§ 512. Withdrawal and death benefits. Benefits upon withdrawal and
death shall be payable as follows:

a. A member who withdraws from service or ceases to be a teacher for
any cause other than death or retirement shall be paid on demand the
accumulated contributions standing to the credit of his individual
account in the annuity savings fund. A member who has no accumulated
contributions credited to his individual account in the annuity savings
fund and who ceases to be a teacher for any cause other than death or
retirement may withdraw from membership in the system by filing a notice
of withdrawal with the system pursuant to rules and regulations adopted
by the retirement board.

b. 1. Should a contributor die before retirement, his accumulated
contributions shall be paid to his estate or to such person as he shall
have nominated to receive such benefit. In the event such designated
beneficiary does not survive him, or if he shall not have so designated
a beneficiary, such benefit shall be payable to the deceased member's
estate or as provided in section one hundred three-a of the decedent
estate law. Such nomination must be by written designation duly executed
and filed with the retirement board.

2. In addition to the return of accumulated contributions, a death
benefit also shall be payable upon the death of a member who dies before
the effective date of his retirement, and was in service upon which his
membership was based when he died or was on the payroll in such service
and paid within a period of twelve months prior to his death and had not
been otherwise gainfully employed since he ceased to be on such payroll
or if, during the period that membership is valid, the retirement board
shall determine to its satisfaction that said member was physically or
mentally incapacitated for the performance of duty at the time he ceased
to be on the payroll in such service and that he had been so
incapacitated and had not been otherwise gainfully employed since he
ceased to be on such payroll; provided he had credit for one or more
years of service while actually a member. The amount of death benefit
shall be computed by multiplying one twelfth of the compensation
earnable by such member during his last twelve months of service while a
member by the number of years, not to exceed twelve, of his total credit
for service as a teacher in this state. Where the member has more than
twelve years of credited service as a teacher in this state and when his
death occurs on or after July first, nineteen hundred sixty-one, and
before July first, nineteen hundred seventy-four, there shall be added
to such benefit one twenty-fourth of such compensation multiplied by the
number of years in excess of twelve, but not to exceed twenty-four such
years, of his total credit for service as a teacher in the state. The
death benefit shall be paid to such person as he shall have nominated to
receive such benefit. In the event such designated beneficiary does not
survive him, or if he shall not have so designated a beneficiary, such
benefit shall be payable to the deceased member's estate or as provided
in section one hundred three-a of the decedent estate law. Such
nomination must be by written designation duly executed and filed with
the retirement board. The provisions of this paragraph two of
subdivision b of this section shall apply only to deaths occurring on
and after July first, nineteen hundred fifty-nine.

3. Notwithstanding any other provisions of this article or any rules
or regulations adopted thereunder by the retirement board, the death
benefit payable pursuant to paragraph two of this subdivision, in the
case of a member who dies after having become eligible to apply and be
retired for special service or superannuation pursuant to the provisions
of this article, shall be increased by the amount, if any, that the
actuarial equivalent of the pension portion of his retirement allowance,
computed as if he had been retired on the day immediately preceding his
death, and computed in accordance with the provisions of subdivision two
of section five hundred ten and subdivision four of section five hundred
eleven-a of this article, exceeds the amount of the death benefit
otherwise payable pursuant to paragraph two of this subdivision. The
provisions of this paragraph three of subdivision b of this section
shall apply only to deaths occurring after the date on which said
paragraph three becomes operative and prior to July first, nineteen
hundred seventy-four.

4. Notwithstanding any other provision of this article, the
requirement of one or more years of credited service, as set forth in
paragraph two of this subdivision, shall be deemed to have been
satisfied by any member who has credit for three or more months of
service rendered since last becoming a member. The provisions of this
paragraph shall apply only to deaths occurring after June thirtieth,
nineteen hundred seventy and before July first, nineteen hundred
seventy-five.

5. Notwithstanding any other provision of this article, the death
benefit payable pursuant to paragraph two of this subdivision shall be
increased by the excess, if any, of the greater of a or b over the sum
of c and d, where a, b, c and d are as set forth hereunder:

a. One-twelfth of the member's compensation multiplied by the number
of years, not to exceed thirty-six, of his total credited state service.

b. The lesser of three times the member's compensation or twenty
thousand dollars.

c. The death benefit which, in accordance with the provisions of
paragraph two of this subdivision, is payable in addition to the return
of accumulated contributions.

d. The reserve for increased-take-home-pay.

