Legislation
ARTICLE 23
Property/casualty Insurance Rates
Insurance (ISC) CHAPTER 28
ARTICLE 23
PROPERTY/CASUALTY INSURANCE RATES
Section 2301. Purpose.
2302. Applicability.
2303. Standards for rates.
2304. Rate making and supporting information.
2305. Rates or rating plans; no prior approval; prior
approval.
2306. Delegation of rate filing obligation.
2307. Rating classifications or territories; policy forms.
2308. Imposition of prior approval.
2309. Excess rate.
2310. Informational filings.
2311. Suspension of filing requirement.
2312. Immigration bond premium.
2313. Rate service organization; defined.
2314. Charging of rates.
2315. Recording and reporting of experience; statistical
plans.
2316. Prohibition of anti-competitive behavior.
2317. Joint underwriting or joint reinsurance.
2318. Risk sharing plans.
2319. Information to be furnished insureds; aggrieved person.
2320. Enforcement and penalties; where prior approval is not
required.
2321. Enforcement and penalties; where prior approval is
required.
2322. Final determination; procedure on orders without
hearing.
2323. Profitability and rates of return; where prior approval
is not required.
2324. Rebating and discrimination.
2325. Accounts and statistics.
2326. Evaluation of competitive rating provisions.
2327. Verification of driving history.
2328. Certain motor vehicle insurance rates; prior approval.
2329. Motor vehicle insurance rates; excess profits.
2330. No fault motor vehicle insurance rates; reflection of
reduced exposure to loss.
2331. Motor vehicle comprehensive insurance rates; age, sex or
marital status.
2332. Non-commercial private passenger automobile insurance
rates; experienced and inexperienced principal
operators.
2333. Non-commercial private passenger automobile insurance
rates; apportionment of expenses.
2334. Non-commercial private passenger automobile insurance
rates; merit rating plans.
2335. Motor vehicle liability insurance rates; prohibition of
surcharges for certain accidents and traffic
infractions.
2335-a. Prohibition of rate increases for persons involved in
emergency use of vehicles.
2336. Motor vehicle liability, comprehensive and collission
insurance rates; premium reductions in certain cases.
2336-a. Snowmobile liability insurance rates; premium reductions
in certain cases.
2336-b. Boat liability insurance rates; premium reductions in
certain cases.
2337. Private passenger automobile physical damage insurance;
statistics on use of anti-theft devices and the
maximum discount for all anti-theft devices.
2338. Appeal from rate service organization action.
2339. Charging or receiving of rates; deviations.
2340. Credit property insurance.
2342. Expiration of certain provisions.
2343. Medical malpractice insurance rates; special additional
provisions regarding such rates.
2344. Flexible rate limitations in problem markets.
2345. Disclosure of premium reductions and surcharges.
2346. Reduction in rates of fire insurance, homeowners
insurance or property/casualty premiums for
residential property.
2346-a. Reduction in rates of certain commercial risk insurance
premiums for real property.
2347. Workers' compensation rate changes.
2348. Anti-theft and fraud savings.
2349. Multi-tier program.
2350. Flexible rating for nonbusiness automobile insurance
policies.
2351. Homeowners' insurance policies.
2352. Multiple rating programs.
2353. For-hire motor vehicle safety program; reduction in
rates of certain commercial risk insurance premiums
for motor vehicles.
PROPERTY/CASUALTY INSURANCE RATES
Section 2301. Purpose.
2302. Applicability.
2303. Standards for rates.
2304. Rate making and supporting information.
2305. Rates or rating plans; no prior approval; prior
approval.
2306. Delegation of rate filing obligation.
2307. Rating classifications or territories; policy forms.
2308. Imposition of prior approval.
2309. Excess rate.
2310. Informational filings.
2311. Suspension of filing requirement.
2312. Immigration bond premium.
2313. Rate service organization; defined.
2314. Charging of rates.
2315. Recording and reporting of experience; statistical
plans.
2316. Prohibition of anti-competitive behavior.
2317. Joint underwriting or joint reinsurance.
2318. Risk sharing plans.
2319. Information to be furnished insureds; aggrieved person.
2320. Enforcement and penalties; where prior approval is not
required.
2321. Enforcement and penalties; where prior approval is
required.
2322. Final determination; procedure on orders without
hearing.
2323. Profitability and rates of return; where prior approval
is not required.
2324. Rebating and discrimination.
2325. Accounts and statistics.
2326. Evaluation of competitive rating provisions.
2327. Verification of driving history.
2328. Certain motor vehicle insurance rates; prior approval.
2329. Motor vehicle insurance rates; excess profits.
2330. No fault motor vehicle insurance rates; reflection of
reduced exposure to loss.
2331. Motor vehicle comprehensive insurance rates; age, sex or
marital status.
2332. Non-commercial private passenger automobile insurance
rates; experienced and inexperienced principal
operators.
2333. Non-commercial private passenger automobile insurance
rates; apportionment of expenses.
2334. Non-commercial private passenger automobile insurance
rates; merit rating plans.
2335. Motor vehicle liability insurance rates; prohibition of
surcharges for certain accidents and traffic
infractions.
2335-a. Prohibition of rate increases for persons involved in
emergency use of vehicles.
2336. Motor vehicle liability, comprehensive and collission
insurance rates; premium reductions in certain cases.
2336-a. Snowmobile liability insurance rates; premium reductions
in certain cases.
2336-b. Boat liability insurance rates; premium reductions in
certain cases.
2337. Private passenger automobile physical damage insurance;
statistics on use of anti-theft devices and the
maximum discount for all anti-theft devices.
2338. Appeal from rate service organization action.
2339. Charging or receiving of rates; deviations.
2340. Credit property insurance.
2342. Expiration of certain provisions.
2343. Medical malpractice insurance rates; special additional
provisions regarding such rates.
2344. Flexible rate limitations in problem markets.
2345. Disclosure of premium reductions and surcharges.
2346. Reduction in rates of fire insurance, homeowners
insurance or property/casualty premiums for
residential property.
2346-a. Reduction in rates of certain commercial risk insurance
premiums for real property.
2347. Workers' compensation rate changes.
2348. Anti-theft and fraud savings.
2349. Multi-tier program.
2350. Flexible rating for nonbusiness automobile insurance
policies.
2351. Homeowners' insurance policies.
2352. Multiple rating programs.
2353. For-hire motor vehicle safety program; reduction in
rates of certain commercial risk insurance premiums
for motor vehicles.