Legislation
SECTION 247
Cost-sharing responsibilities of eligible program participants for comprehensive coverage
Elder (ELD) CHAPTER 35-A, ARTICLE 2, TITLE 3
§ 247. Cost-sharing responsibilities of eligible program participants
for comprehensive coverage.
1. Registration fee. Eligible individuals meeting the registration fee
requirements of this section may purchase prescribed covered drugs for
an amount specified by subdivision three of this section, subject to the
limits on point of sale co-payments specified by subdivision four of
this section.
2. Registration fee schedule. Eligible individuals electing to meet
the requirements of this subdivision shall pay a quarterly registration
fee in a manner and form determined by the executive director; at the
option of the participant, the registration fee may be paid annually in
a lump sum upon the beginning of the annual coverage period. No eligible
individual electing to meet the requirements of this subdivision shall
have his participation in the program lapse by virtue of non-payment of
the applicable registration fee unless the contractor has provided
notification of the amount and due date thereof, and more than thirty
days have elapsed since the due date of the individual's registration
fee. The registration fee to be charged to eligible program participants
for comprehensive coverage under this option shall be in accordance with
the following schedule:
(a) Quarterly registration fees for unmarried individual program
participants:
individual income of $5,000 or less $2.00
individual income of $5,001 to $6,000 $2.00
individual income of $6,001 to $7,000 $4.00
individual income of $7,001 to $8,000 $5.50
individual income of $8,001 to $9,000 $7.00
individual income of $9,001 to $10,000 $9.00
individual income of $10,001 to $11,000 $10.00
individual income of $11,001 to $12,000 $11.50
individual income of $12,001 to $13,000 $13.50
individual income of $13,001 to $14,000 $15.00
individual income of $14,001 to $15,000 $20.00
individual income of $15,001 to $16,000 $27.50
individual income of $16,001 to $17,000 $35.00
individual income of $17,001 to $18,000 $42.50
individual income of $18,001 to $19,000 $50.00
individual income of $19,001 to $20,000 $57.50
(b) Quarterly registration fees for each married individual program
participant:
joint income of $5,000 or less $2.00
joint income of $5,001 to $6,000 $2.00
joint income of $6,001 to $7,000 $3.00
joint income of $7,001 to $8,000 $4.00
joint income of $8,001 to $9,000 $5.00
joint income of $9,001 to $10,000 $6.00
joint income of $10,001 to $11,000 $7.00
joint income of $11,001 to $12,000 $8.00
joint income of $12,001 to $13,000 $9.00
joint income of $13,001 to $14,000 $10.00
joint income of $14,001 to $15,000 $10.00
joint income of $15,001 to $16,000 $21.00
joint income of $16,001 to $17,000 $26.50
joint income of $17,001 to $18,000 $31.50
joint income of $18,001 to $19,000 $37.50
joint income of $19,001 to $20,000 $43.00
joint income of $20,001 to $21,000 $48.50
joint income of $21,001 to $22,000 $54.00
joint income of $22,001 to $23,000 $59.50
joint income of $23,001 to $24,000 $65.00
joint income of $24,001 to $25,000 $68.75
joint income of $25,001 to $26,000 $75.00
(c) In the event that the state expenditures per participant meeting
the registration fee requirements of this subdivision, exclusive of
expenditures for program administration, in the program year commencing
October first, nineteen hundred eighty-eight, and in each program year
thereafter, exceed such expenditures in the previous program year by a
minimum of ten percent, the annual registration fees set forth in this
subdivision may, unless otherwise provided by law, be increased,
pro-rata, for the subsequent program year, provided that such increase
shall not exceed seven and one-half percent of the prior year
registration fees as may have been adjusted in accordance with this
paragraph.
(d) In the event that the state expenditures per such participant,
incurred pursuant to this subdivision, exclusive of expenditures for
program administration, in the program year commencing October first,
nineteen hundred eighty-eight, and in each program year thereafter, are
less than such expenditures in the previous program year by a minimum of
ten percent, the annual registration fees set forth in this subdivision
may, unless otherwise provided by law, be decreased, pro-rata, for the
subsequent program year, provided that such decrease shall not exceed
seven and one-half percent of the prior year registration fees as may
have been adjusted in accordance with this paragraph.
