§ 810. Additional information. Nothing in this article shall prevent a
provider from providing or disclosing additional information on a
commercial financing being offered to a recipient, provided however,
that such additional information shall not be disclosed as part of the
disclosure required by this article. If other metrics of financing cost
are disclosed or used in the application process of a commercial
financing, these metrics shall not be presented as a "rate" if they are
not the annual interest rate or the annual percentage rate. The term
"interest", when used to describe a percentage rate, shall only be used
to describe annualized percentage rates, such as the annual interest
rate. When a provider states a rate of finance charge or a financing
amount to a recipient during an application process for commercial
financing, the provider shall also state the rate as an "annual
percentage rate", using that term or the abbreviation "APR".