§ 3104. Contract provisions required by laws of other jurisdictions.
(a) Any foreign or alien insurer authorized to do business in this state
may, with the approval of the superintendent, include in any life,
accident and health insurance policy or contract of annuity delivered or
issued for delivery in this state any provisions required by the laws of
the jurisdiction in which such insurer is domiciled if such provisions
are not substantially in conflict with the laws of this state.

(b) Any domestic insurer may include in any policy of insurance or
contract of annuity issued for delivery in another jurisdiction and
governed by the laws thereof, any provision required by the laws of such
other jurisdiction applicable to such policy or contract.