§ 2808. Indemnification. An insurer shall indemnify, defend and hold
agents harmless from and against all liability, fees and costs arising
out of or relating to the actions, errors or omissions of the agent
resulting from obtaining or using credit information and/or insurance
scores for an insurer, provided the agent follows the instructions of or
procedures established by the insurer, works within the authority
granted by the insurer to the agent and complies with any applicable law
or regulation. Nothing in this section shall be construed to provide a
consumer or other insured with a cause of action that does not exist in
the absence of this section.