§ 4925. Definitions. As used in this article, the following terms
shall have the following meanings:

1. "Medical debt" means an obligation or alleged obligation of a
consumer to pay any amount whatsoever related to the receipt of health
care services, products, or devices provided to a person by a hospital
licensed under article twenty-eight of this chapter, a health care
professional authorized under title eight of the education law or an
ambulance service certified under article thirty of this chapter.
Medical debt does not include debt charged to a credit card unless the
credit card is issued under an open-ended or closed-ended plan offered
specifically for the payment of health care services, products, or
devices provided to a person.

2. "Collection entity" means any individual, partnership, corporation,
trust, estate, co-operative, association, government or government
subdivision, agency or other entity that either purchases medical debt
or collects medical debt on behalf of another entity.

3. "Consumer reporting agency" shall have the same meaning as such
term is defined in section three hundred eighty-a of the general
business law.