(e) The determination to adjust annual registration fees set forth in
this subdivision shall follow a review of such factors as the relative
financial capacity of the state and such eligible program participants
to support such adjustments and changes in the consumer price index. The
frequency of such adjustments shall not exceed once in any program year
and such adjustments shall not become effective for individual program
participants prior to the first day of the next annual coverage period
for each participant.
3. Point of sale co-payment. (a) Upon satisfaction of the registration
fee pursuant to this section an eligible program participant must pay a
point of sale co-payment as set forth in paragraph (b) of this
subdivision at the time of each purchase of a covered drug prescribed
for such individual. Such co-payment shall not be waived or reduced in
whole or in part subject to the limits provided by subdivision four of
this section.
(b) The point of sale co-payment amounts which are to be charged
eligible program participants shall be in accordance with the following
schedule:
For each prescription of covered drugs costing $15.00 or less.....$3.00
For each prescription of covered drugs costing $15.01 to $35.00...$7.00
For each prescription of covered drugs costing $35.01 to $55.00..$15.00
For each prescription of covered drugs costing $55.01 or more....$20.00
(c) For the purposes of the foregoing schedule of point of sale
co-payments, "costing" shall mean the amount of reimbursement which
shall be paid by the state to a participating provider pharmacy in
accordance with section two hundred fifty of this title plus the point
of sale co-payment, calculated as of the date of sale.
4. Limits on point of sale co-payments. During each annual coverage
period no point of sale co-payment as set forth in subdivision three of
this section shall be required to be made for the remainder of such
period by any eligible program participant who has already incurred
co-payments in excess of the limits set forth in the following schedule:
(a) Limits on co-payments by unmarried individual eligible program
participants:
individual income of $5,000 or less no more than $340
individual income of $5,001 to $6,000 no more than $408
individual income of $6,001 to $7,000 no more than $476
individual income of $7,001 to $8,000 no more than $544
individual income of $8,001 to $9,000 no more than $612
individual income of $9,001 to $10,000 no more than $700
individual income of $10,001 to $11,000 no more than $720
individual income of $11,001 to $12,000 no more than $827
individual income of $12,001 to $13,000 no more than $896
individual income of $13,001 to $14,000 no more than $964
individual income of $14,001 to $15,000 no more than $1,016
individual income of $15,001 to $16,000 no more than $1,034
individual income of $16,001 to $17,000 no more than $1,052
individual income of $17,001 to $18,000 no more than $1,070
individual income of $18,001 to $19,000 no more than $1,088
individual income of $19,001 to $20,000 no more than $1,160
(b) Limits on co-payments by each married individual eligible program
participant:
joint income of $5,000 or less no more than $291
joint income of $5,001 to $6,000 no more than $342
joint income of $6,001 to $7,000 no more than $399
joint income of $7,001 to $8,000 no more than $456
joint income of $8,001 to $9,000 no more than $513
joint income of $9,001 to $10,000 no more than $570
joint income of $10,001 to $11,000 no more than $622
joint income of $11,001 to $12,000 no more than $641
joint income of $12,001 to $13,000 no more than $660
joint income of $13,001 to $14,000 no more than $684
joint income of $14,001 to $15,000 no more than $710
joint income of $15,001 to $16,000 no more than $826
joint income of $16,001 to $17,000 no more than $877
joint income of $17,001 to $18,000 no more than $928
joint income of $18,001 to $19,000 no more than $980
joint income of $19,001 to $20,000 no more than $990
joint income of $20,001 to $21,000 no more than $1,008
joint income of $21,001 to $22,000 no more than $1,026
joint income of $22,001 to $23,000 no more than $1,044
joint income of $23,001 to $24,000 no more than $1,062
joint income of $24,001 to $25,000 no more than $1,080
joint income of $25,001 to $26,000 no more than $1,150
(c) Effective October first, nineteen hundred eighty-eight, the limits
