§ 2803. Dispute resolution and error correction. If it is determined
through the dispute resolution process set forth in the federal Fair
Credit Reporting Act, 15 USC 1681i(a)(5), that the credit information of
a current insured was incorrect or incomplete and if the insurer
receives notice of such determination from either the consumer reporting
agency or from the insured, the insurer shall re-underwrite and re-rate
the consumer within thirty days of receiving such notice. After
re-underwriting or re-rating the insured, the insurer shall make any
adjustments necessary, consistent with its underwriting and rating
guidelines. If an insurer determines that the insured has overpaid
premium, the insurer shall refund to the insured the amount of
overpayment calculated back to the last thirty-six months of coverage
provided by such insurer.