S T A T E   O F   N E W   Y O R K
 ________________________________________________________________________
 
                                   6261
 
                        2017-2018 Regular Sessions
 
                           I N  A S S E M B L Y
 
                               March 1, 2017
                                ___________
 
 Introduced  by  M.  of A. COOK, GUNTHER, TITONE, WEPRIN, JAFFEE, HOOPER,
   HARRIS -- read once and referred to the Committee on Insurance
 
 AN ACT to amend the insurance law, in relation to coverage of  hysterec-
   tomies
 
   THE  PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEM-
 BLY, DO ENACT AS FOLLOWS:

   Section 1. Subsection (i) of section 3216  of  the  insurance  law  is
 amended by adding a new paragraph 34 to read as follows:
   (34)  (A)  EVERY  POLICY  WHICH PROVIDES HOSPITAL, SURGICAL OR MEDICAL
 COVERAGE, OR SIMILAR COMPREHENSIVE TYPE COVERAGE, SHALL PROVIDE COVERAGE
 FOR ALL COST FOR HYSTERECTOMIES. SUCH COVERAGE SHALL  INCLUDE  INPATIENT
 HOSPITAL  COVERAGE  FOR  A  MINIMUM  PERIOD  OF  SEVENTY-TWO HOURS AFTER
 SURGERY.
   (B) SUCH COVERAGE MAY BE SUBJECT TO ANNUAL DEDUCTIBLES AND COINSURANCE
 AS MAY BE DEEMED APPROPRIATE BY THE SUPERINTENDENT AND AS ARE CONSISTENT
 WITH THOSE ESTABLISHED FOR OTHER BENEFITS WITHIN A GIVEN POLICY.
   (C) COVERAGE UNDER THIS PARAGRAPH  SHALL  NOT  RESTRICT  OR  ELIMINATE
 EXISTING  COVERAGE  PROVIDED BY THE POLICY AND NOTHING IN THIS PARAGRAPH
 SHALL BE CONSTRUED TO DENY OR RESTRICT IN ANY WAY ANY EXISTING RIGHT  OR
 BENEFIT PROVIDED UNDER LAW OR BY CONTRACT.
   § 2. Subsection (l) of section 3221 of the insurance law is amended by
 adding a new paragraph 20 to read as follows:
   (20)  (A) EVERY GROUP OR BLANKET POLICY DELIVERED OR ISSUED FOR DELIV-
 ERY IN THIS STATE WHICH PROVIDES HOSPITAL, SURGICAL OR MEDICAL COVERAGE,
 OR SIMILAR COMPREHENSIVE TYPE COVERAGE, SHALL PROVIDE COVERAGE  FOR  ALL
 COST  FOR HYSTERECTOMIES. SUCH COVERAGE SHALL INCLUDE INPATIENT HOSPITAL
 COVERAGE FOR A MINIMUM PERIOD OF SEVENTY-TWO HOURS AFTER SURGERY.
   (B) SUCH COVERAGE MAY BE SUBJECT TO ANNUAL DEDUCTIBLES AND COINSURANCE
 AS MAY BE DEEMED APPROPRIATE BY THE SUPERINTENDENT AND AS ARE CONSISTENT
 WITH THOSE ESTABLISHED FOR OTHER BENEFITS WITHIN A GIVEN POLICY.
 
  EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                       [ ] is old law to be omitted.
                                                            LBD05648-01-7
              

 A. 6261                             2
 
   (C) COVERAGE UNDER THIS PARAGRAPH  SHALL  NOT  RESTRICT  OR  ELIMINATE
 EXISTING  COVERAGE  PROVIDED BY THE POLICY AND NOTHING IN THIS PARAGRAPH
 SHALL BE CONSTRUED TO DENY OR RESTRICT IN ANY WAY ANY EXISTING RIGHT  OR
 BENEFIT PROVIDED UNDER LAW OR BY CONTRACT.
   §  3.  Section  4303  of  the insurance law is amended by adding a new
 subsection (rr) to read as follows:
   (RR) 1. EVERY MEDICAL EXPENSE INDEMNITY CORPORATION, HOSPITAL  SERVICE
 CORPORATION  AND  HEALTH  SERVICE  CORPORATION  WHICH PROVIDES HOSPITAL,
 SURGICAL OR MEDICAL COVERAGE, OR SIMILAR  COMPREHENSIVE  TYPE  COVERAGE,
 SHALL  PROVIDE  COVERAGE  FOR ALL COST FOR HYSTERECTOMIES. SUCH COVERAGE
 SHALL INCLUDE INPATIENT HOSPITAL COVERAGE FOR A MINIMUM PERIOD OF SEVEN-
 TY-TWO HOURS AFTER SURGERY.
   2. SUCH COVERAGE MAY BE SUBJECT TO ANNUAL DEDUCTIBLES AND  COINSURANCE
 AS MAY BE DEEMED APPROPRIATE BY THE SUPERINTENDENT AND AS ARE CONSISTENT
 WITH THOSE ESTABLISHED FOR OTHER BENEFITS WITHIN A GIVEN POLICY.
   3.  COVERAGE  UNDER  THIS  SUBSECTION  SHALL NOT RESTRICT OR ELIMINATE
 EXISTING COVERAGE PROVIDED BY THE POLICY AND NOTHING IN THIS  SUBSECTION
 SHALL  BE CONSTRUED TO DENY OR RESTRICT IN ANY WAY ANY EXISTING RIGHT OR
 BENEFIT PROVIDED UNDER LAW OR BY CONTRACT.
   § 4. This act shall take effect on the one hundred twentieth day after
 it shall have become a law and shall apply to all policies entered  into
 or renewed on and after such effective date.