on point of sale co-payments as set forth in this subdivision may be
adjusted by the panel on the anniversary date of each program
participant's annual coverage period, and such adjustment shall be in
effect for the duration of that annual coverage period. Any such annual
adjustment shall be made using a percentage adjustment factor which
shall not exceed one-half of the difference between the year-to-year
percentage increase in the consumer price index for all urban consumers,
as published by the United States Department of Labor, and, if larger,
the year-to-year percentage increase in the aggregate average cost of
covered drugs purchased under this title, which year-to-year percentage
increase in such cost shall be determined by comparison of such cost in
the same month of each of the appropriate successive years; provided,
however, that for any such adjustment based wholly on experience in the
program year commencing October first, nineteen hundred eighty-seven,
the year-to-year percentage increase in such cost shall be determined by
comparison of such cost in each of two months no less than five months
apart and within such program year, which comparison shall be
annualized. Such percentage adjustment factor shall be the same as that
used to determine any similar annual adjustment for the same annual
coverage periods pursuant to the provisions of subdivision four of
section two hundred forty-eight of this title.
(d) Such annual adjustments shall be calculated by multiplying the
percentage adjustment factor by (1) ten percent and applying the
resulting percentage to the upper income limitation of each income level
for unmarried individuals contained in this subdivision, and by (2)
seven and one-half percent and applying the resulting percentage to the
upper income limitation of each income level for married individuals
contained in this subdivision; each result of such calculations, minus
any applicable registration fee increases made pursuant to subdivision
two of this section and plus the result of applying the percentage
adjustment factor to the sum of any such annual adjustments applicable
thereto for any prior annual coverage period, shall be the amount by
which the limit on co-payments for each such income level may be
adjusted, and such amount shall be in addition to any such amount or
amounts applicable to prior annual coverage periods.
(e) The determination to adjust the limits on point of sale
co-payments set forth in this subdivision shall follow a review of such
factors as the relative financial capacity of the state and such
eligible program participants to support such adjustments.
for comprehensive coverage.
1. Registration fee. Eligible individuals meeting the registration fee
requirements of this section may purchase prescribed covered drugs for
an amount specified by subdivision three of this section, subject to the
limits on point of sale co-payments specified by subdivision four of
this section.
2. Registration fee schedule. Eligible individuals electing to meet
the requirements of this subdivision shall pay a quarterly registration
fee in a manner and form determined by the executive director; at the
option of the participant, the registration fee may be paid annually in
a lump sum upon the beginning of the annual coverage period. No eligible
individual electing to meet the requirements of this subdivision shall
have his participation in the program lapse by virtue of non-payment of
the applicable registration fee unless the contractor has provided
notification of the amount and due date thereof, and more than thirty
days have elapsed since the due date of the individual's registration
fee. The registration fee to be charged to eligible program participants
for comprehensive coverage under this option shall be in accordance with
the following schedule:
(a) Quarterly registration fees for unmarried individual program
participants:
individual income of $5,000 or less $2.00
individual income of $5,001 to $6,000 $2.00
individual income of $6,001 to $7,000 $4.00
individual income of $7,001 to $8,000 $5.50
individual income of $8,001 to $9,000 $7.00
individual income of $9,001 to $10,000 $9.00
individual income of $10,001 to $11,000 $10.00
individual income of $11,001 to $12,000 $11.50
individual income of $12,001 to $13,000 $13.50
individual income of $13,001 to $14,000 $15.00
