§ 3-311. Marriage relationship not to affect construction of
instruments and transactions involving personal property. 1. Where an
instrument or transaction creating or transferring an interest in
personal property would create a joint tenancy or a tenancy in common in
persons not husband and wife, it shall create a joint tenancy or a
tenancy in common, as the case may be, in persons who are husband and
wife.

2. An instrument or transaction which does not create a right of
survivorship in personal property between persons who are not husband
and wife shall not create a right of survivorship in personal property
between persons who are husband and wife.

3. This section applies without regard to the identity of the person
who makes the transfer or at whose instance it is had, or from whom the
consideration for the instrument or transaction proceeds.