§ 2318. Risk sharing plans. Agreements may be made among insurers with
respect to the equitable apportionment among them of insurance which may
be afforded applicants who are in good faith entitled to but are unable
to procure such insurance through ordinary methods, and such insurers
may agree among themselves on the use of reasonable rate modifications
subject to the approval of the superintendent; but this section shall
not apply to workers' compensation insurance.