individual income of $14,001 to $15,000 $20.00
individual income of $15,001 to $16,000 $27.50
individual income of $16,001 to $17,000 $35.00
individual income of $17,001 to $18,000 $42.50
individual income of $18,001 to $19,000 $50.00
individual income of $19,001 to $20,000 $57.50
(b) Quarterly registration fees for each married individual program
participant:
joint income of $5,000 or less $2.00
joint income of $5,001 to $6,000 $2.00
joint income of $6,001 to $7,000 $3.00
joint income of $7,001 to $8,000 $4.00
joint income of $8,001 to $9,000 $5.00
joint income of $9,001 to $10,000 $6.00
joint income of $10,001 to $11,000 $7.00
joint income of $11,001 to $12,000 $8.00
joint income of $12,001 to $13,000 $9.00
joint income of $13,001 to $14,000 $10.00
joint income of $14,001 to $15,000 $10.00
joint income of $15,001 to $16,000 $21.00
joint income of $16,001 to $17,000 $26.50
joint income of $17,001 to $18,000 $31.50
joint income of $18,001 to $19,000 $37.50
joint income of $19,001 to $20,000 $43.00
joint income of $20,001 to $21,000 $48.50
joint income of $21,001 to $22,000 $54.00
joint income of $22,001 to $23,000 $59.50
joint income of $23,001 to $24,000 $65.00
joint income of $24,001 to $25,000 $68.75
joint income of $25,001 to $26,000 $75.00
(c) In the event that the state expenditures per participant meeting
the registration fee requirements of this subdivision, exclusive of
expenditures for program administration, in the program year commencing
October first, nineteen hundred eighty-eight, and in each program year
thereafter, exceed such expenditures in the previous program year by a
minimum of ten percent, the annual registration fees set forth in this
subdivision may, unless otherwise provided by law, be increased,
pro-rata, for the subsequent program year, provided that such increase
shall not exceed seven and one-half percent of the prior year
registration fees as may have been adjusted in accordance with this
paragraph.
(d) In the event that the state expenditures per such participant,
incurred pursuant to this subdivision, exclusive of expenditures for
program administration, in the program year commencing October first,
nineteen hundred eighty-eight, and in each program year thereafter, are
less than such expenditures in the previous program year by a minimum of
ten percent, the annual registration fees set forth in this subdivision
may, unless otherwise provided by law, be decreased, pro-rata, for the
subsequent program year, provided that such decrease shall not exceed
seven and one-half percent of the prior year registration fees as may
have been adjusted in accordance with this paragraph.
(e) The determination to adjust annual registration fees set forth in
this subdivision shall follow a review of such factors as the relative
financial capacity of the state and such eligible program participants
to support such adjustments and changes in the consumer price index. The
frequency of such adjustments shall not exceed once in any program year
and such adjustments shall not become effective for individual program
participants prior to the first day of the next annual coverage period
for each participant.
3. Point of sale co-payment. (a) Upon satisfaction of the registration
fee pursuant to this section an eligible program participant must pay a
point of sale co-payment as set forth in paragraph (b) of this
subdivision at the time of each purchase of a covered drug prescribed
for such individual. Such co-payment shall not be waived or reduced in
whole or in part subject to the limits provided by subdivision four of
this section.
(b) The point of sale co-payment amounts which are to be charged
eligible program participants shall be in accordance with the following
schedule:
For each prescription of covered drugs costing $15.00 or less.....$3.00
For each prescription of covered drugs costing $15.01 to $35.00...$7.00
For each prescription of covered drugs costing $35.01 to $55.00..$15.00
For each prescription of covered drugs costing $55.01 or more....$20.00
(c) For the purposes of the foregoing schedule of point of sale
co-payments, "costing" shall mean the amount of reimbursement which
shall be paid by the state to a participating provider pharmacy in
accordance with section two hundred fifty of this title plus the point
of sale co-payment, calculated as of the date of sale.
