S T A T E   O F   N E W   Y O R K
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    S. 2402--A                                            A. 3457--A

                       2015-2016 Regular Sessions

                      S E N A T E - A S S E M B L Y

                            January 23, 2015
                               ___________

IN SENATE -- Introduced by Sen. LAVALLE -- read twice and ordered print-
  ed,  and when printed to be committed to the Committee on Insurance --
  recommitted to the Committee on Insurance in  accordance  with  Senate
  Rule  6,  sec.  8  --  committee  discharged,  bill  amended,  ordered
  reprinted as amended and recommitted to said committee

IN ASSEMBLY -- Introduced by M. of A.  COOK,  GUNTHER,  TITONE,  WEPRIN,
  MARKEY,  JAFFEE,  HOOPER  -- Multi-Sponsored by -- M. of A. SCHIMEL --
  read once and referred to the Committee on Insurance -- recommitted to
  the Committee on Insurance in accordance with Assembly Rule 3, sec.  2
  --  committee  discharged,  bill amended, ordered reprinted as amended
  and recommitted to said committee

AN ACT to amend the insurance law, in relation to coverage of  hysterec-
  tomies

  THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
BLY, DO ENACT AS FOLLOWS:

  Section 1. Subsection (i) of section 3216  of  the  insurance  law  is
amended by adding a new paragraph 33 to read as follows:
  (33)  (A)  EVERY  POLICY  WHICH PROVIDES HOSPITAL, SURGICAL OR MEDICAL
COVERAGE, OR SIMILAR COMPREHENSIVE TYPE COVERAGE, SHALL PROVIDE COVERAGE
FOR ALL COST FOR HYSTERECTOMIES. SUCH COVERAGE SHALL  INCLUDE  INPATIENT
HOSPITAL  COVERAGE  FOR  A  MINIMUM  PERIOD  OF  SEVENTY-TWO HOURS AFTER
SURGERY.
  (B) SUCH COVERAGE MAY BE SUBJECT TO ANNUAL DEDUCTIBLES AND COINSURANCE
AS MAY BE DEEMED APPROPRIATE BY THE SUPERINTENDENT AND AS ARE CONSISTENT
WITH THOSE ESTABLISHED FOR OTHER BENEFITS WITHIN A GIVEN POLICY.
  (C) COVERAGE UNDER THIS PARAGRAPH  SHALL  NOT  RESTRICT  OR  ELIMINATE
EXISTING  COVERAGE  PROVIDED BY THE POLICY AND NOTHING IN THIS PARAGRAPH
SHALL BE CONSTRUED TO DENY OR RESTRICT IN ANY WAY ANY EXISTING RIGHT  OR
BENEFIT PROVIDED UNDER LAW OR BY CONTRACT.

 EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                      [ ] is old law to be omitted.
                                                           LBD03053-03-6

              

S. 2402--A                          2                         A. 3457--A

  S 2. Subsection (l) of section 3221 of the insurance law is amended by
adding a new paragraph 19 to read as follows:
  (19)  (A) EVERY GROUP OR BLANKET POLICY DELIVERED OR ISSUED FOR DELIV-
ERY IN THIS STATE WHICH PROVIDES HOSPITAL, SURGICAL OR MEDICAL COVERAGE,
OR SIMILAR COMPREHENSIVE TYPE COVERAGE, SHALL PROVIDE COVERAGE  FOR  ALL
COST  FOR HYSTERECTOMIES. SUCH COVERAGE SHALL INCLUDE INPATIENT HOSPITAL
COVERAGE FOR A MINIMUM PERIOD OF SEVENTY-TWO HOURS AFTER SURGERY.
  (B) SUCH COVERAGE MAY BE SUBJECT TO ANNUAL DEDUCTIBLES AND COINSURANCE
AS MAY BE DEEMED APPROPRIATE BY THE SUPERINTENDENT AND AS ARE CONSISTENT
WITH THOSE ESTABLISHED FOR OTHER BENEFITS WITHIN A GIVEN POLICY.
  (C) COVERAGE UNDER THIS PARAGRAPH  SHALL  NOT  RESTRICT  OR  ELIMINATE
EXISTING  COVERAGE  PROVIDED BY THE POLICY AND NOTHING IN THIS PARAGRAPH
SHALL BE CONSTRUED TO DENY OR RESTRICT IN ANY WAY ANY EXISTING RIGHT  OR
BENEFIT PROVIDED UNDER LAW OR BY CONTRACT.
  S  3.  Section  4303  of  the insurance law is amended by adding a new
subsection (qq) to read as follows:
  (QQ) 1. EVERY MEDICAL EXPENSE INDEMNITY CORPORATION, HOSPITAL  SERVICE
CORPORATION  AND  HEALTH  SERVICE  CORPORATION  WHICH PROVIDES HOSPITAL,
SURGICAL OR MEDICAL COVERAGE, OR SIMILAR  COMPREHENSIVE  TYPE  COVERAGE,
SHALL  PROVIDE  COVERAGE  FOR ALL COST FOR HYSTERECTOMIES. SUCH COVERAGE
SHALL INCLUDE INPATIENT HOSPITAL COVERAGE FOR A MINIMUM PERIOD OF SEVEN-
TY-TWO HOURS AFTER SURGERY.
  2. SUCH COVERAGE MAY BE SUBJECT TO ANNUAL DEDUCTIBLES AND  COINSURANCE
AS MAY BE DEEMED APPROPRIATE BY THE SUPERINTENDENT AND AS ARE CONSISTENT
WITH THOSE ESTABLISHED FOR OTHER BENEFITS WITHIN A GIVEN POLICY.
  3.  COVERAGE  UNDER  THIS  SUBSECTION  SHALL NOT RESTRICT OR ELIMINATE
EXISTING COVERAGE PROVIDED BY THE POLICY AND NOTHING IN THIS  SUBSECTION
SHALL  BE CONSTRUED TO DENY OR RESTRICT IN ANY WAY ANY EXISTING RIGHT OR
BENEFIT PROVIDED UNDER LAW OR BY CONTRACT.
  S 4. This act shall take effect on the one hundred twentieth day after
it shall have become a law and shall apply to all policies entered  into
or renewed on and after such effective date.