ARTICLE 10

RETAIL INSTALMENT SALES ACT
Section 401. Definitions.

402. Provisions of retail instalment contracts and

obligations.

402A. Merchandise certificates and obligations therefor.

402B. Total loss notice and waiver of the gap amount.

403. Restrictions on retail instalment contracts and

obligations.

404. Credit service charge limitation.

405. Delivery of copy of contract or obligation; buyer's

acknowledgment.

406. Notice of assignment; payments.

407. Statements of account; receipts.

408. Credit upon anticipation of payments.

409. Refinancing.

410. Add-ons to and consolidations of retail instalment

contracts and obligations.

411. Terms of purchase by financing agency.

412. Cancellation.

412-a. Cancellation of contracts for future consumer services.

413. Retail instalment credit agreements.

414. Penalties.

415. Exceptions.

416. Waiver.

417. Severability.

418. Short title.

419. Refund credit on cancellation of credit related insurance

or prepayment of contract.

420. Guaranties to sellers of liabilities of buyers under

retail instalment contracts.

421. Security interest in other property.

422. Claim for deficiency after default and repossession.