§ 2608. Discrimination because of treatment for a mental disability.
(a) No individual or entity shall refuse to issue or renew, or shall
cancel any policy of insurance because of any past treatment for a
mental disability of the insured.

(b) The prohibition of subsection (a) hereof shall not preclude an
insurer from refusing to issue or renew or from cancelling a policy
based on sound underwriting and actuarial principles reasonably related
to actual or anticipated loss experience. The insurer shall notify the
insured or his physician of its specific reason or reasons for refusal
to issue or renew or for cancelling such policy.

(c) In this section, mental disability has the meaning defined in
subdivision three of section 1.03 of the mental hygiene law.