§ 504-a. Interruption or reduction of income in certain instances. 1.
If any consumer who has signed a rental-purchase agreement experiences
an interruption or reduction of twenty-five percent or more of income
due to involuntary job loss, involuntary reduced employment, illness,
pregnancy or disability after one-half or more of the total amount of
the rental payments necessary to acquire ownership under the agreement
has been paid, and such consumer provides to the merchant some evidence
of the amount and cause of the interruption or reduction of income, the
merchant shall reduce the amount of each rental payment by (a) the
percentage of the reduction in the consumer's income or (b) fifty
percent, whichever is less, for the period during which the consumer's
income is interrupted or reduced.

2. If payments are reduced, the total dollar amount of payments
necessary to acquire ownership shall not be increased, provided,
however, that the number of payments necessary to acquire ownership may
be increased accordingly and the rights and duties of the merchant and
the consumer shall not otherwise be affected.

3. When the consumer's income is restored, the merchant may increase
the amount of rental payments, but in no event shall rental payments
exceed the originally disclosed amount of rental payments.