4. Limits on point of sale co-payments. During each annual coverage
period no point of sale co-payment as set forth in subdivision three of
this section shall be required to be made for the remainder of such
period by any eligible program participant who has already incurred
co-payments in excess of the limits set forth in the following schedule:
(a) Limits on co-payments by unmarried individual eligible program
participants:
individual income of $5,000 or less no more than $340
individual income of $5,001 to $6,000 no more than $408
individual income of $6,001 to $7,000 no more than $476
individual income of $7,001 to $8,000 no more than $544
individual income of $8,001 to $9,000 no more than $612
individual income of $9,001 to $10,000 no more than $700
individual income of $10,001 to $11,000 no more than $720
individual income of $11,001 to $12,000 no more than $827
individual income of $12,001 to $13,000 no more than $896
individual income of $13,001 to $14,000 no more than $964
individual income of $14,001 to $15,000 no more than $1,016
individual income of $15,001 to $16,000 no more than $1,034
individual income of $16,001 to $17,000 no more than $1,052
individual income of $17,001 to $18,000 no more than $1,070
individual income of $18,001 to $19,000 no more than $1,088
individual income of $19,001 to $20,000 no more than $1,160
(b) Limits on co-payments by each married individual eligible program
participant:
joint income of $5,000 or less no more than $291
joint income of $5,001 to $6,000 no more than $342
joint income of $6,001 to $7,000 no more than $399
joint income of $7,001 to $8,000 no more than $456
joint income of $8,001 to $9,000 no more than $513
joint income of $9,001 to $10,000 no more than $570
joint income of $10,001 to $11,000 no more than $622
joint income of $11,001 to $12,000 no more than $641
joint income of $12,001 to $13,000 no more than $660
joint income of $13,001 to $14,000 no more than $684
joint income of $14,001 to $15,000 no more than $710
joint income of $15,001 to $16,000 no more than $826
joint income of $16,001 to $17,000 no more than $877
joint income of $17,001 to $18,000 no more than $928
joint income of $18,001 to $19,000 no more than $980
joint income of $19,001 to $20,000 no more than $990
joint income of $20,001 to $21,000 no more than $1,008
joint income of $21,001 to $22,000 no more than $1,026
joint income of $22,001 to $23,000 no more than $1,044
joint income of $23,001 to $24,000 no more than $1,062
joint income of $24,001 to $25,000 no more than $1,080
joint income of $25,001 to $26,000 no more than $1,150
(c) Effective October first, nineteen hundred eighty-eight, the limits
on point of sale co-payments as set forth in this subdivision may be
adjusted by the panel on the anniversary date of each program
participant's annual coverage period, and such adjustment shall be in
effect for the duration of that annual coverage period. Any such annual
adjustment shall be made using a percentage adjustment factor which
shall not exceed one-half of the difference between the year-to-year
percentage increase in the consumer price index for all urban consumers,
as published by the United States Department of Labor, and, if larger,
the year-to-year percentage increase in the aggregate average cost of
covered drugs purchased under this title, which year-to-year percentage
increase in such cost shall be determined by comparison of such cost in
the same month of each of the appropriate successive years; provided,
however, that for any such adjustment based wholly on experience in the
program year commencing October first, nineteen hundred eighty-seven,
the year-to-year percentage increase in such cost shall be determined by
comparison of such cost in each of two months no less than five months
apart and within such program year, which comparison shall be
annualized. Such percentage adjustment factor shall be the same as that
used to determine any similar annual adjustment for the same annual
coverage periods pursuant to the provisions of subdivision four of
section two hundred forty-eight of this title.
(d) Such annual adjustments shall be calculated by multiplying the
percentage adjustment factor by (1) ten percent and applying the
resulting percentage to the upper income limitation of each income level
for unmarried individuals contained in this subdivision, and by (2)
seven and one-half percent and applying the resulting percentage to the
upper income limitation of each income level for married individuals
contained in this subdivision; each result of such calculations, minus
any applicable registration fee increases made pursuant to subdivision
two of this section and plus the result of applying the percentage
adjustment factor to the sum of any such annual adjustments applicable
thereto for any prior annual coverage period, shall be the amount by
which the limit on co-payments for each such income level may be
adjusted, and such amount shall be in addition to any such amount or
amounts applicable to prior annual coverage periods.
(e) The determination to adjust the limits on point of sale
co-payments set forth in this subdivision shall follow a review of such
factors as the relative financial capacity of the state and such
eligible program participants to support such adjustments.