Section 4--102. Applicability.

(1) To the extent that items within this Article are also within the
scope of Articles 3 and 8, they are subject to the provisions of those
Articles. In the event of conflict the provisions of this Article govern
those of Article 3 but the provisions of Article 8 govern those of this
Article.

(2) The liability of a bank for action or non-action with respect to
any item handled by it for purposes of presentment, payment or
collection is governed by the law of the place where the bank is
located. In the case of action or non-action by or at a branch or
separate office of a bank, its liability is governed by the law of the
place where the branch or separate office is located.