§ 380-h. Restrictions on investigative consumer reports. (a) Whenever
a consumer reporting agency prepares an investigative consumer report,
no adverse information in such report, other than information which is a
matter of public record, may be included in a subsequent consumer report
unless such adverse information has been verified in the process of
making such subsequent consumer report, unless the adverse information
was received within the three month period preceding the date upon which
the subsequent report is furnished.

(b) Each investigative consumer report shall be in writing, and a copy
thereof shall be retained by the consumer reporting agency for at least
one year after it is issued.