§ 172. Long term care insurance. 1. The president is hereby authorized
and directed to establish a long term care insurance plan for state
officers and employees and their dependents and officers and employees
of the state colleges of agriculture, home economics, industrial labor
relations and veterinary medicine, the state agricultural station at
Geneva, and any other institution or agency under the management and
control of Cornell University as the representative of the board of
trustees of the state university of New York, and the state college of
ceramics under the management and control of Alfred University as the
representative of the board of trustees of the state university of New
York and their dependents, and for the employees and retired employees
of public authorities, public benefit corporations, school districts,
special districts, district corporations, municipal corporations
excluding active employees and retired employees of cities having a
population of one million or more inhabitants whose compensation is or
was before retirement paid out of the city treasury, or other
appropriate agencies, subdivisions or quasi-public organizations of the
state and their dependents as defined by the regulations of the
president, which, subject to the conditions and limitations contained in
this article, and in the regulations of the president, will provide for
insurance against the financial costs of long term care.

2. Participation in the long term care insurance plan shall be at the
option of the employee and shall be paid for solely by the employee in
accordance with this article.