S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   3182
 
                        2021-2022 Regular Sessions
 
                           I N  A S S E M B L Y
 
                             January 22, 2021
                                ___________
 
 Introduced  by  M. of A. COOK, AUBRY, WEPRIN, GUNTHER -- Multi-Sponsored
   by -- M. of A.  SIMON -- read once and referred to  the  Committee  on
   Insurance
 
 AN  ACT to amend the insurance law, in relation to coverage of hysterec-
   tomies
 
   THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
 BLY, DO ENACT AS FOLLOWS:
 
   Section  1.  Subsection  (i)  of  section 3216 of the insurance law is
 amended by adding a new paragraph 36 to read as follows:
   (36) (A) EVERY POLICY WHICH PROVIDES  HOSPITAL,  SURGICAL  OR  MEDICAL
 COVERAGE, OR SIMILAR COMPREHENSIVE TYPE COVERAGE, SHALL PROVIDE COVERAGE
 FOR  ALL  COST FOR HYSTERECTOMIES. SUCH COVERAGE SHALL INCLUDE INPATIENT
 HOSPITAL COVERAGE FOR  A  MINIMUM  PERIOD  OF  SEVENTY-TWO  HOURS  AFTER
 SURGERY.
   (B) SUCH COVERAGE MAY BE SUBJECT TO ANNUAL DEDUCTIBLES AND COINSURANCE
 AS MAY BE DEEMED APPROPRIATE BY THE SUPERINTENDENT AND AS ARE CONSISTENT
 WITH THOSE ESTABLISHED FOR OTHER BENEFITS WITHIN A GIVEN POLICY.
   (C)  COVERAGE  UNDER  THIS  PARAGRAPH  SHALL NOT RESTRICT OR ELIMINATE
 EXISTING COVERAGE PROVIDED BY THE POLICY AND NOTHING IN  THIS  PARAGRAPH
 SHALL  BE CONSTRUED TO DENY OR RESTRICT IN ANY WAY ANY EXISTING RIGHT OR
 BENEFIT PROVIDED UNDER LAW OR BY CONTRACT.
   § 2. Subsection (l) of section 3221 of the insurance law is amended by
 adding a new paragraph 21 to read as follows:
   (21) (A) EVERY GROUP OR BLANKET POLICY DELIVERED OR ISSUED FOR  DELIV-
 ERY IN THIS STATE WHICH PROVIDES HOSPITAL, SURGICAL OR MEDICAL COVERAGE,
 OR  SIMILAR  COMPREHENSIVE TYPE COVERAGE, SHALL PROVIDE COVERAGE FOR ALL
 COST FOR HYSTERECTOMIES. SUCH COVERAGE SHALL INCLUDE INPATIENT  HOSPITAL
 COVERAGE FOR A MINIMUM PERIOD OF SEVENTY-TWO HOURS AFTER SURGERY.
   (B) SUCH COVERAGE MAY BE SUBJECT TO ANNUAL DEDUCTIBLES AND COINSURANCE
 AS MAY BE DEEMED APPROPRIATE BY THE SUPERINTENDENT AND AS ARE CONSISTENT
 WITH THOSE ESTABLISHED FOR OTHER BENEFITS WITHIN A GIVEN POLICY.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
              

                                                            LBD07786-01-1

 A. 3182                             2
 
   (C)  COVERAGE  UNDER  THIS  PARAGRAPH  SHALL NOT RESTRICT OR ELIMINATE
 EXISTING COVERAGE PROVIDED BY THE POLICY AND NOTHING IN  THIS  PARAGRAPH
 SHALL  BE CONSTRUED TO DENY OR RESTRICT IN ANY WAY ANY EXISTING RIGHT OR
 BENEFIT PROVIDED UNDER LAW OR BY CONTRACT.
   §  3.  Section  4303  of  the insurance law is amended by adding a new
 subsection (ss) to read as follows:
   (SS) 1. EVERY MEDICAL EXPENSE INDEMNITY CORPORATION, HOSPITAL  SERVICE
 CORPORATION  AND  HEALTH  SERVICE  CORPORATION  WHICH PROVIDES HOSPITAL,
 SURGICAL OR MEDICAL COVERAGE, OR SIMILAR  COMPREHENSIVE  TYPE  COVERAGE,
 SHALL  PROVIDE  COVERAGE  FOR ALL COST FOR HYSTERECTOMIES. SUCH COVERAGE
 SHALL INCLUDE INPATIENT HOSPITAL COVERAGE FOR A MINIMUM PERIOD OF SEVEN-
 TY-TWO HOURS AFTER SURGERY.
   2. SUCH COVERAGE MAY BE SUBJECT TO ANNUAL DEDUCTIBLES AND  COINSURANCE
 AS MAY BE DEEMED APPROPRIATE BY THE SUPERINTENDENT AND AS ARE CONSISTENT
 WITH THOSE ESTABLISHED FOR OTHER BENEFITS WITHIN A GIVEN POLICY.
   3.  COVERAGE  UNDER  THIS  SUBSECTION  SHALL NOT RESTRICT OR ELIMINATE
 EXISTING COVERAGE PROVIDED BY THE POLICY AND NOTHING IN THIS  SUBSECTION
 SHALL  BE CONSTRUED TO DENY OR RESTRICT IN ANY WAY ANY EXISTING RIGHT OR
 BENEFIT PROVIDED UNDER LAW OR BY CONTRACT.
   § 4. This act shall take effect on the one hundred twentieth day after
 it shall have become a law and shall apply to all policies entered  into
 or renewed on and after such effective date.