The term "compensation", as used in this subparagraph, shall mean (1)
in the case of a member who has credit for one or more years of service
rendered since last becoming a member, the compensation earned by such
member during his last twelve months of service, and (2) in the case of
a member who has credit for less than one year of service rendered since
last becoming a member, it shall mean his annual rate of compensation at
the time of his death. The provisions of this paragraph shall apply only
to deaths occurring after June thirtieth, nineteen hundred seventy and
before July first, nineteen hundred seventy-five. The additional death
benefits payable hereunder shall be construed as being payable under
paragraph two of this subdivision for the purpose of computing benefits
payable under paragraph three of this subdivision.

c. The member or, within ninety days after his death, the person
nominated by him to receive any benefit payable on his account, may file
with the retirement board a written designation, duly executed,
providing that such benefit shall be paid in the form of an annuity to
the person so nominated. Such annuity shall be determined as the
actuarial equivalent of the benefit otherwise payable, on the basis of
the interest rate and the mortality tables adopted by the retirement
board for use in the calculations of such annuities. Such annuity shall
be payable throughout the life of the person so nominated, with no
payments at his death unless the member or, within ninety days after his
death, the person nominated by him to receive his benefit, shall elect
to have the actuarial equivalent of such annuity paid in the form of a
reduced annuity payable for life with the provision that if the person
so nominated should die before the annuity payments received by him are
equal to such actuarial equivalent, the balance thereof shall be paid in
a lump sum to such beneficiary's estate or to such person as such member
or his nominee shall have designated. Such designation of a beneficiary
to receive such benefit may be made or changed at any time by the person
who made it. Such election or change shall be made by written
designation duly executed and filed with the retirement board.
Notwithstanding the foregoing provisions, the retirement board reserves
the right to pay any benefit in the form of a lump sum payment if the
annuity determined as the actuarial equivalent of the benefit otherwise
payable is less than one hundred dollars per month.

d. 1. The retirement board may adopt rules and regulations providing
that a trustee of an inter vivos or testamentary trust shall be eligible
to be nominated to receive a lump sum benefit pursuant to subdivision b
of this section.

2. Any proceeds received by a trustee under this section shall not be
subject to the debts of the member or to transfer or estate taxes to any
greater extent than if such proceeds were payable to the beneficiaries
named in the trust and not to the estate of the member.

3. A payment made in good faith under this section to either a
designated trustee of an inter vivos trust, a successor trustee of an
inter vivos trust who provides a copy of his appointment or a trustee of
successor trustee of a testamentary trust who provides a copy of the
letters of trusteeship shall be a complete discharge to the system to
the extent of the payment.

4. If no qualified trustee claims the proceeds within eighteen months
after the death of the member, or if satisfactory evidence is furnished
within such period showing that there is or will be no trustee to
receive the proceeds, payment shall be made to the deceased member's
estate.

e. Notwithstanding any other provision of law, a member with ten or
more years of credited service in such system who dies before a
retirement benefit becomes payable and who is otherwise not entitled to
a death benefit from the retirement system shall be deemed to have died
on the last day that he or she was in service upon which his or her
membership was based for purposes of eligibility for the payment of a
death benefit pursuant to the provisions of this section. The death
benefit payable in such case shall be one-half of that which would have
been payable had such member died on the last day that service was
rendered.

f. Notwithstanding the provisions of any other law to the contrary and
solely for the purpose of determining eligibility for the death benefit
payable pursuant to this section, a person subject to this section shall
be considered to have died while in teaching service provided such
person was in such service at the time he or she was ordered to active
duty pursuant to Title 10 of the United States Code, with the armed
forces of the United States or to service in the uniformed services
pursuant to Chapter 43 of Title 38 of the United States Code and died
while on such active duty or service in the uniformed services on or
after June fourteenth, two thousand five. Provided, further, that any
such person ordered to active duty pursuant to Title 10 of the United
States Code, with the armed forces of the United States or to service in
the uniformed servicers pursuant to Chapter 43 of Title 38 of the United
States Code who died prior to rendering the minimum amount of service
necessary to be eligible for this benefit shall be considered to have
satisfied the minimum service requirement.

g. Notwithstanding any other provision of law to the contrary, any
member of the retirement system subject to article fourteen or fifteen
of the retirement and social security law who has permanently ceased
teaching shall have the right to elect the return of his or her
accumulated contributions and thereby terminate his or her membership in
the retirement system without regard to the amount of service to his or
her credit, provided a public employee retirement system in another
state has certified in a manner satisfactory to the system that such
member is a member of such other retirement system, has at least five
years of retirement credit in such other system, and is eligible, upon
the termination of his or her membership in the system, to obtain
retirement credit in such other retirement system for the service which
has been credited to his or her membership in the system. Upon refund of
such accumulated contributions, any and all obligations of the
retirement system to such member shall be totally discharged. The
retirement board is authorized to adopt such rules and regulations as
may be necessary to implement this subdivision.

