§ 3430. Right of insured, agent or broker aggrieved on basis of
geographical location of property or risks. (a) An insured aggrieved by
an inability to obtain:

(1) homeowner's insurance, including fire insurance or fire and
extended coverage insurance, other than from the New York property
insurance underwriting association, or

(2) automobile insurance subject to section three thousand four
hundred twenty-five of this article, other than through the New York
automobile insurance plan,
from any insurer or through any insurance agent or broker because of the
geographical location of the risk or property within the state or a
licensed agent or broker whose contract or account was terminated or not
renewed because of the geographical location of the agent or broker or
the geographical location of the risks within the state for which
coverage is afforded through the agent or broker and the grievance was
not the result of the application of sound underwriting and actuarial
principles reasonably related to actual or anticipated loss experience
may file a complaint to that effect with the superintendent on a form
prescribed by him.

(b) The superintendent shall investigate the complaint pursuant to
rules and regulations promulgated by him. In addition to any other power
or procedure authorized by this chapter, the superintendent may require
the physical inspection of the risk or property or hold a hearing, or
both, for the purpose of assisting him in his determination of the
issues raised by the complaint.