALTH CENTERS, CLINICS, PHYSICIANS OR OTHER LICENSED HEALTHCARE
PROVIDERS, TO PROVIDE PATIENT NAVIGATION SERVICES. INDIVIDUALS AUTHOR-
IZED TO PROVIDE PATIENT NAVIGATION SERVICES SHALL DO SO UNDER THE GENER-
AL SUPERVISION OF A LICENSED PHYSICIAN OR OTHER LICENSED HEALTHCARE
PROVIDER.
§ 4. Subdivision 2 of section 365-a of the social services law is
amended by adding a new paragraph (nn) to read as follows:
(NN) (I) PATIENT NAVIGATION SERVICES TO IMPROVE ACCESS TO CARE FOR
INDIVIDUALS WHO ARE ELIGIBLE FOR SCREENING, FOLLOW-UP OR TREATMENT
SERVICES. ELIGIBILITY FOR PATIENT NAVIGATION SERVICES COVERAGE INCLUDES
INDIVIDUALS WITH A SERIOUS CONDITION THAT IS EXPECTED TO LAST AT LEAST
THREE MONTHS AND PLACES THE INDIVIDUAL AT HIGH RISK FOR ONE OR MORE OF
THE FOLLOWING:
(A) HOSPITALIZATION;
(B) NURSING HOME PLACEMENT;
(C) A SUDDEN WORSENING OF PREEXISTING SYMPTOMS;
(D) PHYSICAL OR MENTAL DECLINE; OR
(E) DEATH.
(II) PATIENT NAVIGATION SERVICES SHALL INCLUDE BUT NOT BE LIMITED TO:
(A) SCREENING FOR NONCLINICAL AND SOCIAL NEEDS THAT DO NOT REQUIRE A
LICENSED HEALTHCARE PROVIDER TO COMPLETE;
S. 5565 4
(B) REFERRALS AND FOLLOW-UP TO CONNECT INDIVIDUALS TO SERVICES INCLUD-
ING, BUT NOT LIMITED TO TRANSPORTATION, EMPLOYMENT, JOB TRAINING, FOOD
INSECURITY, CHILDCARE, HOUSING, LANGUAGE OR HEALTH LITERACY SUPPORT;
(C) HELP WITH ENROLLMENT OR MAINTAINING ENROLLMENT IN GOVERNMENT
PROGRAMS OR OTHER ASSISTANCE PROGRAMS;
(D) ARRANGING FOR AND ACCOMPANIMENT TO IN-PERSON AND VIRTUAL HEALTH-
CARE VISITS; OR
(E) OTHER PREVENTION, SCREENING AND TREATMENT HEALTH EDUCATION, HEALTH
NAVIGATION, HEALTH ADVOCACY, OR INDIVIDUAL SUPPORTS INCLUDING TRANSITION
OF CARE SUPPORTS.
(III) REIMBURSEMENT SHALL BE PROVIDED TO INDIVIDUALS WHO ARE TRAINED
AND HAVE COMPLETED A NATIONAL PATIENT NAVIGATION CERTIFICATION OR
CREDENTIALING PROGRAM, OR OTHER CERTIFICATION OR TRAINING PROGRAM
APPROVED BY THE DEPARTMENT OF HEALTH. APPROVED INDIVIDUALS SHALL BE
EMPLOYED BY OR IN CONSULTATION WITH FACILITIES CERTIFIED UNDER ARTICLE
TWENTY-EIGHT OF THE PUBLIC HEALTH LAW, DIAGNOSTIC AND TREATMENT CENTERS,
FEDERALLY QUALIFIED HEALTH CENTERS, CLINICS, PHYSICIANS OR OTHER
LICENSED HEALTHCARE PROVIDERS, TO PROVIDE PATIENT NAVIGATION SERVICES.
INDIVIDUALS AUTHORIZED TO PROVIDE PATIENT NAVIGATION SERVICES SHALL DO
SO UNDER THE GENERAL SUPERVISION OF A LICENSED PHYSICIAN OR OTHER
LICENSED HEALTHCARE PROVIDER.
§ 5. This act shall take effect on the first of January next succeed-
ing the date on which it shall have become a law and shall apply to all
policies and contracts issued, renewed, modified, altered or amended on
or after such date. Effective immediately, the addition, amendment
and/or repeal of any rule or regulation necessary for the implementation
of this act on its effective date are authorized to be made and
completed on or before such effective date.