* h. 1. Notwithstanding any other provision of this article or of any
general, special or local law to the contrary, and solely for the
purpose of determining eligibility for benefits under this section,
where:

(A) a member reported in person to such member's usual place of public
employment at the direction of such member's public employer or to any
alternate worksite as directed by such public employer, on or after
March first, two thousand twenty, provided that such alternate worksite
was not such member's home or residence;

(B) such member contracted COVID-19 within forty-five days after
reporting to work as described in subparagraph (A) of this paragraph as
confirmed by a positive laboratory test or as diagnosed before or after
such member's death by a licensed, certified, registered or authorized
physician, nurse practitioner, or physician's assistant currently in
good standing in any state or the District of Columbia, or a physician,
nurse practitioner, or physician's assistant authorized to practice in
New York by executive order during the declared COVID-19 state of
emergency; and

(C) such member died on or before December thirty-first, two thousand
twenty-four, and COVID-19 caused or contributed to such member's death,
as documented on such member's death certificate, or as certified by a
physician, nurse practitioner, or physician's assistant described in
subparagraph (B) of this paragraph who determines with a reasonable
degree of medical certainty that COVID-19 caused or contributed to the
member's death, such member's statutory beneficiary shall receive an
accidental death benefit, unless such statutory beneficiary elects to
receive an ordinary death benefit.

2. Any amount payable as a result of this section shall be reduced by
any amount paid by such member's retirement system to any recipient of
ordinary death benefits under this article.

3. (A) Notwithstanding any provision of this article or of any
general, special or local law to the contrary, and solely for the
purpose of determining eligibility for benefits under this section,
where a member:

(i) retired from his or her retirement system on or after March first,
two thousand twenty, and before July first, two thousand twenty;

(ii) on or after March first, two thousand twenty, reported in person
to such member's usual place of public employment at the direction of
such member's public employer or to any alternate worksite as directed
by such public employer, provided that such alternate worksite was not
such member's home or residence;

(iii) contracted COVID-19 within forty-five days after any such date
of reporting to work in person, as confirmed by a positive laboratory
test or as diagnosed before or after such member's death by a licensed,
certified, registered or authorized physician, nurse practitioner, or
physician's assistant currently in good standing in any state or the
District of Columbia, or a physician, nurse practitioner, or physician's
assistant authorized to practice in New York by executive order during
the declared COVID-19 state of emergency; and

(iv) such member died on or before December thirty-first, two thousand
twenty, and COVID-19 caused or contributed to such member's death, as
documented on such member's death certificate, or as certified by a
physician, nurse practitioner, or physician's assistant described in
clause (iii) of this subparagraph who determines with a reasonable
degree of medical certainty that COVID-19 caused or contributed to the
member's death, such member's statutory beneficiary shall receive an
accidental death benefit if such statutory beneficiary elects conversion
of the member's service or disability retirement benefit into an
accidental death benefit.

(B) Such member's statutory beneficiary, as defined under this
article, for purposes of accidental death benefits payable from such
member's retirement system under this article, may, within ninety days
of such member's retirement or September first, two thousand twenty,
whichever is later, apply to such member's retirement system to request
the conversion of such member's service or disability retirement benefit
into an accidental death benefit. For purposes of the salary base upon
which the accidental death benefit is calculated, such member shall be
deemed to have died on the date of such member's retirement. At the time
of such conversion, such statutory beneficiary shall relinquish all
rights to the prospective benefits payable under the service or
disability retirement statute, including any post-retirement death
benefits, since such member's death. If the statutory beneficiary is not
the only beneficiary receiving or entitled to receive a benefit under
the service or disability retirement statute, including, but not limited
to, a post-retirement death benefit or benefit paid or payable pursuant
to the member's option selection, the accidental death benefit payments
to the statutory beneficiary will be reduced by any amounts paid or
payable to any other statutory beneficiary.

4. In order to be eligible for the benefit described in this
subdivision, the applicable retirement system or systems are authorized
to promulgate rules and regulations to administer this benefit
including, but not limited to, requiring a statement to be filed
confirming the member contracted COVID-19 and the dates and locations of
the member's employment.

* NB Repealed December 31, 2024