§ 702. Application. 1. Except as provided in subdivision two of this
section, this chapter shall not apply to statements of accounts rendered
to customers by public utilities whose billing practices are subject to
the jurisdiction and regulation of the public service commission.

2. Subject to federal law and regulation, no creditor shall charge a
consumer an additional rate or fee associated with payment on an account
when the consumer chooses to pay by United States mail. This subdivision
shall not be construed to prohibit a creditor from offering consumers a
credit or other incentive to elect a specific payment option.